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Buying is Now 37.7% Cheaper Than Renting in the US

October 28th, 2016 by tisner

Buying is Now 37.7% Cheaper Than Renting in the US | Keeping Current Matters

The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States.

The updated numbers actually show that the range is an average of 17.4% less expensive in Honolulu (HI), all the way up to 53.2% less expensive in Miami & West Palm Beach (FL), and 37.7% nationwide!

Other interesting findings in the report include:

  • Interest rates have remained low, and even though home prices have appreciated around the country, they haven’t greatly outpaced rental appreciation.
  • Home prices would have to appreciate by a range of over 23% in Honolulu (HI), up to over 45% in Ventura County (CA), to reach the tipping point of renting being less expensive than buying.
  • Nationally, rates would have to reach 9.1%, a 145% increase over today’s average of 3.7%, for renting to be cheaper than buying. Rates haven’t been that high since January of 1995, according to Freddie Mac.

Bottom Line

Buying a home makes sense socially and financially. If you are one of the many renters out there who would like to evaluate your ability to buy this year, meet with a local real estate professional who can help you find your dream home.

Article courtesy of Keeping Current Matters.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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4 Stats That PROVE This Is NOT 2005 All Over Again

August 19th, 2016 by tisner

4 Stats That PROVE This Is NOT 2005 All over Again | Keeping Current Matters

Recent research by the realtor.com examined certain red flags that caused the housing crisis in 2005, and then compared them to today’s real estate market. Today, we want to concentrate on four of those red flags.

  1. Price to Rent Ratio
  2. Price to Income Ratio
  3. Mortgage Transactions
  4. House Flipping

All four categories were outside historical norms in 2005. Home prices were way above normal ratios when compared to both rents and incomes at the time.

They explained that mortgage transactions as a percentage of all home sales were also at a higher percentage:

“Loose credit was one of the main culprits of the housing crisis. Mortgage lending expanded dramatically as unhealthy housing speculation reached its peak and was met by the highest level of credit availability as measured by the Mortgage Bankers Association. The index measures the overall mortgage credit condition by the share of home sales financed by mortgages. This metric does not capture credit quality, but it does set a view of the importance of financing in supporting the housing market.”

House flipping was rampant in 2005. As realtor.com’s research points out:

“Heightened flipping activity is a clear indication of speculation in the real estate market. A property is considered as a speculative flip if the property is sold twice within 12 months and with positive profit. Flipping is a normal part of a healthy housing market. In an inflated housing market, expectations about short-term profit from pure price appreciation are very high; therefore, the level of flipping activity would show evidence of being heightened.”

Here are the categories with percentages reflecting the unrealistic ratios & numbers of 2005 as compared to the current market. Remember, a negative percentage reflects a positive gain for the market.

4 Stats That PROVE This Is NOT 2005 All over Again | Keeping Current Matters

Bottom Line

They say hindsight is 20/20… Today, experts are keeping a close watch on the potential red flags that went unnoticed in 2005.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: Summer Nights at SeaWorld

May 31st, 2016 by tisner

Summer Nights at SeaWorld

As the summer sun goes down, the fun heats up at SeaWorld Orlando. Summer Nights gives families and friends the chance to stay in the park for more thrills and laughs. Nightly festivities feature a high-energy Shamu show, awe-inspiring celebrations and late-night thrills on everyone’s favorite coasters.

*Event times, dates and talent are subject to change or cancellation without notice.

WHEN:  Saturday, June 11, 2016
WHERE:  SeaWorld® Orlando
COST:  Included with park admission

Visit the Event Website for more details.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: Real Music Concert Series at Busch Gardens

January 19th, 2016 by tisner

Things To Do Orlando:  Real Music Concert Series at Busch Gardens

Real Music Concert Series at Busch Gardens

The Real Music Series kicks off on January 4 and runs through March 5.
NEW! This year, Busch Gardens is extending concerts into Saturdays! This means more moving and grooving to incredible live music spanning from the 1950s to today. Concerts are held at 11:30 a.m., 1:30 p.m. and 3:30 p.m. Monday through Saturday. (subject to change)

The Real Music Series is FREE with park admission. Show tickets are required and can be picked up from the following locations:

  • For the 11:30 a.m. performance, tickets are available in the Moroccan Village Plaza (front gate)
  • For ALL performances, tickets are available at the tent outside of the Stanleyville Theater

WHEN:  Saturday, January 23, 2016 @ 11:30am-3:30pm
WHERE:  Busch Gardens Tampa
COST:  FREE with park admission

Visit the Event Website for more details.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: 10th Annual Otronicon

January 11th, 2016 by tisner

Things To Do Orlando:  10th Annual Otronicon

10th Annual Otronicon

Now in its 11th year, Otronicon is the premiere technology event that you can’t afford to miss.

At Otronicon, guests walk on the cutting edge through state-of-the-art gaming and simulation technologies, including military and medical simulators not typically available to the public.

During the four-day event:

  • Interact with industry leaders and educators and learn about STEM careers
  • Experience the future of games and design
  • See the latest in medical and military technologies
  • Check out workshops and panels led by industry pros
  • Look at art from a new and exciting angle with the fusion of art and technology
  • And so much more!

Regardless of your  background, whether you are in the tech industry or just have a passion for learning, Otronicon engages guests of all ages to imagine the possibilities of the ever-growing and diverse digital media industry.

Join us for Orlando’s favorite interactive technology expo!

WHEN: January 15-18, 2016
WHERE:  Orlando Science Center
COST:   $27 for adults, $26 for students/seniors and $20 for kids ages 3-11.

Visit the Event Website for more details.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Orlando Real Estate Sales Statistics for September 2015

October 28th, 2015 by tisner

orlando

Orange County Real Estate Sales Statistics – September 2015

Orange County saw 231 more homes sold in September 2015 than September 2014, a 12.8% increase. The average sales price increased by 11.52% and the median sales price increased by 12.79% from September 2014.  Market times dropped by 2 days.

Orange
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Times 
September 2015 2035 $222,454 $179,900 64
September 2014 1804  $199,482  $159,500 66

 

Osceola County Real Estate Sales Statistics – September 2015

Osceola County home sales increased by 1.76%. Prices increased with the average sales price up 10.81% and the median price increased by 10%.  Market times decreased by 3 days compared to September 2014.

Osceola
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Times 
September 2015 579  $203,024  $165,000 68
September 2014 569  $183,216  $150,000 71

 

Seminole County Real Estate Sales Statistics – September 2015

Seminole County residential sales increased 7.04% with 71 more homes sold in September 2015 compared to September 2014. The average sales price increased by 10.13% and the median price increased by 12.21%. Market times rose by 1 day.

Seminole
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Time 
September 2015 699  $220,903  $193,000 52
September 2014 653  $200,578  $172,000 51

 

Lake County Real Estate Sales Statistics – September 2015

Residential sales in Lake County increased 11.94%, and the median sales price increased by 12.67% for the month compared to September 2014.  Market times decreased by 1 day.

Lake
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Time 
September 2015 585  $180,777  $169,000 77
September 2014 508 $161,496  $150,000 78

 

Polk County Real Estate Sales Statistics – September 2015

Polk County saw 166 more homes sold in September 2015 compared to September 2014, a 23.45% increase.  The average sales price increased 6.32%, and the median sales price increased by 8.53%.  Market times rose by 7 days.

Polk
County
Homes
Sold
Average
Sales Price
Median
Sales Price
 Average
Market Time
September 2015 874  $147,115  $140,000 80
September 2014 708  $138,367  $129,000 73


Access Teri’s one-stop Orlando FL home search website
.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: Cake and SugarCraft Fair

September 14th, 2015 by tisner

Cake and SugarCraft FairThings To Do Orlando:  Cake and SugarCraft Fair

The Cake and SugarCraft Fair is a three day, international expo showcasing the cake industry. The fair is open to the public and features demonstrations, competitions, a sugar arts fashion show, classes and much more. The famous Buddy Valastro from TLC’s highly related reality show “Cake Boss” is set to make an appearance. Registration for classes and admission is available now.

WHEN:  
WHERE:  Orange County Convention Center
COST:  Full day ticket $19.95

Visit the Event Website for more information.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: Ladies of Eola Heights

July 13th, 2015 by tisner

Ladies of Eola HeightsThings To Do Orlando:  Ladies of Eola Heights

Enjoy a fun outing this weekend & attend Ladies of Eola Heights!

The popular cast of Wanzie’s LADIES OF EOLA HEIGHTS, presented at The Abbey in the Summer of 2014, returns with COURT ORDERED THERAPY: The Ladies Of Eola Heights Continued. Original cast members Peg (Opal) O’Keef, Beth (Pearl) Marshall, Sam (June) Singhaus, and Blue (Ruby) Star will be joined by Kevin Kelly playing Dr. Robert Burroughs, who is charged with determining the mental stability of Orlando’s infamous Locksdale sisters following a domestic squabble that leaves Ruby with a broken wrist, and Pearl and Opal at complete odds with one another. The action takes place during the court ordered therapy sessions in which the sisters, who are at first uncommunicative, wind up hurling accusations and barbs at one another to hilarious and surprising ends.

WHEN:  Friday Jul 17, 2015 @ 8pm
WHERE:  The Abbey
COST:  $20 – $35

Visit the Event Website for more information & to Purchase Tickets.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

 

Things To Do Orlando: SeaWorld Orlando Summer Nights

July 6th, 2015 by tisner

SeaWorld Orlando Summer NightsThings To Do Orlando:  SeaWorld Orlando Summer Nights

Visiting Orlando?  Check out SeaWorld Orlando Summer Nights!

This summer SeaWorld will be hosting Summer Nights, a nighttime spectacular that features incredible shows, a new attraction – Antartica: Empire of the Penguin – thrilling coasters under the stars, a celebration of dancing fountains and spectacular fireworks, and a nightly Shamu show that ends with a bang. Guests can enjoy extended park hours until 10:00 p.m.

WHEN:  Saturday, July 11, 2015
WHERE: SeaWorld® Orlando
COST: Included in the regular price of admission.

Visit the Event Website for more details.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

 

Things To Do Orlando: Viva La Musica at SeaWorld

April 27th, 2015 by tisner

viva2Celebrate the food, fun, sights and sounds of Latin culture at this annual Hispanic festival for the entire family, featuring live concerts by internationally renowned Latin musical artists and savory Latin cuisine prepared by SeaWorld Orlando’s own Executive Chef, Héctor Colón.

El Gran Combo de Puerto Rico – Saturday, May 2

This salsa-orchestra group is considered the most popular salsa group to ever exist, and the most successful music group from Puerto Rico. The group has been producing hits for five decades with 40 albums and CDs. They have received many awards including a Latin Grammy for Best Tropical Album.

WHEN:  Saturday, May 2, 2015 – 12pm-close
WHERESeaWorld Orlando
COST:  Viva la Música is free with SeaWorld admission

Visit the Event Website for more information.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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