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Preparing for an Emergency or Natural Disaster

February 20th, 2017 by tisner

Nobody enjoys thinking about the possibility of a family emergency or natural disaster, but taking steps to prepare for those possibilities should be a priority.   While not lessening the shock and anguish of an unexpected, tragic situation, being prepared will help you to get your life back in order faster and easier.

One thing to consider is having important paper work organized in an emergency binder .  The binder should contain all the important information about your life.  Think about any paperwork or vital information you would need access to in an emergency, such as:

  • Vital Records
  • copies of birth certificates, adoption records
  • copies of marriage licenses, driver’s licenses and passports
  • copies of all property and auto records – deeds, leases, titles, etc.
  • copies of all property/umbrella insurance policies
  • a list of where off-site and original documents are stored
  • Financial Information
  • list of all bank account numbers
  • copies of front and back of all credit cards
  • list of all investment account numbers
  • list of all retirement/pension account numbers
  • detailed information about current income/benefits
  • detailed information about mortgages/loans
  • Medical Information
  • copies of health/life/disability insurance cards and policies
  • medical history for each family member
  • list of medications and prescriptions, including dose and pharmacy
  • details about any ongoing medical conditions/treatments
  • Contact Information
  • friends and family to reach in case of emergency
  • neighbors who have access to your house
  • financial institutions, insurance companies, legal advisors
  • physicians, specialists, hospitals and other healthcare providers
  • employers and benefit administrators
  • Family Emergency Plan
  • including a family emergency plan in your binder will help you to keep yourself calm and organized during what may be a stressful time

 

Make sure that your emergency binder is kept in a place where it is easy to get to and that it is easy to carry and that family members are aware of its location.

Secondly, it is a good idea to have a safety deposit box or lock box in which to store your original documents.  This can also be used for storing important computer files and passwords, priceless family photos and valuable jewelry and memorabilia. Include a photo of each member of your family along with fingerprints and dental records.  A home inventory list is also a useful item to have in storage.  Remember that most of the documents in your “Emergency Binder” will be copies.  Originals should be placed in a safety deposit box or lock box for safekeeping.

Whether it’s a family emergency or a natural disaster, tragic events almost always leave people feeling blindsided.  Preparing in advance will help ease the feelings of being overwhelmed and panicked as you put your life back in order.  So, set aside a day to put together your emergency binder to help protect your family now!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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What NOT to Buy at a Yard Sale

February 15th, 2017 by tisner

what not to buy at a yard sale

Yard sales can be a lot of fun and most folks love it when they get a good deal on something, however if you aren’t careful with your purchases at yard sales you may end up with a trunk full of stuff you don’t really want.  Below are a few ideas on what NOT to buy at the next yard sale you attend.

  1. Electronics may seem like a good thing to buy at a yard sale because you can typically get a super duper deal on them. There typically is a reason why things are so cheap at yard sales and the reason might just be that the electronic in no longer in working condition.  It is a good idea if you do decide to purchase an electronic at a yard sale that you test it out before you leave the sale.  Many times the owners of the product will be happy to allow you to plug it in to see if it works.  If the owners of the electronic at the yard sale are not quite so accommodating, it’s best to just leave the electronic there and purchase it new at the store.
  2. Another thing you may not want to purchase at a yard sale are things for your baby such as car seats and cribs.  Many times these types of items have been recalled and since there is no way of knowing which ones may or may not be on the recall list, purchasing new is always the best way to go.
  3. Yet another item you may not want to purchase at your local yard sale is make-up. While we all love to get a good deal on some make up, think about where that makeup may or may not have been.  Most times you don’t personally know the folks having the yard sale where you are purchasing your items and therefore you don’t know how clean they are.  It is best if you want to buy used make-up that you purchase it from a close relative or friend.

These are just a few ideas of some things that you may not want to purchase during your next yard sale adventure.  Some things are just better bought fresh from the store even if you have to pay three prices for them.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Tips for De-Cluttering Your Bathroom

February 13th, 2017 by tisner

De-cluttering any room in your house can sometimes feel like a huge job to take on but for some reason de-cluttering the bathroom can seem to take on a whole life of its own.    Truth is there are many items in our bathrooms that we no longer use.   Take an hour or so to go through your bathroom with this list of tips for de-cluttering.

  1. The first tip to de-cluttering your bathroom   is to do what was just mentioned, take the time to go through your entire bathroom looking for items you no longer use.  If you haven’t used an item in the past week you should consider either getting rid of the item or at least finding a spot for it that will help to cut down on clutter in the bathroom.
  2. Another tip for de-cluttering your bathroom is to throw out old toothbrushes. Some folks may not know this but you are supposed to change out your toothbrush once every three months to keep it from forming bacteria.   If you want to keep your old toothbrushes you could do so and perhaps use them as cleaning tools in other areas of the house.  You might find that they are good for such things as cleaning in between tiles and other small areas that you can’t otherwise reach.
  3. Take a look in your bathroom medicine cabinet when de-cluttering your bathroom. If you find medications that have expired, go ahead and toss them in the garbage right away.
  4. Another tip for de-cluttering your bathroom is to toss out any old makeup or nail polish you may have stored away in a drawer.  Old makeup and nail polish will not work like it is suppose to so there is no use to keep it around.
  5. If you have a lot of half empty shampoo and/ or conditioner bottles laying around your bathroom you can use what is left in them to refill your soft soap container. Throw out all the old bottles once you have used their contents to help de-clutter your bathroom in a great way.
  6. If you have a lot of hotel soaps, shampoos etc, why not toss them into your gym bag and use them there to help make your bathroom less cluttered.

De-cluttering your bathroom is quite simple really; you just have to take the time to do it.  Once you do, I am sure you will like the clean fresh feeling you have as a result.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

How to Use Essential Oils in Your Home

February 8th, 2017 by tisner

Essential Oils in Your Home

If you haven’t noticed, essential oils are everywhere you look.  They are popping up left and right these days as more and more people are becoming aware of all the good they can do.  There are many uses for essential oils.  Some folks use them to help with heath issues while others use them to simply make things smell fresh.  Let’s take a look at how to use essential oils in your home.  Below are a few ideas to get you started thinking of how to do just that.

  1. One way you can use essential oils in your home   is to use them to cut down on bacteria and odors in your kitchen.  The best way to accomplish this is to put 2 to 5 drops of lemon essential oil on a sponge and wipe down the countertops and other porous surfaces such as your cutting boards.
  2. Another way to use essential oils in your home is as a laundry freshener. Instead of buying dryer sheets all the time, just put a few drops of your favorite oil (perhaps lavender) on a damp washcloth and then toss it into the dryer.
  3. Yet another great use for essential oils in your home is to help freshen up your trashcan by adding your favorite oil onto a cotton ball, then placing it into the bottom of your trashcan.  This will help to keep the trash smell from overtaking your house like it can sometimes do.
  4. You can even use essential oils to clean with by mixing them with baking soda, vinegar and dish soap, then use them to clean grout in your bathroom or kitchen. You will need to use about 10 drops of an essential oil mixed with 1 cup baking soda, 3 tablespoons dish soap and 1 tablespoon white vinegar to accomplish this.
  5. Using essential oils as a carpet freshener is another great way to use them in your home. Simply mix 1 ounce baking soda with 12 drops of your favorite oil together then sprinkle it over your carpets.  After a period of about 20 minutes, vacuum the area for a clean fresh scent.
  6. For a good all purpose home cleaner made with essential oils, mix 20 drops pine oil, lemon and eucalyptus with 1 ounce white vinegar. Fill the rest of the bottle with water.  Remember to shake it well before each use then proceed to use this concoction on anything from glass surfaces to kitchen countertops to widows.

These are just the tip of the iceberg when it comes to how you can use essential oils in your home.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Tips for Decorating Your Condo

February 6th, 2017 by tisner

Tips for Decorating Your Condo

Condo living can be quite liberating if you are interested in downsizing and not having to deal with things such as cutting your grass or fixing things when they break.  Whether you rent or purchase a Condo of your own, Condo life is quite different from owning your own home.  There is a lot less upkeep when you live in a Condo vs living in a house but that doesn’t mean that you want to skimp on décor.  Below you will find a few tips for decorating your Condo that will have you loving your little place in no time.

  1. One easy way to decorate your Condo that you may want to try is to add a few large mirrors to the walls.  Hanging large mirrors in a small space will make the small space look larger.  Many times, Condos can be tiny and have a lot of angles and awkward looking areas that can make a small space appear even smaller.   Mirrors can help to alleviate all of this.
  2. Another tip for decorating your Condo is to paint the walls a nice white. You can find many different shades of white and can likely find one that will appeal to you.   White paint will brighten up the rooms in your Condo and make the pallet very neutral and easy therefore to decorate.
  3. Yet another tip for decorating your Condo is to add color with large art wall décor. When you place a large painting on a wall in a small room it keeps the eye from looking towards the small space and brings the eye up to the artwork which helps the area to appear larger.   Not to mention it can add a great deal of beauty.
  4. If your Condo is very small a good way to decorate and make the area work better for you is to separate spaces with room separators or curtains.  This works well for Condos that are completely open and don’t have a lot of walls in them.
  5. Adding some shelves to the walls in your Condo on which to sit your knick knacks is a great way to make the space your own and to make it look like you and your personality.

These are just a few ideas and tips for decorating your Condo that you may want to put into practice.  There are many other ways in which you can create your perfect living environment with décor.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

No Matter What the Groundhog Says, Here are 5 Reasons to Sell Before Spring!

February 3rd, 2017 by tisner

No Matter What the Groundhog Says, Here are 5 Reasons to Sell Before Spring! | Keeping Current Matters

Is spring closer than we think? Depending on which groundhog you listen to, you may have less time than you think to get your home on the market before the busy spring season.

Many sellers feel that the spring is the best time to place their homes on the market as buyer demand traditionally increases at that time of year. However, the next six weeks before spring hits also have their own advantages.

Here are five reasons to sell now.

1. Demand is Strong 

Foot traffic refers to the number of people who are out, physically looking at homes right now. The latest foot traffic numbers from the National Association of Realtors (NAR) show that the number of buyers out looking for their dream homes in December reached the highest mark since February 2016.

These buyers are ready, willing and able to buy…and are in the market right now! Take advantage of the strong buyer activity currently in the market.

2. There Is Less Competition Now 

Housing inventory just dropped to a 3.6-month supply, which is well under the 6-month supply needed for a normal housing market. This means, in many areas, there are not enough homes for sale to satisfy the number of buyers in that market. This is good news for home prices; however, additional inventory is about to come to market.

There is a pent-up desire for many homeowners to move, as they were unable to sell over the last few years because of a negative equity situation. Homeowners are now seeing a return to positive equity as real estate values have increased over the last four years. Many of these homes will be coming to market soon.

Also, new construction of single-family homes is again beginning to increase. A study by Harris Poll revealed that 41% of buyers would prefer to buy a new home, while only 21% prefer an existing home (38% had no preference).

The choices buyers have will increase in the spring. Don’t wait for this other inventory to come to market before you sell.

3. The Process Will Be Quicker

One of the biggest challenges of the housing market has been the length of time it takes from contract to closing. Banks are requiring more and more paperwork before approving a mortgage. There is less overall business done in the winter. Therefore, the process will be less onerous than it will be in the spring. Getting your house sold and closed before the spring delays begin will lend to a smoother transaction.

4. There Will Never Be a Better Time to Move-Up

If you are moving up to a larger, more expensive home, consider doing it now. Prices are projected to appreciate by 4.7% over the next 12 months according to CoreLogic. If you are moving to a higher priced home, it will wind-up costing you more in raw dollars (both in down payment and mortgage payment) if you wait. You can also lock-in your 30-year housing expense with an interest rate around 4% right now. Rates are projected to rise by half a percentage point by the end of 2017.

5. It’s Time to Move on with Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

Only you know the answers to the questions above. You have the power to take back control of the situation by putting your home on the market. Perhaps, the time has come for you and your family to move on and start living the life you desire.

That is what is truly important.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

How to Know When It’s Time to Sell Your Home

February 1st, 2017 by tisner

when to sell

You may have thought about selling your home before but you just aren’t sure now is the time.  There are a few signs that now is the correct time to sell your home and some of those signs are listed below for you so that you can be sure you’re making the right decision.

  1. If your home has gotten a bit too small for your growing family and you are trying daily how to figure out where to put everyone, you may need to put your house on the market.  If you are making your kids bunk together and then trying to add another baby to the mix, you may need to purchase a home that will be more able to fit your needs.
  2. If you have changed to a job that has taken you father away from your home than you had anticipated and therefore has caused your daily commute to be longer than you like, it may be time to sell your home. Selling your home for a job change is a big reason that many folks sell.
  3. If your lifestyle has changed and you simply don’t have time to take care of your home anymore, you may want to sell it. This can be caused by such things as your children moving out and you becoming empty nesters.  Many times the room you once needed becomes way too much for just you and your husband once your kids move out.
  4. If you need a bigger home to accommodate your growing family but the thought of remodeling sends your head into a spin, you may want to go ahead and put your house on the market to see if you have any interest in it first.
  5. If you have equity in your home and you want to take advantage of the great rates that are currently available before they disappear you may want to go ahead and put your house on the market.
  6. If you live in a neighborhood in which a lot of houses are currently selling, you may want to put yours on the market to see if you get any interest in it and possibly even sell    Now is the time that folks are many times getting full asking price for their homes so it is a buyer’s market.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Top Things to Purge from Your Kitchen

January 30th, 2017 by tisner

kitchen purge

Let’s face it we all have stuff we need to get rid of in our homes, and typically the kitchen has a ton of stuff that doesn’t need to be there lying around in it.  Since we are currently in the cold of winter, there is no time like the present to start cleaning out your kitchen and making it look a bit more presentable.  Below is a list of the top things you should purge from your kitchen.

  1. We all have one, a junk drawer and that junk drawer is many times located in the kitchen. It’s where we put all the items we have no idea what to do with but aren’t; quite sure we want to get rid of just yet.  Take that junk drawer and go through it with a fine tooth comb and decide what you need and what you don’t need.  Throw away all that you don’t need.  Most times the things you don’t need are the items you haven’t used in the past 6 months.  I promise you won’t miss anything.
  2. Another thing we all seem to have lying around our kitchens is all those restaurant sauce packets we feel the need to keep. Sure you might use one once in a while but most times they just take up space either in the junk drawer or in the refrigerator.  Throw all the restaurant condiments out!  It will make your kitchen look much lovelier.
  3. Yet another thing we all need to purge from our kitchens is the dressings, sauces and other items that have long since expired. There isn’t much worse than getting ready to put some sauce on your food only to find that it expired two years ago.  Clean out your fridge and only keep those things that you are going to use within the next week or so or at least make sure that all the dates are current.
  4. Most everyone has some sort of a stack of lids in their kitchen that they just can’t seem to find a container for. If you have a bunch of lids that don’t have matching containers to secure them to, why not just throw them out.  They no longer serve a purpose.

Hopefully this list of items you need to purge  from your kitchen will get you starting thinking in the right direction.  At least it will be a starting point for you.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Sales at Highest Pace in 10 Years!

January 27th, 2017 by tisner

Highlights:

  • 45 million existing homes were sold in 2016! This is the highest mark set since 2006.
  • Inventory of existing homes for sale dropped to a 3.6-month supply, the lowest level since NAR began tracking in 1999.
  • The median price of homes sold in December was $232,200. This is the 58th consecutive month of year-over-year price gains.

 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

How to Know When It’s Time to Sell Your Home

January 23rd, 2017 by tisner

time to sell your house

You may have thought about selling your home before but you just aren’t sure now is the time.  There are a few signs that now is the correct time to sell your home and some of those signs are listed below for you so that you can be sure you’re making the right decision.

  1. If your home has gotten a bit too small for your growing family and you are trying daily how to figure out where to put everyone, you may need to put your house on the market.  If you are making your kids bunk together and then trying to add another baby to the mix, you may need to purchase a home that will be more able to fit your needs.
  2. If you have changed to a job that has taken you father away from your home than you had anticipated and therefore has caused your daily commute to be longer than you like, it may be time to sell your home. Selling your home for a job change is a big reason that many folks sell.
  3. If your lifestyle has changed and you simply don’t have time to take care of your home anymore, you may want to sell it. This can be caused by such things as your children moving out and you becoming empty nesters.  Many times the room you once needed becomes way too much for just you and your husband once your kids move out.
  4. If you need a bigger home to accommodate your growing family but the thought of remodeling sends your head into a spin, you may want to go ahead and put your house on the market to see if you have any interest in it first.
  5. If you have equity in your home and you want to take advantage of the great rates that are currently available before they disappear you may want to go ahead and put your house on the market.
  6. If you live in a neighborhood in which a lot of houses are currently selling, you may want to put yours on the market to see if you get any interest in it and possibly even sell.  Now is the time that folks are many times getting full asking price for their homes so it is a buyer’s market.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

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