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Housing Market Slowing Down? Don’t Tell Builders!

August 26th, 2016 by tisner

Housing Market Slowing Down? Don’t Tell Builders! | Keeping Current Matters

Many experts have been calling upon home builders to ramp up construction to help with the lack of existing inventory for sale. For the past two months, new home sales have surged, with July’s total coming in at the highest since October 2007.

The latest estimates from the US Census Bureau and Department of Housing and Urban Development show that sales in July were 31.3% higher than this time last year, and 12.4% higher than last month, at a seasonally adjusted annual rate of 654,000. 

Zillow’s Chief Economist, Svenja Gudell, echoed the reaction of some as she commented:

“July(‘s) new home sales data was a surprise, but a welcome one. For years, the market has been practically begging builders to both ramp up their efforts overall and to put more focus on serving the less expensive end of the market. Today’s data confirms both are happening in earnest.”

The National Association of Home Builder’s (NAHB) Chairman, Ed Brady, didn’t seem as surprised:

“This rise in new home sales is consistent with our builders’ reports that market conditions have been improving. As existing home inventory remains flat, we should see more consumers turning to new construction.”

NAHB’s Chief Economist, Robert Dietz, believes this is just the start for new home sales if market conditions continue:

“July’s positive report shows there is a need for new single-family homes, buoyed by increased household formation, job gains and attractive mortgage rates. This uptick in demand should translate into increased housing production throughout 2016 and into next year.”

The existing home sales numbers for July will be released today and will shed more light on the overall health of the housing market.

Bottom Line

New home sales hit their highest mark in over 9 years. Buyers are out in force to find a home that fits their needs. Many are turning to new construction, as the inventory of existing homes has not been able to keep up with demand.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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4 Stats That PROVE This Is NOT 2005 All Over Again

August 19th, 2016 by tisner

4 Stats That PROVE This Is NOT 2005 All over Again | Keeping Current Matters

Recent research by the realtor.com examined certain red flags that caused the housing crisis in 2005, and then compared them to today’s real estate market. Today, we want to concentrate on four of those red flags.

  1. Price to Rent Ratio
  2. Price to Income Ratio
  3. Mortgage Transactions
  4. House Flipping

All four categories were outside historical norms in 2005. Home prices were way above normal ratios when compared to both rents and incomes at the time.

They explained that mortgage transactions as a percentage of all home sales were also at a higher percentage:

“Loose credit was one of the main culprits of the housing crisis. Mortgage lending expanded dramatically as unhealthy housing speculation reached its peak and was met by the highest level of credit availability as measured by the Mortgage Bankers Association. The index measures the overall mortgage credit condition by the share of home sales financed by mortgages. This metric does not capture credit quality, but it does set a view of the importance of financing in supporting the housing market.”

House flipping was rampant in 2005. As realtor.com’s research points out:

“Heightened flipping activity is a clear indication of speculation in the real estate market. A property is considered as a speculative flip if the property is sold twice within 12 months and with positive profit. Flipping is a normal part of a healthy housing market. In an inflated housing market, expectations about short-term profit from pure price appreciation are very high; therefore, the level of flipping activity would show evidence of being heightened.”

Here are the categories with percentages reflecting the unrealistic ratios & numbers of 2005 as compared to the current market. Remember, a negative percentage reflects a positive gain for the market.

4 Stats That PROVE This Is NOT 2005 All over Again | Keeping Current Matters

Bottom Line

They say hindsight is 20/20… Today, experts are keeping a close watch on the potential red flags that went unnoticed in 2005.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Slaying Myths About Home Buying

August 12th, 2016 by tisner

Slaying Myths About Home Buying [INFOGRAPHIC] | Keeping Current Matters

Some Highlights:

  • Interest Rates are still below historic numbers.
  • 88% of property managers raised their rent in the last 12 months!
  • Credit score requirements to be approved for a mortgage continue to fall.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Let’s Hear It for Realtors!

July 8th, 2016 by tisner

seller4

Think you know what a real estate agent does on a daily basis?  You might have to think again in order to correctly identify all the responsibilities on the shoulders of your REALTOR (a real estate agent who is a member of the National Board of Realtors).   You most likely would be surprised—and impressed—to discover the wide range and long list of activities undertaken by your REALTOR in your pursuit of buying/selling a home.

A basic job description would include renting, and buying, and selling (oh, my!) real estate for clients, interviewing potential clients, previewing and showing  property, discussing sales conditions, drawing up and presenting offers, holding open houses, and writing contracts—all the while meeting deadlines and hand-holding when necessary.  Oh, but there is so much more for your REALTOR to do, including, but certainly not limited to, the following duties:

  • Staying current with market trends in your area
  • Analyzing comparables
  • Exploring and evaluating mortgage options
  • Finding buyers or properties for clients
  • Scheduling appraisals
  • Keeping up with changing federal/state laws and program
  • Negotiating between parties
  • Preparing MLS listings
  • Promoting properties via ads, web sites, videos, and virtual tours
  • Completing required courses, attending seminars, and the like
  • Coordinating inspections, walk-throughs, and closings
  • Arranging for title searches

But did you know that the National Association of Realtors awards grants to groups of state and local real estate associates who attempt to go above and beyond in promoting and expanding housing opportunities in their communities?  These REALTORS work together to design and implement affordable housing programs and are thus eligible for the NAR grants twice a year.  In addition, the NAR offers programs, training, and resources for these groups.  Click here for details of the Housing Opportunity Program.

Remember, real estate doesn’t sell due to advertising alone. In fact, a large share of real estate sales comes as the result of a practitioner’s contacts through previous clients, referrals, friends, and family. When a property is marketed with the help of a REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally pre-screen and accompany qualified prospects through your property.

Contact us!  We’re qualified, experienced, and looking forward to assisting you.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Kissimmee Home for Sale: 1639 Marina Lake Dr

June 29th, 2016 by tisner

1639 marina lake dr

Kissimmee Home for Sale:

1639 Marina Lake Dr, Kissimmee FL 34744
MLS# O5434439

3 bedrooms | 3 baths | 2,731 square feet | Ashley Cove

Beauty, warmth, and value in this Custom-Built home nestled within the gated community of Ashley Cove. As you enter the foyer, prepare to be impressed by the designer updates. The Gourmet kitchen will delight the chef in your family with custom maple cabinetry, stainless steel appliances, a built-in double oven (upper is convection), 5 burner cook top with bridge burner, and an island with prep sink. Its open floor plan is ideal for entertaining, and you can further expand your party outdoors by opening the 16′ glass sliding door connecting the family and screened and covered large brick paver patio. Need more space? The office with its existing French doors can easily be leveraged as a 4th bedroom. Split bedrooms provide privacy. The inside laundry with laundry tub offers convenience, while thermal windows and extra insulation add energy efficiency. For those who enjoy the outdoors, water activities and fishing you are just minutes from Lake Toho. Centrally located with easy access to the airport and turnpike. This one is designed for living…come explore the many estate-quality features and you will agree….oh, what a house!

Marketed by Orlando FL Realtor Teri Isner, Orlando Avenue Top Team!

4 Ways to Add a Beach Theme To Your Home

March 18th, 2016 by tisner

Summer is almost here and there are ways to “bring the beach” into your home with you so to speak by decorating in a beach theme.   Let’s take a look at a few easy ways in which to make your home feel like you are at the beach. You don’t have to spend a ton of money to make your home feel breezy and beautiful just like the beach.

  1. One of the easiest and most economical ways to make your home feel like you’re living in a tropical oasis is by painting the entire inside of the home a color from the palette of the sea.  A nice blue green is a great option if you want to bring the beach home with you.
  2. Another great way to beach theme your home is to find old items from the beach on your next beach trip to decorate your house with. These can be things such as the obvious, sea shells but they can also be such things as old floats, coral or driftwood that you find when you’re on your next vacation. Realizing that you don’t need a lot of money to decorate in a beach theme will help you to know that you don’t have to purchase new items to get the job done right.
  3. Yet another good way to bring the beach home with you is to decorate your bedroom with beach style linens. These kinds of linens don’t have to cost a lot of money as typically this time of year they are going on sale because they are starting to put out winter items.
  4. A good way to get some inspiration of how to decorate in a beach theme is to check out books on the topic or to look online for a few ideas. This way you can get going in the right direction and figure out your plan in your head before you begin the transformation process.

It’s my guess that once you get your home decorated in a beach theme you may not want to leave for work in the morning. The beach is a very peaceful place and your home should reflect that same peace and calm so that when you come home each day you can unwind and relax.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Orlando FL Home for Sale: 7806 Waterview Way, #7806

January 14th, 2016 by tisner

Orlando FL Home for Sale:

7806 Waterview Way, #7806, Winter Haven, FL 33884
MLS #: O5413193 

Beautifully maintained condo in a great community!

1

Nestled within the beautifully maintained, gated community of Winterset, this spacious condo offers a generous loft and private half bath in addition to the master bedroom and full bath. Relaxing and entertaining is made easy with its open floor plan plus the outdoor balcony which is located off the living room. The community enjoys the use of a nice clubhouse, tennis courts, and sparkling community pool which overlooks the lake. Located near Legoland, grocery shopping, medical facilities, and restaurants this condo is ideal as a primary residence or as an investment property to generate rental income. Come take a peek inside.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Orlando FL Home for Sale: 130 High Point Drive

January 14th, 2016 by tisner

Orlando FL Home for Sale:

130 HIGH POINT DR, DAVENPORT, FL 33837
MLS #: O5413674 

Charming home & affordable!

1

Beauty, warmth, and value! This home is in move in condition to welcome family and friends. This 4 bedroom 3 bath pool home has a split bedroom floor plan with 2 master suites. The community is zoned for residential or short term rental. Home is furnished with a touch of class and comes partially furnished. Exterior maintenance will not be a problem, you will never paint again! There is a lifetime warranty on exterior paint which can be transferred to new owner. Built in efficiency with newer storm proof double pane windows throughout to keep the energy bills down. The cherry and walnut laminate wood floors will set off your finest rugs and furniture and there is a naturally neutral tile in the kitchen and baths for easy maintenance. The kitchen is a recipe for success with updated appliances and set just close enough to enjoy all the activities of family or guests in this open floor plan. Casual pool side living can be yours to enjoy year round in this heated pool with adjoining patio and built in BBQ. The pool heater was replaced in 2014. Convenient to shopping and parks, see for yourself the family features this home offers. Opportunity is knocking, call us now for an appointment to see this exciting buy.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Ocoee FL Home For Sale: 1703 Doreen Ave

November 1st, 2015 by tisner

Ocoee FL Home For Sale:

1703 Doreen Ave, Ocoee FL 34761
MLS# O5400717

Adorable and Affordable!

1703 doreen ave

Virtual Tour

Charming home in a friendly established neighborhood. This one is ready for you and is updated with all new flooring, newer AC, newer drain field, and appliances included. The open floor plan is the heart of the home, enabling family and friends to visit between the family room, kitchen and dining area with tiled flooring, and kitchen back-splash. Spacious backyard with room to play. Pick fresh grapefruits or lemons from your own fruit trees. This yard is partially fenced with a storage shed for your convenience. Would make a great income rental investment B for bargain ad C for sure. There are no homeowner association fees. First time home buyers check it out. Why pay rent at this price you could build equity and start your own real estate portfolio. Come see this move-in ready adorable and affordable Ocoee home today.

Marketed by Orlando Realtor Teri Isner.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Orlando FL Home for Sale: 8430 Lake Waverly Lane

October 19th, 2015 by tisner

Orlando FL Home for Sale:

8430 Lake Waverly Lane, Orlando FL 32829
MLS# O5398817

Lovely Home In Renowned Vista Lakes!

8430 lake waverly lane

Looking for a lovely home nestled within a gated community of renowned Vista Lakes? You have found it here! This spacious 4 bedroom, 3 bath home features separate dining and living rooms in addition to its large family gathering room. The kitchen boasts 42″ cabinetry, expansive counter-top work surfaces, and a breakfast bar as well as an eat-in area. An abundance of closet storage space provides room for everything. The split bedroom layout offers privacy. The large, fenced backyard is overlooked by a screened, covered patio which is ideal for entertaining. Vista Lakes Amenities Center is a spectacular clubhouse featuring three swimming pools, a fitness center, tennis courts, and the Residents’ Club. Community events celebrate the holidays and other frequent activities offer the residents many outdoor opportunities to enjoy the mild year-round central Florida climate. Conveniently located near shopping and restaurants with easy access to the airport, Disney parks, and other area attractions. Come explore your next home today!
Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
1170 Celebration Blvd
Suite 200
Celebration, Fl 34747

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