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Painter’s Masks: A Primer

August 27th, 2020 by tisner


One of the best things about owning your own home is how much you can do to make it your own. Although big jobs like laying tile and building decks might be more than you’re ready for, a simple and easy way to make a big change to the atmosphere of a place is to give it a paint job.

Of course, before you even pick up that big brush, it’s important to have all the safety equipment you’ll need on hand. Many paints contain a variety of particles that can become airborne and get inhaled, which is not very good for your lungs. That’s why painter’s masks are absolutely not optional.

Surgical Masks Versus Painter’s Masks

By now, most people are pretty familiar with paper face masks. While paper masks may all look the same, there are actually some pretty major differences between surgical masks and painter’s masks.

Surgical masks, which are generally sold for medical purposes, offer little to no protection from inhaling airborne particles. They’re only good at preventing you from exhaling germs onto someone else. This is why you don’t see surgical masks for sale in the same department as painting and sanding masks; they simply don’t do the same job.

Painter’s masks, which can also be made from a paper-like material, are specifically designed to prevent particles from penetrating their surface and getting into your lungs. Also commonly known as dust masks, these masks are actually filtering devices and offer various degrees of filtration, much like the air filters you use in your furnace.

Mask Ratings: What Do They Mean?

The National Institute of Occupational Safety and Health (NIOSH) has very specific ratings to help painters and other professionals determine exactly what type of mask to use in a given situation. It’s not uncommon for a professional painter to have a variety of filtering masks on hand for different working conditions. For most homeowners, there are two main factors to consider:

  • Oil Resistance. The “N” in an “N95” means the mask isn’t oil proof at all. You might not think that’s a problem with painting, but if you’re working with any kind of coating that’s oil-based, using a mask with no oil proofing is the same as not using a mask at all. The letter rating is vital to your safety. N, as already stated, means no oil-proofing, R provides up to eight hours of oil-resistance, and P can remain oil-proof for more than eight hours at a stretch.
  • Filtration. The number part of the mask’s rating is all about the percentage of one micrometer particles that are being removed from the air coming into your face, based on clinical trials. A 95 rating filters 95 percent of these tiny particles, a 97 filters 97 percent of particles, and 100 is akin to a HEPA filter, removing 99.9 percent of those airborne particles.

For most homeowner projects, a 95 percent filtration mask is adequate protection, but if you’re working in a home that is known to have lead, asbestos or other fine and dangerous particles, you may need a more powerful filtering device.

Enter the Cartridge Respirator

Cartridge respirators are tight fitting masks with removable filtration cartridges that offer more protection than a basic dust mask. Although the rating system is essentially the same, cartridge respirators can also filter out harmful vapors and particles smaller than one micrometer. When choosing a cartridge respirator, you can grab one that will allow you to stack filter cartridges, and thus filter a range of environmental hazards all at once.

Not Sure About Respirators?

If you’re not sure what respirator is right for your project, or you’re concerned that you may simply not be able to protect yourself from whatever hazards your paint and walls may be hiding, hiring a painter is a perfectly good option. Not only do they have the experience to get your job done faster and with less interruptions to your life, they’re in the business of protecting themselves from the various vapors and particles that are involved in sanding, priming and repainting walls, floors and other surfaces.

You can find a great painter in your HomeKeepr community who can do the job safely and correctly! Sign up for your free account today to get started.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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By: Homekeepr, Rob Morelli

How Does Rent to Own Housing Work?

August 13th, 2020 by tisner


Buying a home is a big deal, especially for those who have had credit problems in the past. The most common way to buy a home is with a mortgage loan, which requires both a credit score that the lender finds acceptable and enough cash on hand for a down payment (and usually some other costs). For some, this can be a barrier to home ownership because they either have previous credit problems or are unable to get the cash together to cover down payments and other costs. Fortunately, there are some alternatives available.

One option that can put home ownership within reach is rent to own housing. As the name implies, this provides an option where the would-be homeowner can actually take possession of the house as a renter before the purchase is finalized. While this may not be available as an option for everyone, here are some details about rent to own housing in case you’re considering a rent to own purchase.

The Basics

The basic idea behind rent to own housing may seem pretty simple. Instead of having to buy a house outright, you rent the home from the current owner instead, in much the same way that you would if you were only acting as a renter. The rental payments that you make typically cover both the cost of rental and pay a portion toward the asking price of the home itself. After a specified period of time has passed, you will either have paid off the balance of the property or (as is more common) will have a final lump-sum payment to make that finalizes the purchase of the house.

The Rental Contract

The lease that you sign when entering into a rent to own agreement is a bit different than your standard rental agreement. In most cases, you will agree to stay at the home for a longer period of time than your standard lease, and you may have an initial up-front payment to make that goes toward the cost of the house as well. The contract will detail exactly how much the owner wants for the home, what percentage of your rent will go toward that amount, and will also provide information about how you’re actually buying the house when the lease ends.

Option to Buy

In most cases, a rent to own contract features what’s known as an “option to buy” which gives you the option to pay any remaining cost to finalize your home purchase when the lease ends. Depending on the wording of the contract, you may also have the option to pay off that balance early and finalize the purchase even if the lease isn’t yet set to expire. You do need to be careful and read and pay attention to the details of this, however. While a “lease-option” contract like this gives you the option (but not the requirement) to buy at the end of the lease, some contracts actually contain what’s known as a “lease-purchase” clause, under which you have a legal obligation to buy regardless of whether you can actually afford it.

Maintenance Requirements

When you rent a home, maintenance and other upkeep is generally the responsibility of the landlord. In a rent to own situation, however, the lease will sometimes specify that the would-be homeowner is responsible for some or possibly all of the upkeep and maintenance instead. You may even encounter sellers who gradually shift the responsibility to you the longer you stay in the property, though this is less common than some other setups. Still, it’s important to know from the start who is going to be responsible for things that come up before the lease expires.

Getting Your Rent to Own in Shape

Depending on the terms of your rent to own contract, you may end up with some things around the house that you’ll need to fix yourself. HomeKeepr can come in very handy here. Sign up for a free account today and connect with contractors, electricians and other pros who can get your home in tip-top shape.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: Homekeepr, Rob Morelli

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
1170 Celebration Blvd
Suite 200
Celebration, Fl 34747

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