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Things To Do Orlando: VetFest USA

August 26th, 2014 by tisner

vetfest usaVetFest USA is Orlando’s salute to the greatest of our American heroes, our military veterans, and takes place Saturday and Sunday August 30th and 31st from 11:00am to 2:00pm each day!

The festivities will include a 40-year anniversary reunion concert by Rosie O’Grady’s performers and Broadway veteran Davis Gaines, country singer Darryl Worley, Eagles tribute band The Long Run, display of military hardware, an appearance by mechanical dinosaur Robosaurus and food trucks.
Entry will be at the corner of West Pine Street and South Garland Avenue. Proceeds will benefit Veterans of Foreign Wars, the United Service Organizations, the UDT-SEAL Association and the Joe Kittinger F-4 Vietnam Memorial Fund.
Information courtesy of Orlando Realtor Teri Isner, team leader for the Orlando Avenue Top Team.

How To Avoid Identity Theft When Moving

August 15th, 2014 by tisner

With all the news concerning retailers databases being compromised and resulting in consumer identity theft, you need to be acutely aware of the increase of identity theft during a move and take precautions to identity theftprevent your becoming a victim of enterprising criminals. Moving often makes it easier for identity theft to occur: we leave information behind that others can use—mail that is not rerouted to our new address, important papers that aren’t shredded but left in the trash, or through hiring rogue movers. The following steps are essential to ensure your protection:

  • If you are using a moving company, be sure that you know it is a trusted and reliable firm.  Sometimes simply getting recommendations from friends, family members, and real estate agents is not enough.
  • Make a change of address checklist.  Before you move, make sure you take the time to list all companies, institutions, and subscriptions that you receive through the postal system. Click here for a list of those you should include.  Personally notify all financial institutions of your plans to leave your home.  One of the easiest ways that someone can obtain your personal identity is through mail theft.
  • Submit a change of address form to the U.S. Post Office.  Once your form has been filed, double-check the confirmation from the Postal Service to make sure that they list your new address correctly. Your mail should start being delivered to your new residence within seven to 10 business days after you submit a change-of-address filing.  Ask a current neighbor to take in any mail that comes to your old address after you move.
  • Although moving is a good time to discard unwanted personal files, records, and documents, don’t just throw them away; shred them!
  • Make sure your technological “toys”—computers, cell phones, tablets, and the like—are secured by passwords and packed in unmarked boxes.  Better yet, take the computers, hard drives, and other external storage devices with you when you travel to your new home.
  • Say in your current home as much as you can while movers are there.

All this before you actually move into your new home.  After?  Part 2 is coming.

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: Move It Movement at Legoland

August 12th, 2014 by tisner

move it movementThe Cartoon Network‘s Move It Movement Tour is making a stop at Legoland Florida on Saturday and Sunday. The traveling exhibit, aimed at the 6-to-14-year-old crowd, features football-based challenges, chances to show off basketball skills and the PGA of America Driving Range, a virtual golf course on which players drive for distance and accuracy. The event supports first lady Michelle Obama’s Let’s Move initiative and is presented in partnership with the President’s Council on Fitness, Sports & Nutrition.

WHEN: Park hours are 10 a.m.-7 p.m. Saturday and Sunday.

WHERE: 1 Legoland Way, Winter Haven

COST: Included in Legoland admission. A one-day ticket is $84 ($77 for ages 3-12).

CALL: 407-877-350-5346

ONLINE: florida.legoland.com

Information courtesy of Teri Isner, Orlando Realtor and team leader for Orlando Avenue Top Team. Keller Williams At-the-Lakes.

Orlando FL Foreclosure Trends for June 2014

August 8th, 2014 by tisner

In June, the number of properties that received a foreclosure filing in Orlando, FL was 11% lower than the previous month and 30% higher than the same time last year, according to RealtyTrac.com.

Orlando Foreclosure Geographical Comparison

Orlando foreclosures were 0.21% above national statistics, 0.05% above state figures, and the same as Orange County numbers in June 2014.

orlando fl foreclosure

Orlando Foreclosure Status Distribution

The current distribution of foreclosures based on the number of active foreclosure homes in Orlando, FL.

Pre-foreclosures accounted for 12.1% of the foreclosure activity in June,  Auctions were 67.3%, and Bank-owned properties were 20.6%.

orlando fl foreclosure

Orlando FL Foreclosure Activity by Month

In June, the number of bank-owned properties decreased 36.2% from the previous month and increased 10.9% from the previous year. The number of auctions decreased 0.3% from the previous month and rose 103.3% from the previous year. Pre-foreclosure activity decreased 0.8% from the previous month and decreased 58.3% from the previous year.

orlando fl foreclosure

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Things To Do Orlando: The Osceola Women’s Show

August 6th, 2014 by tisner

Save the date, Saturday, August 9, 2014 for The Osceola Women’s Show, Head2Toe.

osceola womens showThe Osceola Woman’s Show: Head2Toe is an exciting health, beauty, and home show in Florida that offers women in Osceola County an opportunity to enjoy a special ladies day out! What woman does not need a day out now and again at a woman’s show in Florida where you can learn about the newest health and beauty services and tips from our very own local businesses. Women will be able to browse through booths from local businesses and see what Osceola County has to offer, you may also be able to sample the services and get exclusive discounts from our local vendors.

OWN’s goal is to connect women from Osceola County and surrounding areas with a fun filled day of shopping, exclusive show specials and fun educational topics from professionals in Osceola County. Our mission is to make this an annual Woman’s show in Florida for Osceola County that women can look forward to attending with their friends and family. Our Show not only offers a great shopping experience, it also offers attendees the opportunity to learn about products and services that will benefit themselves, their families and their homes. Browse through up to two hundred booths, meet exhibitors one on one, enjoy stage presentations and make sure to have lots of fun! This is the only health, beauty, and home show by women for women in Osceola.

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Foolproof Tactics For An Easy Summer Move

August 1st, 2014 by tisner

Each year around 65% of all household moves take place between May and September, so obviously you need to plan ahead if you’re moving to a new home this summer.

summer moveWhile the act of relocating to a new place can certainly be exciting, there are, of course, challenges to be met, especially during a hot, busy summer season.  Although there are no foolproof ways to make the experience totally stress-free, there are, thankfully, actions you can take to make your “adventure” a more positive one.

Sage advice to heed includes:

  • Plan ahead!  Contact moving companies or truck rental firms at least six weeks in advance if possible. Try to schedule your move for a weekday and at a time when traffic is less heavy. Make prior arrangements for the care of young children and pets on moving day—for their sake and yours!  Line up commitments from friends and family if you’ll need their assistance for the move.
  • Be strategic about packing.  Gather necessary supplies and start packing early.  Whether it’s one room, one cabinet, or a drawer at a time, weed through what may be years of accumulation.  Decide what to donate to charity, give to a friend, recycle, trash, pack now, or keep handy until moving day.  Label boxes as to contents and intended room in the new home.
  • Take care of logistics in advance.  Ideally, you should contact your future utilities provider at least two weeks before you move regarding turning on your electricity, gas, phone, cable, and internet before your arrival, if possible.  Contact any new school for a list of documents needed for registration.  Do not pack these materials away it’s better to hand carry them for easy retrieval.  If you’re going to need to spend a night in a hotel, make those arrangements early.
  • Make life simple.  Keep all small parts labeled, in plastic bags, and all together in one box.  Likewise, take pictures of electronic hook-ups for future use.
  • Consider the heat.  Dress appropriately, stay hydrated, and refrain from placing certain items in a hot truck—candles or wine, e.g.  Click here for tips on packing cleaning products and toxins.
  • Stay calm.  Relax, whistle, smile, and anticipate the pleasure of living in your new home.

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Things To Do Orlando: Let’s Rock For Kids

July 29th, 2014 by tisner

Let’s Rock For Kids! is an event held in support of the young musicians in Central Florida. The goal is to raise money for scholarships, instruments, performance opportunities and more for special needs and low income lets rock for kidschildren. Event organizers anticipate a large turnout and have many surprises in place to provide a fun filled day for everyone while raising money for this important cause:

  • A fantastic venue – Shriner’s Auditorium – a beautiful 10,000 square foot facility!
  • Great entertainment – Great bands and fun activities for kids and adults all day!
  • Lots of food and drink – 20% of all food/drink sales are donated back to the cause!
  • Vendors – There will be plenty of vendors and local businesses for your shopping pleasure!
  • Amazing raffle items – Some incredible prizes that will be raffled off with all proceeds
    going to this important cause.

Come on out for a day of fun and excitement in support of this great cause. This is an all-ages event that everyone will remember for a long time! Hope to see you there!

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Orlando FL Real Estate Market Trends for June 2014

July 25th, 2014 by tisner

If you sold your primary residence and made a profit, you may be able to exclude that profit from your taxable income. Here’s how it works.

Individuals can exclude up to $250,000 in profit from the sale of a main home (or $500,000 for a married couple) as long as you have owned the home and lived in the home for a minimum of two years. Those two years do not need to be consecutive. In the 5 years prior to the sale of the house, you need to have lived in the house for at least 24 months in that 5-year period. In other words, the home must have been your principal residence.

Just like calculating capital gains, the formula for calculating the gain or loss involves subtracting your cost basis from your selling price.

The formula for calculating your cost basis on your main home is as follows:

Purchase price

+ Purchase costs (title & escrow fees, real estate agent commissions, etc.)

+ Improvements (replacing the roof, new furnace, etc.)

+ Selling costs (title & escrow fees, real estate agent commissions, etc.)

- Accumulated depreciation (for example, if you ever took the office in the home deduction)

= Cost Basis
And then calculating your profit or loss would be:

Selling price

- Cost Basis

     = Gain or Loss

Take a look at how many homes sold in our local Orlando real estate market for June 2014.

Orange County Real Estate Sales Statistics – June 2014

Orange County saw 14 fewer homes sold in June 2014 than June 2013, less than a 1 percent decrease. The average sales price increased by 1.1 percent and the median sales price increased by 1.1 percent from June 2013.  Market times decreased by 7 days or 1.3 percent.

Orange
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Times 
June
201
4
 1,623  $222,574 $177,000 59
June
2013
1,637  $210,540  $158,375 52


Osceola County Real Estate Sales Statistics – June 2014

Osceola County homes saw home sales increased by 86 homes, a 1.8 percent increase. Prices increased with the average sales price up 1 percent and the median price increased by 5 percent.  Market Times decreased by 9 days compared to June 2013.

Osceola
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Times 
June 2014 555  $165,954  $148,000 69
June 2013 469  $164,289  $140,000 60

Seminole County Real Estate Sales Statistics – June 2014

Seminole County residential sales increased by 1 percent with 64 more homes sold in June 20June 2014 levels. Market times increased by 5 days or 8 percent.

Seminole
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Time 
June 2014 673  $221,624  $182,000 62
June 2014 609  $202,434  $157,470 57

Lake County Real Estate Sales Statistics – June 2014

Residential sales in Lake County increased with 34 more homes sold, a 6 percent increase. The average sales price increased by 4 percent, and the median sales price increased by 7 percent for the month compared to June 2013.  Market times decreased by 7 days or 7 percent.

Lake
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Time 
June 2014 543  $163,196  $149,900 87
June 2013 509 $155,598  $140,000 94

Polk County Real Estate Sales Statistics – June 2014

Polk County saw 16 more homes sold in June 2014 compared to June 2013.  The average sales price increased by 8 percent, and the median sales price increased by 1 percent.  Market times decreased by 3 days compared to June 2013.

Polk
County
Homes
Sold
Average
Sales Price
Median
Sales Price
 Average
Market Time
June 2014 755  $130,354  $121,000 83
June 2013 780  $120,231  $105,000 86

It’s still a great time to get your best price on an Orlando home.

Information provided by Teri Isner, Orlando Avenue Top Team, Keller Williams At The Lakes.

Things To Do Orlando: 5th Annual Lake Conway Wipeout

July 22nd, 2014 by tisner

Lake Conway Wipeout was started in 2010 by a few friends who enjoy water, boats, and laughter.  After watching ABC-TV’s hit show Wipeout one night, a Facebook conversation turned into brainstorming our own version of Wipeout.

lake conway wipeout2014 marks the event’s fifth year, and it has grown from a few boating friends to over 300 boats and over 1,000 spectators.  The 5th annual Lake Conway Wipeout will take place Saturday, July 26th, 2014, from noon until 5:00pm at the sandbar on Lake Conway in Orlando.  The event is only accessible by boat, but Lake Conway does have public boat ramps.

Our crews will set up an inflatable obstacle course at Lake Conway’s sandbar and participants run the course to see who gets the best time.  It is a great family event and kids-only run the course the first two hours of the event.  Come out and laugh at your friends and family bouncing off an inflatable obstacle course on the water. We have great prizes for the winners too!

* Registration for children 8-15 starts at 10:30am until spots are filled. Everyone under 18 needs to have a legal parent or guardian present to sign their waiver form or check in. Also, must walk along the outside of the course with that child!!!!

* Registration for adults 16-up starts at 12:30pm until spots are filled. Again, anyone under 18 needs a legal parent or guardian present to sign the waiver or check in even though you are in the adult category.

* Children 8-15 will run the course from 12pm to 2pm, adults 16-up will run the course from 2:30pm to 4:30pm.

* Award Ceremony is at 4:45pm

The public ramp for Lake Conway is located on Hoffner Ave just east of Orange Ave. The sand bar is at the East side of Big Lake Conway. Check the Facebook page for updates and maps for the ramp and sandbar locations.

The event is free, but we ask you to donate via the following link the proceeds go to the Leukemia and Lymphoma Society to help wipeout blood cancers.

*Important Notice: This event is only accessible by boat. All of the shoreline near the event is private property. Anyone trespassing will be prosecuted. The shoreline and streets around the event will be monitored by local authorities, and any cars parked illegally will be towed.

Information provided by Teri Isner, Orlando Florida Realtor.

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

4 First-Time Homebuyer Mistakes To Avoid

July 18th, 2014 by tisner

First-time homebuyers owe it to themselves to do a lot of research about the finances of buying a home. Here are four first-time homebuyer mistakes to avoid.

homebuyer1. Spending the maximum amount on a mortgage a lender will loan.

Lenders often qualify buyers based on incomes and debt-to-income ratios without considering how much the borrowers spend on other budget items.

Financial experts recommend that consumers decide how much they want to spend each month on housing before meeting with a lender. It’s up to you to know your budget and to not just jump at a mortgage amount that a lender says you can afford.

2. Not getting pre-qualified.

This should be the first step toward homeownership. Many first-time homebuyers wait until they are ready to start house hunting before contacting a lender.

Buyers need to get pre-qualified early enough in the process so that they can make changes if they need to or correct errors on their credit report. Some first-time buyers may need to spend up to a year saving more money, increasing their incomes or cleaning up their credit before making an offer on a home.

3. Underestimating the importance your credit score.

While most consumers know it’s important to have a high credit score, not everyone understands how costly a low score can be. Mortgage lending is done with a tier of interest rates and terms based on consumer credit scores. Learn about credit scores the minute you start working. Many websites provide information about how to improve your credit score.

And remember, even after a mortgage approval, you must avoid applying for new credit or taking on new debt, because a second credit check is now often required before settlement.

4. Choosing the wrong mortgage product

Many first-time homebuyers opt for a 30-year fixed-rate mortgage only because it is an industry standard. Alternatives to a 30-year-fixed sometimes make more sense. For example, buyers certain they will be relocated by their companies within five years may find a 5/1 ARM could be a much better mortgage.

Homebuyers eager to build equity in their homes or who are older and want to live mortgage-free in retirement should consider a 15-year fixed-rate loan or even a 10-year mortgage to reach their goals.

Do your homework and don’t jump at a mortgage because it will buy you a bigger Orlando Florida home.

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
66 Riley Road
Celebration, Fl 34747

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