Orlando FL Real Estate Kissimmee and Celebration

Monty Python’s The Money Song says it all.

I’ve got ninety thousand pounds in my pyjamas,I’ve got forty thousand french francs in my fridge.I’ve got lots of lovely lire,Now the Deutschemark’s getting dearer,And my dollar bills would buy the Brooklyn Bridge. Chorus: There is nothing quite as wonderful as money,There is nothing quite as beautiful as cash.Some people say it’s folly,But I’d rather have the lolly,With money you can ma-ake a splash. Finale: There is nothing quite wonderful as money, (money,money,money,money)There is nothing like a newly minted pound, (money,money,money,money) All: Everyone must hanker for the butchness of a banker,It’s accountancy that makes the world go round. (round,round,round)You can keep your Marxist waysFor it’s only just a phase.For it’s money money money makes the world go round. (money,money,money,money money,money,money,money moneeeeeeeeeeeyyyy)

Cash works best for real estate for any Orlando Real Estate   Financing is available but every rule to qualify must be met.  With so many banks and financial institutions failing because of bad loans and administration a home purchaser needs to be more ready than ever before.

Have you saved your closing costs and intial investment? Is your credit in stellar condition?

These are a must in todays financial atmosphere if you are looking to finance a home loan.

Even the humor of Monty Python’s Flying Circus seems plausable with what is going on in todays financial institutions.  Almost as believeable as the minister of silly walks.  What does this mean for todays home buyer?

Unless you are bringing cash to the table getting a home loan will be scrutinized left right and center.

It is more important than ever to get a professional on your team to lead you through the requirements. 

Are first time homebuyer funds available?  Will there be downpayment assistance?

The answer is yes but there will be rules so be sure you consult a professional, after all you wouldn’t go to a foot doctor for brain surgery so find a real estate professional with plenty of experience to help you with one of the biggest purchases you have in your life.

How can Monty help?

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Todays lyrics are Closer by Ne-Yo

Turn the lights off in this place

or turn up the lights in your Orlando Florida home
And she shines just like a star

or will your home shine showtime ready?
And I swear I know her face

or is your first impression an inviting one?

I just don’t know who you are

Turn the music up in here
I still hear her loud and clear
Like she’s right there in my ear
Telling me
that she wants to own me

Orlando Florida sold sign vs a for sale sign is this what you want?

To control me
Come closer
Come closer

Here are the top ten things you need to do to be ready.

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Miley Cyrus has a top 10 song out called the 7 Things.  It is about likes and dislikes so here is what is happening new for buyers and sellers. 

Dislikes:

“Effective August 18th Fannie Mae and Freddie Mac will have an adverse Marketing fee added into their pricing.  The increase is subject to all lenders and  will be a .25 discount point.  

In addition, they will be increasing their loan level price adjustments based on credit score and loan type.  

So if you know anyone sitting on the fence.  Have them
act now to avoid these add-ons.”

Likes:

Here is a copy of our realtor call to action from Realtor.org of new legislation.  There is some terrific opportunities here but there are strings attached so be sure to talk to a professional to avoid the pitfalls of the benefits.

Here is the summary.  To hear of Miley Cyrus’s song see the video at the bottom.

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Orlando Florida Real Estate update letter to seller why pricing is the most important part of marketing your home for sale. I know it will be hard to accept but I also know from past experience you can handle the truth.

Like these song lyrics from Coldplay in Viva la Vida

One minute I hold the key

Next the walls were closed on me

And I discovered that my castles stand

Upon pillars of salt and pillars of sand

Today the story is the listing appointment and how it helps another seller understand which pillar we need to be pricing.

Scheduled to be on a listing appt. on Friday a couple miles from your home, a referral from a trusted friend.  After reviewing the recent sales in the area it was another eye opener.  The subject home has 5 bedrooms and 3 baths, with a pool, new carpet and the home was just repainted.  The Homeowner expected to get in the mid to high 250K range.  I ran the comps and found a home on his street same size with granite counters not formica and better cosmetics all around sold for 160K. 

Your home is in a higher end market but the same rules apply when it comes to comps and days on the market still paint a picture.

What does this mean?

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Orlando Florida Real Estate letters to the editor NOT.  Let’s try a different tact letters to the seller or My Baby He Sent Me A Letter as borrowed from song lyrics of Joe Cocker’s The Letter.

Had to face some hard facts this week and send out letters to the sellers about the pricing issues.

I decided to share some of these this week here to widen eyes and open discussion to just why sellers need to price their homes to sell.

Here is one of the responses to why you can’t price your home 200K higher than others in the neighborhood just because you have two extra bedrooms and beautiful furniture.

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