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Bed Bugs

August 17th, 2018 by tisner

These unwelcome guests may require some help to get rid of.

bed bugs

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Adding Value or Not

August 15th, 2018 by tisner

adding value or not in orlando florida

Almost every homeowner has some upgrades or small projects on their to-do list, from installing new gutters to new landscaping.  What they aren’t always thinking is if the next small project will add value to their home.  Not every home improvement increases the value of a property, whether they’re a necessity or not.  

  • Roofing While a new roof looks great, it is considered a maintenance issue, so unless your roof needs replacing, or you have damaged shingles, this job rarely adds value.  On the other hand, depending on where you live, a metal roof can add some value to your home, lower your homeowner’s insurance premiums, and may save on the electric bill. 
  • Landscaping Keeping your yard trim and weed-free doesn’t decrease or increase your home’s value, and some landscaping certainly helps if you’re trying to sell. Adding a small fish pond with waterfall, however, isn’t necessarily going to add to add value.   
  • Electric/Plumbing In older homes, an upgrade here is something that’s necessary, and even if you used top-of-the-line products and the most expensive plumbers and electricians in the area, it won’t add value. 
  • Swimming Pool Putting in a pool is simply a personal choice–you have it done because you want to enjoy some refreshment and relaxation on a hot day.  Rarely does an added pool or spa put money in your pocket if you sell. 
  • High-End Upgrades In order for upgrades to add resale value, they must be consistent.  Don’t add imported tile to one bathroom, and then leave vinyl and Formica in the half bath.  
  • HVAC A new A/C unit or heating system is another maintenance item, and though someone looking for a home may find some relief in knowing that there’s a brand-new unit attached to the home, they’re not going to pay more for it because it’s new. 
  • Carpet If you’re thinking about installing new carpet to prep your house for the market, talk to your RealtorⓇ.  Going to the expense of new carpeting may be less desirable to house-hunters in your area.  If you want to make that money back, then consider another type of flooring for your house. 

These items don’t necessarily mean that you shouldn’t have them done, but it does mean that you likely won’t get the extra money they cost back in case you sell your home.  What it will help is the home sale itself–someone on the search for a new house will be more likely to purchase a home that has a new roof or new flooring.  Nolo.com has some excellent information on what will add value to your home, as well as some other home improvement tips.  When in doubt, do some research, and give your RealtorⓇ a call, as they know exactly what you need to do to get the most out of your house. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: blog.ltdcommodities.com

Window-Cleaning Tips

August 8th, 2018 by tisner

window cleaning tips orlando fl

Between hot Summer winds blowing dirt and dust and drizzly rains, most windows need a bit of cleaning about this time of year.  If you have a second story, cleaning those windows can seem like a daunting task.  Since everyone can’t have the luxury of tip-in easy-to-clean windows, check out these tips for getting all your windows sparkling! 

  • Grab a bucket and mix up some DIY window cleaner:  1-gallon water, 1/4 cup vinegar and a squirt of liquid dish detergent (but not a large squirt–too many suds can mean more rinsing and streaking). 
  • Tools you’ll need:  a soft-bristled brush with a long handle (a car-washing brush would be perfect) or flat microfiber mop, water hose, a step ladder or stepping stool, microfiber cloth or newspapers. 

Ground Floor Windows 

  • Make sure the windows are out of direct sunlight, not only for your own comfort, but so the heat won’t dry the cleaning solution before you can rinse it. 
  • Remove the screen panels, lay them flat, and give them a good shower with the hose, then gently scrub with the cleaning solution.  After rinsing, allow them to dry while you tackle the windows. 
  • Much like washing a car, rinse off as much dirt as you can, starting at the top of the window.  Use the brush to give the glass a gentle scrubbing, paying extra attention to bug or bird droppings or anything else stuck to the window. 
  • Rinse with the hose, and use a squeegee, microfiber cloth or newspaper to wipe off excess water. If you use a squeegee, make sure you work in rows, top to bottom, wiping the blade dry in between swipes. 

Upper Floor Windows 

You don’t need a ladder to get a clean finish on the windows that are too high to reach.  Here’s how: 

  • Remix the above cleaning ingredients, and add 1-2 tablespoons of dishwasher rinsing aid to the mix.   
  • A very handy tool to have would be a hose-end sprayer made especially for window spraying that you can pour your new batch of cleaning solution in, much like a liquid fertilizer hose-end sprayer that gardeners use.  Check your favorite home store for one of these–most cost less than $20. 
  • Just like downstairs, rinse the screens and windows with a jet of plain water to remove dust and grime. 
  • Spray the solution on the windows, out of direct sunlight. 
  • Rinse with plain water, and the rinsing aid should allow your window to dry without streaks, no wiping or squeegee required! 

Another tip if you’re using old rags or a microfiber cloth to wipe dry:  using cloth that have added fabric softener can cause the windows to streak.  Keep cleaning cloths absorbent by keeping the fabric softener out. The Family Handyman has a great tutorial for cleaning the stuck-on stuff, as well as how to get the best use of a squeegee for window cleaning.  Go ahead and get started on this much-dreaded chore.  Once you’re finished, you’ll clearly see how satisfying the results are. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: greatdayimprovements.com

For Sale and Secure in Orlando, FL

August 1st, 2018 by tisner

for sale and secure in orlando fl

Sometimes it’s necessary to leave your old home before it sells, and even if it’s in a safe community, there are steps that should be taken to make sure the home and its components are secure.  Criminals are pretty savvy these days, and you don’t want your home compromised, especially when potential buyers are there for a showing. 

  • First and foremost, make sure all your doors and windows are locked.  Most of those who are looking for easy access will find it.  They don’t care to draw attention to themselves by smashing windows and creating a lot of noise. 
  • Check with your insurance agent and make sure you’re covered properly for a vacant house. 
  • Talk to your RealtorⓇ about the lockbox that will be placed on your entryway.  Make certain it’s electronic, because the agent can not only get in without a key, but can keep track of who’s used the lockbox to enter, and when. 
  • If you don’t already, have motion sensor floodlights installed around the perimeter of your home.  This will help deter anyone who is creeping around after dark. 
  • Ask a relative, trusted neighbor or hire someone with good references to keep an eye on things, especially if you’ve moved more than a short drive away.   If you have a neighbor whose driveway is close by, ask if they would be willing to use your driveway to park in. 
  • The landscaping should be maintained to keep any suspicion that you’re not there, and it should be taken care of by a reputable landscaper.  Your RealtorⓇ should be able to help you find someone for this job.   
  • Secure outdoor components–your light fixtures and even the HVAC unit can be stolen, and it’s not as uncommon as you’d think. The light fixtures can be motion-detection activated, and the HVAC unit circuit box can be locked, and make it more difficult to get to with fencing or a security cage. 
  • A home security system is now more affordable than ever, and you don’t have to pay a monthly service fee to a company. Do some online research and find a system that connects wirelessly and has a coordinating smartphone app.  You can keep an eye on things yourself, and if there’s anything suspicious, call your contact and ask them to check your house for you.   

The cost of keeping your electricity and Wi-Fi connected to the vacant house can’t compare to the peace of mind and protection it can offer while selling your home.  That doesn’t count the money you would save from repairs for damage or stolen items to be replaced.  Protect your investment by protecting your vacant house while it waits for new owners. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: bestvirginiahomesearch.com

Selling Your Home vs. Renting in Orlando, Florida

July 30th, 2018 by tisner

selling your home vs renting in orlando fl

Accepting a new job, moving closer to aging parents, or looking for a fresh start, you’ve decided to relocate. You haven’t chosen a real estate agent to get your house sold, because you’re considering using your house for extra income as a rental.  There are pros and cons to becoming a landlord, so look through these tips to get you started on making the decision. 

  • You need to first look at the financial aspect of renting your house. 
  • Landlord’s insurance premiums may cost more than your homeowner’s insurance. Talk to your insurance agent about the differences in these policies. 
  • Do the math–if you have a loss after all your expenses (insurance, repairs, property taxes, etc.) are deducted from the rental payments, it’s a better idea to sell. 
  • If the money that a home sale would generate will help you buy a new place, by all means, sell. 
  • One factor to consider is that if your move is temporary–you know you’ll be returning in a few years, and it may be a good idea to lease while you’re away, so you won’t have to house hunt upon your return. 
  • Take into consideration that in larger areas, there may be times of a vacancy.  Can you handle the old mortgage and the new?  If not, put the house on the market. 
  • If there are improvements that need to be done to the home before you can sell it, and you’re not financially able to make them, then renting may be a good option.   
  • Keep in mind that most tenants will not care for your house like you, and, after moving, it could be at a great cost when you have to make the repairs.   
  • Things can happen, and you may get tenants that can’t pay the rent on time, or stop paying rent, and you’re stuck with the mortgage payment, as well as having to go through the eviction process.  
  • Do you really want to become a landlord?  Talk to a few people who are experienced in renting and leasing property, writing down questions to ask, and get their thoughts on the process. Experience is the best teacher. 

Renting or leasing your home is a big decision to make, especially if you know you may be coming back.  The stress of renting just might be greater than house-hunting when you move back.  Talk to other property managers in your area and look at your financial information before you make the final choice. When you decide to sell, call a trusted RealtorⓇ. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: sterlingpropertysolutions.com

Before You Leave Town…

July 27th, 2018 by tisner

Along with all the planning of what you’re going to do and where you’re going to stay, consider this checklist to make you feel more comfortable while you’re away from home.

  • Ask a trusted friend to pick up your mail, newspaper and keep yard picked up to avoid an appearance of not being at home.
  • Stop your mail (USPS Hold Mail Service) and your newspaper.29938746-250.jpg
  • Don’t post about your trip on Facebook and other social media until you return; some burglars look for this type of announcement to schedule their activities.
  • Do notify police or neighborhood watch – especially if you’re going to be gone for more than just a few days. Let your monitoring service know when you’ll be gone and if someone will be checking on your home for you.
  • Light timers make it look like someone is home. Set multiple timers for various times to better simulate someone at home. There are plug-in modules for lights and appliances that would allow you to control them from your phone while your out of town.
  • Do unplug certain appliances – TV, computers, toaster ovens that use electricity even when they’re off and to protect them from power surges.
  • Don’t hide a key; burglars know exactly where to look for your key and it only takes them a moment to check under the mat, above the door, in the flower pot or in a fake rock.

These easy-to-handle suggestions may protect your belongings while you’re gone while adding a level of serenity to your trip.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Owning Makes More Sense

July 20th, 2018 by tisner

When comparing the cost of owning a home to renting, there is more than the difference in house payment against the rent currently being paid. It very well could be lower than the rent but when you consider the other benefits, owning could be much lower than renting.31066694-250.jpg

Each mortgage payment has an amount that is used to pay down the principal which is building equity for the owner. Similarly, the home appreciates over time which also benefits the owner by increasing their equity.

There are additional expenses for owning a home that renters don’t have like repairs and possibly, a homeowner’s association. To get a clear picture, look at the following example of a $300,000 home with a 3.5% down payment on a 4.5%, 30-year mortgage.

net cost of housing.jpg

The total payment is $2,264 including principal, interest, property taxes, property and mortgage insurance. However, when you consider the monthly principal reduction, appreciation, maintenance and HOA, the net cost of housing is $1,218. It costs $1,282 more to rent at $2,500 a month than to own. In a year’s time, it would cost $15,000 more to rent than to own which is more than the down payment and closing costs to buy the home.

With normal amortization and 3% annual appreciation, the $10,500 down payment in this example turns into $112,00 in equity in seven years. Check out your own numbers using the Rent vs. Own or call me at (407) 467-5155. Owning a home makes sense and can be one of the best investments a person will ever make.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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A Word Homeowners Need to Understand

July 13th, 2018 by tisner

Acquisition Debt is the amount of money borrowed used to buy, build or improve a principal residence or second home. Under the new tax law, mortgages taken after 12/14/17 are limited to a combination of $750,000 on the first and second homes. The mortgage interest on this debt is tax deductible when itemizing deductions.12844696-250.jpg

It is a dynamic number that is reduced with each payment as the unpaid balance goes down. The only way to increase acquisition debt is to borrow money to make capital improvements.

Prior to the new law, homeowners could additionally borrow up to $100,000 of home equity debt for any purpose and deduct the interest when itemizing deductions. Mortgage interest on home equity debt is no longer deductible unless it is for capital improvements.

Acquisition debt cannot be increased by refinancing. Some confusion occurs because mortgage lenders are concerned in making home loans that will be repaid according to the terms of the note and using the home as collateral. That does not include making a tax-deductible mortgage.

Another thing that adds confusion to the issue is that the lenders will annually report how much interest was paid in a year but only the amount that is attributable to acquisition debt is deductible.

Even if the interest on the cash-out refinance is not deductible, it may be advantageous to pay off higher interest debt such as credit card debt and replacing it with lower mortgage debt.

It is the responsibility of the taxpayer to know what part of their mortgage debt is deductible. The challenge becomes more difficult after a cash-out refinance. Homeowners should keep records of all financing and capital improvements and consult with their tax professional.

By: PatZaby.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Necessary Tools for the Homeowner

July 11th, 2018 by tisner

tools for the homeowner

While not everyone considers themselves a Weekend Warrior, every homeowner should have certain tools on hand.  A small hammer and duct tape are just the basics every person should own, and while a large toolset isn’t necessary, some items are. Keep this guide in mind the next time you head out to the home center or local hardware store. 

  • Toolbox:  It may seem obvious, but keeping everything in one place will save time when you need an item in a hurry, and keep the box in a dedicated place in your garage or storage closet. 
  • Claw Hammer:  Every home needs a hammer, preferably with a clawed end to remove nails or for prying hard-to-open objects. 
  • Adjustable Wrench:An adjustable wrench takes the place of a wrench set, and, hence the name, can adjust to most average-size bolts. 
  • Screwdriver:  Most people have two standard screwdrivers: flathead and Phillips.  There are screwdrivers that have changeable bits for different sized screws, and they are especially convenient. 
  • Pliers:  Many types of this versatile tool are available, and the basic design is perfect for all sorts of jobs.  You can get specialized styles:  needle-nosed, pliers with wire cutters–the choices are endless.  Get what you think is best for your needs. 
  • Boxcutter/Utility Knife:  A folding or disappearing blade would be best for this tool, especially if you have children. It’s a great tool to have for many uses, such as cutting insulation, trimming shingles, as well as repairing drywall. 
  • 25-foot Tape Measure:  You never know when you’ll need to measure more than a yard-stick’s length, and a 25-foot style is great for measuring rooms, or outdoor projects. 
  • Cordless DrillBrian Kelsey, host of the online video series, Kelsey on the House, says a cordless drill will become your “…most-used tool in your tool kit,”  

Home centers will have an array of pre-filled toolboxes, and if that’s what suits your needs, purchase one of those. But if you know what you want, assemble a custom tool set to use for all your home projects/minor repairs.  Bob Vila provides a list with some extras not listed here, so if you’re a go-getter in the DIY field, see his recommendations for a little more than the basics. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: pinterest

Summer Remedies from Your Pantry

July 3rd, 2018 by tisner

Summer Remedies from Your Pantry

A day in the sun is over, and you notice that the white straps on your bathing suit have turned an ugly light brown or orange color, stained by the sunscreen we all need.  You might have just what you need to remove those stains in your cleaning supplies, and many remedies for Summer maladies can be found in your kitchen and bathroom.  Save some money with these home remedies! 

  • Powdered cleansers that contain oxalic acid, like Bar Keeper’s Friend, are perfect for sunscreen-stained swimsuits and clothing.  Wet the stain, apply the cleanser, and let it sit for a few minutes.  The stain may take some rubbing, or reapplication, but it usually comes out and your suit isn’t ruined! 
  • Bee stings are a common ailment, especially for those who like to be barefoot.  In the case of a minor allergic reaction, such as pain, itching and swelling, apply an ice pack for several minutes.  If the symptoms return, reapply the ice.  
  • Baking soda has a long list of uses, and add “soothing heat rash” to that list.  Add one cup of baking soda to a tepid bath, and soak for at least twenty minutes.  The alkalinity of the soda will help dry the affected areas. 
  • Spending a lot of time at the beach may inevitably mean getting too close to a jellyfish.  White vinegar poured on the wound will dissolve the stingers that the jellyfish leaves on the skin, allowing the pain to subside.  Fill a small spray bottle with vinegar and add it to your beach bag, just in case. 
  • Your hair can suffer from hot wind, sun, and chlorine in swimming pools.  Rehydrate it with a coconut oil treatment!  Apply it from root to ends, wrap your hair in a warm towel, and allow to soak in for a half hour.  Wash it with your regular shampoo to remove the excess oil. 
  • Mosquitos, biting flies, and fleas are the most common insect bites in the summer.  Dab bites with peppermint oil to cool the skin and reduce the itch. Do not apply to a bite that’s been scratched red nor to broken skin–the result will not be cooling at all! 
  • Many gardeners and hikers come across poison ivy in spite of the “leaves of three, let it be” mantra.  An oatmeal bath will soothe itchy, irritated skin:  pulse one cup of oats in a blender or food processor until they’re ground, and add it directly to a warm bath. 

Use common sense with any side effects from bites, stings, or any other skin issue:  if the problem persists, by all means seek medical attention.  Don’t let your warm weather fun turn into a recuperating period!  Summertime ailments don’t always require a trip to the drug store, so look in your pantry for items you need in a pinch, and enjoy your time in the sun! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: MySimpleRemedies.com

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
1170 Celebration Blvd
Suite 200
Celebration, Fl 34747

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