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Get a Jump Start on Hurricane Season Prep!

May 30th, 2018 by tisner

Hurricane Season Prep

June 1 marks the official beginning of hurricane season, and everyone, especially homeowners, should be prepared in every way.  Once you’re ready, it’s less stressful when a watch or warning is issued, leaving you time to get a few big jobs done without having to concern yourself with the smaller details. 

  • Check with your insurance agent and ask any questions about your homeowner’s insurance policy so you’ll know what’s covered, and what isn’t.  If you need more coverage, add it to your policy now. 
  • Make sure you have flood insurance, or that your coverage is up-to-date. It takes thirty days for a new policy’s coverage to begin, so don’t wait until a storm is bearing down on you before you purchase. 
  • Plan your evacuation route in case of a mandatory event from your local government.  This is especially important if you live in a new area. Print route maps and keep them handy, or store them in your smartphone’s maps app. 
  • Have a plastic storage tote with lid that contains tarps, light blankets, flashlights, brand new batteries, bottled water, canned food, manual can opener, and a battery-operated radio. Print a list of necessary phone numbers and emergency contacts and place it inside the tote as well, in case you’re unable to keep your cell phone charged.  
  • In case of power outages, inexpensive portable USB chargers can be used to keep your cell phones charged.  Solar chargers are available as well but cost more. 
  • If you don’t have an emergency fund, start one now.  
  • Take a look around your home and make sure gutters are clear, shingles are sturdy, shutters are tight, as well as making sure outdoor additions and buildings are secure.  Make upgrades or repairs if necessary. 
  • Check any trees on your property for hanging or dead limbs, and overhanging limbs that could cause damage.  Have a tree service remove them. 
  • Look out for elderly neighbors and family members.  Ask if they need help getting the big things ready or ask them if they’d like to be included in your family hurricane plan.  They may want to remain independent, but it may be a relief to them knowing they’ll have some assistance a phone call away in time of an emergency. 
  • Don’t allow your vehicle’s gas tank to get below a half tank.  Keep it as full as possible in case of shortages when the time to evacuate comes. 

The Red Cross offers many other tips about being prepared for emergencies, including what to do about your pets and contacting your distant family afterwards.  Waiting until the last minute can create added stress on you and your family.  Don’t get caught in the worst of the storm to realize you forgot flashlight batteries or bottled water.  Take an afternoon to prepare now, and, like a home fire drill, make sure the whole family knows their role in case of an emergency.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: South Florida News Service

Second Guessing Price

May 25th, 2018 by tisner

Imagine a homeowner consulting with their agent about the price to place on their home. The agent suggests that the market data indicates that $200,000 to 210,000 would produce a quick sale by pricing it properly. The owner puts a $210,000 price on the home.76605908-250.jpg

The first person who looks at the home offers $205,000. When the seller receives the offer, he comments that he thinks he priced the home too low and counters for  full price. The counter-offer is rejected, the home stays on the market and at the end of the first month when based on market conditions, the home should be sold, no other offers have been made.

It may be human nature that when an offer is received so quickly, the first thought to come to mind is that it was priced too low. A more appropriate thought might be that it was priced correctly. In some cases, when a home comes on the market, there is increased competition (real or perceived) among the buyers waiting for the “right” home to come on the market. The home can sell for a higher price than if it sits on the market for several months.

There may be stories of sellers who turned down the first offer and ended up receiving a better offer that would net more money. However,  real estate professionals say the first scenario occurs frequently.

The wisdom of experience advises owners to find a real estate professional that they trust and have confidence. Allow that professional to become familiar with your home and compare it to similar homes in the market that have sold recently and ones currently on the market. Determine the demand for homes in the area compared to the inventory. Decide on a price that will allow the home to sell within a relatively short period of time. And lastly, be satisfied if your home sells quickly near the price you put on it.

By: PatZaby.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Easy Updates Before You Sell in Orlando, FL

April 26th, 2018 by tisner

Updating your home to sell in orlando fl

Once you decide to sell your home, you want it to look its best, and a total remodel may be out of your budget.  Thankfully, there are some quick and affordable updates to add to your home to give it some extra style and character, not to mention the added value! 

  • You can add crown molding to your rooms with little carpentry know-how.  Plaster-covered foam molding is available in many styles, and anyone with a measuring tape, hand saw and some paint can install it.  This Old House has a how-to for this easy update. 
  • Clean up and, if necessary, paint your front entry door.  Add a new light sconce, and get a new welcome mat. 
  • Electrical outlets are usually not something you think about upgrading, but outlets with a built-in USB port are available at home centers, and are impressive to potential home buyers because of the convenience they offer.  Put them near the kitchen counter, and a few in the bedrooms for easy access. 
  • Cleaning the grout in the bathrooms, or even re-grouting can make your floor and tile look shiny-new. 
  • Upgrade your doors’ and cabinets’ hardware for every room if it’s outdated. 
  • Paint rooms a neutral color; grey and beige–even a mix called “greige”–are trendy right now if you don’t want all-white walls. 
  • Add potted flowers or plants to your front entry for a welcome sight–just don’t forget to water them! 
  • Check your crawl space for any falling insulation, and replace it. 
  • Change out any dated light sconces and chandeliers. 
  • A new shower curtain and decorative towels can do wonders for your bathroom. 
  • The right backsplash in the kitchen can really make it stand out and look like new.  There are many DIY options, and the self-stick products on the market now make this task go much faster for the novice. 
  • A chair rail and wainscoting in the dining area adds a nice eye-catching architectural detail. 
  • Most experts advise taking down your window curtains while your home is on the market, but you want some color on the windows.  A cornice box is an easy project to try, and cover them with your (now) old curtain fabric. 

You want your home to make a great impression as soon as a possible new owner walks to the front door.  Small details can make a big impact on their decision, and as the seller, it’s your call on what makes your home sell.  Walk through with your Realtor, and ask for suggestions from them, as they are the expert.  Tackle what projects are within your budget, and hopefully you’ll soon be reaping the rewards! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: ghostandbread.com

Case Study – Housing Decision During Retirement

April 20th, 2018 by tisner

A couple is planning to tour the United States in a travel trailer during their first few years of retirement. They are going to sell their current home now and purchase another home when they finish their travels.30349530-250.jpg

An interesting exercise is to determine the optimum time of selling the home: now or when they’re ready to buy their replacement home.

If they intend on traveling for more than three years, then, it may be a good decision to sell prior to the sojourn to avoid paying taxes on the gain in their home. IRS allows for a temporary rental of a principal residence while still keeping the $250,000/$500,000 capital gains exclusion intact. A homeowner must own and use a home for three out of the previous five years which means that it could be rented for up to three years, but it would need to be sold and closed before that three-year window expires.

If the travel will be less than three years, there is an option of selling now or later. Using the example below, the homeowner sold the home, paid their expenses and invested the proceeds in a three-year certificate of deposit until the replacement home was purchased.

case study retirement-1.jpg
As an alternative, if the homeowner rented the home, not only would they have income, the home would continue to appreciate and the unpaid balance would go down resulting in larger net proceeds. Based on a 5% appreciation and continued amortization of the mortgage, the net proceeds could easily be $40,000 more.

case study retirement-2.jpg
Obviously, there are a lot of considerations that affect the decision to sell now or later but in an appreciating real estate environment, being without a home for several years could affect the financial position of the owner in the replacement property. It is certainly reasonable to look at various alternatives before making a decision. Call me at (407) 467-5155 to help you look at the different possibilities and talk to your tax professional.

By: Patzaby.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Roof Inspection Tips in Orlando, FL

March 21st, 2018 by tisner

Roof Inspections Orlando FL

Winter can be harsh on a roof, between the cold wind, rain, and snow and ice in some areas.  While on your Spring maintenance check, you should look carefully at your home’s roof, and see how it fared the season, and whether you have a DIY patch job to do, or a major roof repair that needs professional attention.  Keep the following in mind while you’re doing your inspection: 

  • Cracked, curling or buckled shingles are an obvious problem. These should be replaced or repaired as soon as possible to prevent water damage and mold infestation. 
  • Are your shingles dirty? Look in the gutters for tiny bits of the shingle granules.  If you find a lot of them, and not many are left on the shingles themselves, it may be time to re-shingle the roof. 
  • Check around chimneys, vents, skylights, and anything else that is installed on the roof for any cracks or tears in the flashing beneath the shingles that could be allowing water to leak in. 
  • Inspect carefully where tree branches could come in contact with the roof, to make sure they haven’t caused any damage from Winter winds. 
  • Now would be a good time to check the eaves and gutters.  Make sure the wood is in good shape, and that gutters are clean and not loose. 
  • If you think you may have especially bad soft spots in your roof, call a professional to climb up for a more thorough inspection.  

When you’re looking for roof damage, a great place to look is on the underside, and that requires an interior inspection. 

  • Get into the attic and look for dark spots or obvious places where water has run.  Pay close attention if your attic smells musty and look for mold or mildew.  If you see any daylight shining through where it shouldn’t be, you need to check the corresponding area on the roof and get that repaired. 
  • Check every inch of the top floor interior ceiling plaster or drywall for discoloration, crumbling, cracking or bubbling. 
  • Don’t forget closets, cabinets, storage areas, and even wallpaper.  Use a very bright flashlight to help you see these hard-to-see places. 

Roofing materials can vary from asphalt shingles to stamped tin, and each one has a different way to inspect and repair.  Scott Yancey, real estate instructor and host of the television show Flipping Vegas, offers these tips for inspecting all kinds of roofing.  Your roof is the most important aspect of your home’s construction, and maintaining it is important to prevent costly repairs or replacement or expensive interior damage.   

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: regionalroofing.net

Windermere Florida Real Estate Market Report for February 2018

March 16th, 2018 by tisner

The Windermere Real Estate Market Trends Report shows the average sales price was $521,477 in February 2018 compared to $544,748 in February 2017. Homes were on the market for an average of 91 days, equal to 91 days last year. Homes sold for 97% of the list price.

Windermere Florida Real Estate Market Report

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Kissimmee Florida Real Estate Market Report for February 2018

March 16th, 2018 by tisner

The Kissimmee Real Estate Market Trends Report for 34741 shows 37 homes sold in February 2018 down from 54 in February 2017. The average sales price was $185,898 compared to $146,058 in February 2017 and homes were on the market an average of 50 days, down from 65 days in February 2017.

Kissimmee Florida Real Estate Market Report

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Celebration Florida Real Estate Market Report for February 2018

March 16th, 2018 by tisner

The Celebration Real Estate Market Trends Report for 34747 shows 123 homes sold in February 2018 compared to 92 in February 2017. The average sales price was $280,660 compared to $358,122 in February 2017 and homes were on the market an average of 123 days, compared to 116 days in February 2017.

Celebration Florida Real Estate Market Report

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Questions to Ask When Searching for a Realtor in Orlando, FL

March 7th, 2018 by tisner

Teri Isner, Realtor

All your life, you have seen For Sale signs in front yards, and there’s always a Realtor’s name, and in these modern times, a photo of them.  How did the seller decide on that Realtor?  Did they open the paper to the classifieds, close their eyes, and point to a spot in the Homes for Sale section?  That’s very unlikely, and it may take a few interviews, but you and your Realtor should be a good fit.  

  • Any friends that have recently bought or sold their home can get you started on a reference list.  Ask them what they liked most/least, and what they would do differently. 
  • Look to the internet for initial research.  Go down your list and search for each Realtor’s listings, blogs, and testimonials. Record contact information of Realtors you’re most interested in. 
  • Call each Realtor and set up an appointment to meet for a Q&A session. 
  • Before your first meeting, familiarize yourself with real estate professionals terms, as each title has a different job. 
  • Have this list of questions to ask on hand at every meeting: 
  1. How long have you been in real estate? 
  2. Are you in the real estate business full-time or part-time? 
  3. Do have more buying or selling experience? 
  4. How many homes have you sold in the past twelve months? 
  5. Do you specialize in any certain neighborhoods or locations? 
  6. How many clients are you working with now? 
  7. What’s the best mode of communication for you? 
  8. Do you utilize the internet and social media to list your homes for sale? 
  9. What makes you stand out in our local market? 
  10. What should I know as a seller/buyer? 
  • A good Realtor welcomes these questions and will be honest with you when they answer them. 
  • Don’t be surprised if the real estate pro interviews you as well! They need to know about you as much as you need to know about them. 
  • Meeting with potential Realtors help you see their personalities, and having good chemistry is essential to your Realtor-client relationship.  You will be spending a lot of time with each other. 
  • References with contact information are essential and can help you seal the deal with the right real estate professional for you and your needs. 
  • If the Realtor is new in the field, don’t count inexperience against them.  They should be eager to add your sale to their portfolio and want to offer you a great experience. 

Once again, you will be spending a great deal of time with your Realtor, on the phone as well as in person.  Rismedia has more qualities and information for Realtor-hunting before the home hunting begins.  You will be sharing a lot of personal information with them, and a good relationship is vital to the sale or purchase of your home.  All your research could lead to a long-term relationship, not just a real estate agent. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Protecting Household Surfaces While Cleaning for Orlando, FL

February 28th, 2018 by tisner

protecting household surfaces

Your new home has gleaming hardwood floors and a gorgeous kitchen countertop. How you maintain those surfaces protect the investment in your home, because proper cleaning keeps them looking good as new.  Some of these materials require special care to stay looking their best. 

Flooring 

  • Whether you have old hardwood floors that have been brought back to life with sanding and new sealing, or brand-new flooring, take care of it when you clean. Sweep often and use a vacuum on bare floor setting once a week. Don’t use chemical products for mopping; a mop dampened with warm water and mild soap are best, going over it after mopping with clean warm water afterwards to rinse any residue. 
  • Tile is such a practical material, it’s a popular flooring choice.  Cleaning them is much like hardwood, using a damp mop (no sponge mops!), and mild soap and water.  Buff with a microfiber cloth as it’s drying for a beautiful shine.  The grout is best cleaned with baking soda and water and soft brush.  Sealing the grout will help keep it from having to be deep cleaned so often. 
  • Concrete is a new trend for indoor flooring, because it is polished, stained or painted, and sealed, and looks fantastic. Castile soap mixed in warm water is perfect for getting the floor clean, going back over them with clean water to rinse. Chemicals can damage the sealant, causing them to become stained. Concrete may need resealing every few years to keep them stain-resistant. 
  • Vinyl is a common flooring choice, and is easy to clean, especially the most recent types, as they are sealed.  A half cup of vinegar in a gallon of warm water will clean vinyl just as well as commercial cleaners.  (The odor will vanish after it dries, or you can add some lemon essential oil to combat the smell.) Stubborn scuff marks can be removed by rubbing the streak with a tennis ball, melamine sponge (“magic” eraser), or a clean pencil eraser. 
  • For less common types of floors, Real Simple has great tips for cleaning bamboo, cork and natural stone flooring. 

Stainless Surfaces 

  • Regular wiping with plain warm water is your first defense in cleaning any stainless surface, followed by a microfiber cloth or paper towel drying. 
  • Glass cleaner or a mixture of dish soap, water and a bit of household ammonia will wash away fingerprints and grease spots. 
  • For scratches and scrapes, a clean cloth with a few drops of mineral oil–or even olive oil–will do the trick.  Wipe in the direction of the grain, and minor scratches will disappear.   

Countertops/Sinks 

  • Laminate countertops are best cleaned with a cloth dampened with warm soapy water.  Bleach can discolor the laminate, so for stains, make a paste from baking soda and vinegar, and apply to the stain.  Allow it to sit for a few minutes, and wipe away with a scratch less sponge. 
  • Many choose granite for its antibacterial qualities, thanks to its seal. Warm water and mild soap is great for general cleaning, as well as keeping germs at bay. Don’t use bleach, ammonia or even acidic vinegar.  Rubbing alcohol mixed with water in a spray bottle is a good solution if you need to disinfect. Having it resealed on a yearly basis helps protect it, as well as maintaining the germ barrier. 
  • Quartz is becoming increasingly popular for kitchen and bath, and although it’s a tough surface, treat it gently.  Wiping warm soapy water is best, and since it’s a manufactured product, using anything to scour away an errant stain will scratch the surface.  This Old House offers a ton of information about quartz, so see if it’s the right surface for your needs. 
  • Stone is a softer hard surface, so don’t use anything abrasive while cleaning soapstone, slate, or even concrete.  A mild bleach solution is safe to use for disinfecting after a swipe with soapy water. Use a soft bristled brush with the bleach solution for stubborn stains. 
  • Cutting boards and countertop areas made with butcher block are best kept sanitized with hot soapy water, and even a water-vinegar mixture.  If a scrubbing is necessary, sprinkle the surface with salt, and use a half lemon as a scrubbing pad.  The acid in the lemon combined with the abrasiveness of the salt will keep your wood surface clean. 

We are bombarded by advertising with messages that we need a certain product to keep our homes cleaned and sanitized.  Natural cleaners, and mild detergents clean just as well, if not better, all while protecting the surface.  If you have a big mess that you can’t take care of, call a pro for advice or to do the job. You chose your appliances, countertops or floors for a reason, and keeping them in top condition will help them hold their value. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: Merry Maids

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
1170 Celebration Blvd
Suite 200
Celebration, Fl 34747

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