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Search All Orlando Florida Homes For Sale Using Your Phone

April 16th, 2010 by tisner

orlando phoneIt’s Saturday afternoon and you are cruising neighborhoods looking at Orlando Florida homes for sale. You drive up to a home that looks interesting. You go to pull a property flyer out of the brochure box that is in the front yard near the For Sale sign to get the details. BUT the brochure box is empty, so no details are available. It’s so frustrating!

Frustration no more!! There is new mobile technology allowing you to search all Orlando Florida homes for sale right from your phone. Any phone!!

  • You can view all Orlando Florida MLS listings anytime, anywhere from the convenience of any standard cell phone or smart phone including the iPhone, BlackBerry, Android and Palm.
  • You can search for properties based on their GPS location, address, city or zip code.
  • Get property information, including price, beds/baths, taxes, estimated mortgage, features, maps, photos and more!

  • When you are ready to see a property, the “Call to See” feature connects you directly to an agent.

Here’s how it works…

Even better: Text FLHOME to 87778.

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Orlando Valentine Express: Extended Tax Credits and Other Programs to Help You

February 8th, 2010 by tisner

3851648_blogIt is true; the First Time Home Buyer Tax Credit of up to $8,000 has been extended until April 30, 2010. This grant is for people purchasing a home for the first time. An additional grant of up to $6,500 is available to current homeowners purchasing a home between November 7, 2009 and April 30, 2010.

First time homeowners must purchase a home between November 7, 2009 and April 30, 2010. Current homeowners purchasing a home in this same period must have lived in the home they are selling for five consecutive years.

A first time home buyer is qualified if he/she or his/her spouse have not owned a home three years prior the purchase of a new home.

The Extended Home Buyer Tax Credit applies to residences including single-family homes, townhomes, condominiums, and co-ops.  The credit is based on the price of the home being purchased ($800,000 or under) and the buyer’s income (up to $125,000 for singles, and $225,000 for married couples to receive the full tax credit).

Give me a call today for more information on the Extended Home Buyer Tax Credit and learn how it can help your buy your Orlando home

valentine 4You can check out the latest HUD home repair and rehabilitation programs available. You might qualify a mortgage to cover the cost of rehabbing a property as well as buying it. Talk to me or call your City Community Development Block Grant Program Coordinator.

There is no better Orlando Valentine than a new home. You will want to check out this lakefront home in Ocoee on an acre with its own dock and sandy beach. It is a great price and perfect for a rehabilitation loan.

Search other Orlando homes for sale for your Orlando Valentine.

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Orlando Real Estate For Sale: 511 E Lakeshore Drive Ocoee, FL 34761

January 19th, 2010 by tisner

Orlando Real Estate For Sale: 511 E Lakeshore Drive, Ocoee, Florida 34761MLS#04926183

SHORT SALE APPROVED PRICE $260,000. Enjoy many hours of fun on Lake Prima Vista that connects to Lake Starke, both are ski and fishing lakes with seawall, dock and sandy beach. Lakeside Living at an incredible price! Approximately 1 acre with mature oak trees. Master Suite upstairs. The home needs some TLC but at this price for a home on the Lake with a dock it is a great opportunity. Inside add your personal touches a lot of the updates inside are complete. The previous owner added a huge family room all permitted correctly. The exterior needs work but at this price you could create your own elevation and dress it up. Lakeshore is a beautiful treed street with access to Starke Lake from Lake Prima Vista too for your watersport enjoyment. Seawall is grandfathered in and the dock is waiting for your boat! Great deck out back to enjoy evening sunsets and there is a room off the master with windows that could also be changed to doors if you ever wanted to add an upstairs deck. So what are you waiting for come look inside today!

Learn more about 511 E Lakeshore Drive and other Orlando Real Estate by visiting OrlandoAvenue.com.

Search all Orlando Real Estate and homes for sale.

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Florida Mortgage | Second Homes ~ What are they and Why buy here?

September 15th, 2007 by tisner

Now the people

Now the people "wintering" in Florida include Canadians, Europeans, Brits and other people from all over the US… these people are fondly called Snowbirds as many of them fly the coop before the snow up North.

Florida has long been a winter haven for people from the "North".   The definition of North has expanded quite noticeably recently beyond the typical Chicago, New England, & New York retiree to include people looking to Florida for proximity to the beach and the tropical warm weather that we get year round. 

Now the people "wintering" in Florida include Canadians, Europeans, Brits and other people from all over the US… these people are fondly called Snowbirds as many of them fly the coop before the snow up North.
Now that we’ve reached September, the Florida Snowbirds are coming down to roost in their 2nd homes or are renting while they decide where to buy their second home… so for them, we should probably discuss second homes and their definition.
From a Lending standpoint - all the different names for a second home have some commonalities that help us classify them as Second Homes and NOT Primary Homes or Investment Properties.  Can you pick them out?
  1. First of all… Location, Location, Location
  2. Second of all…  Notice Ski Lodge, Hamptons, Getaway, Beach… Those are descriptives that help qualify the property as Significantly Superior
  3. Third of all… and this is the tricky one… it isn’t an investment property!!!
  4. Fourth… you’re really committed to the property being a place that you will use for part of the year and set it up to use it like a second residence
Look No Further than Florida for a great place to buy your Second Home!

 

 

For more information about Second Homes in Florida read: Florida Mortgage | Second Homes ~ What are they?

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Florida Mortgage | Fixed Rate with Interest Only

September 5th, 2007 by tisner

Adjustable Rate Mortgages (ARM) are not very unpopular right now thanks to the media bashing them.

Adjustable Rate Mortgages (ARM) are not very unpopular right now thanks to the media bashing them.  To make things worse, they currently (August 31, 2007) have higher rates than Fixed Rate Mortgages.   This poses a problem for people that want a lower payment but now are demanding the secure rate of a Fixed Rate Mortgage.  

The answer to this problem is found in Hyrbid Mortgages.  These loans combine the security of a long-term rate with a lower payment in the early stages of the loan.   

My favorite Hybrid Mortgage program is a 30 year Fixed Rate with 10 years or 15 years of Interest Only…. hence the Hybrid moniker.

The Features of the 30 year Fixed with Interest Only are:
  • Lower payments than traditional 30yr Fixed
  • Longer Interest Only period than most people remain in the same property
  • Pairs great with any Mortgage Pay-off Program
Whatever your strategy is with your Mortgage Plan, this is Hybrid 30yr Fixed Rate Mortgage is a great loan to consider!
For more features and benefits, read more at: Florida Mortgage | Fixed Rate Loans with Interest Only Option

To purchase or refinance with this Mortgage today, contact your favorite Mortgage Broker Today! 


More Florida Mortgage & Real Estate News You Can Use from
David A. Podgursky, MBA
The Mortgage Go To Guy!
Your Source for Residential and Commercial Mortgage Loans in Florida

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Orlando Florida | Our Pledge to Buyers

August 18th, 2007 by tisner

Purchasing a home in the Orlando Florida area can be overwhelming. There are many things you must take into consideration before purchasing your Orlando Florida home, including where, how much you can afford and what type of Orlando Florida home you will purchase.

Our Pledge to Orlando Buyers

Purchasing a home in the Orlando Florida area can be overwhelming.  There are many things you must take into consideration before purchasing your Orlando Florida home, including where, how much you can afford and what type of Orlando Florida home you will purchase.

To provide unsurpassed service to help you buy your home at a fair market price, in the shortest time, with the least inconvenience to you, we will:

  • Explain real estate agency relationships.Maintain communication during the term of the agreement.Buyer
  • Analyze your property needs and desires.
  • Orient you to current market conditions.
  • Provide helpful community data.
  • Explain local real estate practices and procedures.
  • Provide information on lenders and financing alternatives.
  • Search the local Multiple Listing Service for suitable properties.
  • Coordinate appointments and show all properties of interest, whether the properties are our listings or not.
  • Provide relevant market data as to fair market value of homes.
  • Disclose all material defects of the property known.
  • Explain the offer-presentation process.
  • Deliver any state required Property Disclosure form.
  • Carefully explain and prepare Offer to Purchase forms.
  • Arrange to present all offers to seller in a timely manner.
  • Strive to obtain the best possible price and terms for you.
  • Explain post-purchase activities and responsibilities.
  • Follow up on all post-purchase activities.
  • Keep confidential any information that you designate in writing as confidential.
Call the Orlando Avenue Top Team at (407) 467-5155 for more information regarding purchasing an Orlando Florida home.

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Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
504 Celebration Ave
Celebration, Fl 34747

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