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Get These Fall Jobs Done

November 13th, 2018 by tisner

fall home maintenance tips

The weather is cooler, but the days are still long enough to get some regular Fall maintenance done.  Get your home prepped for cooler weather now so it won’t be a problem later.   

  • Clean gutters before the leaves fall so they won’t get clogged.  Consider installing some gutter protectors so the coming leaf drop won’t cause further problems. 
  • Raking leaves is a job many don’t care for, but if you do, and plan on burning them, check with your local government offices or HOA guidelines to make certain it’s allowed.  If not, it’s best to bag them for curbside pick-up, or find a gardening neighbor that would appreciate the extra composting material. 
  • After you’ve mowed and raked one last time, fertilize the lawn.  The roots are still active, and the extra nutrients will help the grass overwinter safely. 
  • Speaking of using the lawnmower one last time, drain the fuel and oil from gas-powered equipment, and clean them well.  This Old House offers some excellent tips on putting up the lawn mower for Winter. 
  • Give the roof a good look and replace broken or missing shingles. 
  • Check windows and doors–inside and out–for drafts and apply weather-stripping or caulking where it’s needed.  Today’s Homeowner has a video that shows us how to apply caulk around our windows. 
  • Call your HVAC serviceperson, and have the heater checked and serviced, if necessary.  Go ahead and make sure your filters are new–buying them in bulk keeps you from having to remember to get one every couple of months and saves you money. 
  • If you use wood for heating, hopefully it’s already cut and seasoned.  Store it at least 30 feet from the house, covered, unless you bring it in a few days before you burn it. 
  • Turn off your sprinkler system timer, shut water off at the main, and drain the system. If you’re not able to drain it yourself, it may be worth the money to hire a pro to blow the pipes out and drain the sprinkler heads. 

It may take a couple of weekends to get all of these done, but all are important to do, and hopefully save you from a headache and spending a lot of money later in the Winter.  Some of these chores could be done by a teenager looking to earn a few extra dollars, and they can learn something in the process. You’re never too young to learn about taking care of your home.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: ourmidland.com

National Fire Prevention Month

October 30th, 2018 by tisner

Image result for fire prevention

It’s the time of year to check not only your battery-operated smoke alarm, but anything you have in your home that could start a fire if not properly used and maintained.  This is also the time to talk with your family about your emergency plan in case of a fire.  These tips will get you started: 

  • Every kitchen should have an easily-accessed fire extinguisher.  If you don’t have one, purchase one, and if your old one hasn’t been serviced recently, call an official inspector to make sure yours is in good working order. 
  • Smoke alarms are a must!  Older smoke detectors can be sensitive and go off while someone is cooking, and we inadvertently disconnect the battery to stop that, and forget to reconnect them.  More recently-produced types have a sensitivity button that can reduce that problem for a set period of time and return to normal after the time is up. 
  • Homes with more than one story should have an escape ladder close to an easily-accessed window on the upper floor.  Safewise.com has a list of their best-rated ladders, and offers tips for choosing the right ladder for your home. 
  • Don’t overload electrical outlets, and use extension cords only on a temporary basis.  If you need more outlets, call an electrician to install them.  The cost of this greatly outweighs the cost of a fire. 
  • A visit from an electrician is also warranted if you have outlets that spark when you use them, lights that flicker, or a circuit breaker that trips regularly. 
  • Clean your dryer’s lint screen after each load, and keep the vent and back of the dryer clean from lint build-up. 
  • Have chimneys and furnaces checked out before you use them to make sure they’re clean and in good working order.  If you use a wood fireplace, make sure the screen protector has no holes, and use only a flame-retardant rug in front of the hearth. 
  • While cooking, don’t leave the kitchen, and even though your children may like to help, have their station set up far from any hot items. Keep towels and paper products away from anything hot, and don’t leave cooking oil unattended. 
  • Although it isn’t very common, lightning can cause a house fire.  Lightning rods may seem like an outdated tool, but they are not only helpful for redirecting lightning and prohibiting a fire, they can save your electronics from lightning damage.  Lovetoknow.com describes several different types of home lightning protection styles, and how they all work. 

Most importantly, you need a family fire plan, and everyone should be familiar with this plan.  For tips and a guideline to setting up your own fire escape plan, consult this page from the National Fire Protection Association, where you can find free printable tools to make your planning process go smoothly.  No amount of time taken to put a plan into place and practice is too much when it comes to protecting your home and family from a fire.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: Army

Lower Your Expenses without PMI

February 2nd, 2018 by tisner

Mortgage loans for more than 80% loan-to-value typically require private mortgage insurance. Mortgage insurance reimburses the lender if a borrower defaults on a loan. PMI is expensive, and homeowners should be aware of how to remove it when certain conditions have been met.31001236-250.jpg

A borrower can request in writing for the lender to cancel the PMI when the mortgage balance has reached 80% of the home’s original appraised value. However, they are required to eliminate it when the balance reaches 78%. It is a good idea to monitor this, especially if additional principal contributions are being made to pay off the loan early.

Other methods to eliminate PMI sooner than through normal amortization include the following:

  • If the value of the home has increased, the owner may consider refinancing with a loan that does not require PMI. There will be refinancing charges involved but you can determine how long it will take to recapture those costs from the monthly savings.
  • Some lenders will consider using a new appraisal to verify that the home’s mortgage is below the 80% requirement. Find out in advance from your lender if they will accept this procedure and get the names of approved appraisers they will recognize. The cost of an appraisal could range between $450 to $600.
  • Another strategy is to make additional principal contributions on a regular basis to reduce your mortgage balance to 78-80% level that would allow the lender to eliminate the PMI.

Mortgage insurance is not required on VA loans regardless of the loan-to-value. FHA mortgages made after June 3, 2013 are required to have Mortgage Insurance Premium for the life of the loan. For FHA loans made prior to that date, the MIP should automatically cancel when the loan-to-value ratio reaches 78% and has been in effect for a minimum of five years.

To obtain additional information specific to cancelling your mortgage insurance, contact info can usually be found on the annual statement provided by your mortgage servicer.

By: PatZaby.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Things To Do Orlando: Andrea Bocelli Valentine’s Concert

February 6th, 2017 by tisner

Andrea Bocelli Valentine’s Concert

Andrea Bocelli Valentine’s Concert

When: February 11, 2017, 8:00 pm

Where: Amway Center
400 W Church Street #200
Orlando, FL 32801

The legendary tenor Andrea Bocelli returns to the U.S. for a weekend appearance. Bocelli will delight his fans with a unique holiday repertoire combining the most beloved arias, crossover hits, world’s most famous love songs and new music off of his latest album, “Cinema.”

Event Website

Buy Tickets

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Things To Do Orlando: Popcorn Flicks in the Park: Aladdin

November 7th, 2016 by tisner

This film is a part of our Popcorn Flicks series, which takes place in Central Park, Winter Park once a month and it’s FREE and open to the public!

Aladdin

 

 

 

 

 

 

 

 

 

 

 

 

 

When: Thu., Nov. 10, 7 p.m.

Price: free

When street rat Aladdin frees a genie from a lamp, he finds his wishes granted. However, he soon finds that the evil has other plans for the lamp.

 

North Park Avenue and West Morse Boulevard Winter Park Area

 

Click on link for details:   Aladdin – Enzian Theater

Popcorn Flicks in the Park

 

 

 

 

 

 

 

 

 

 

 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Orlando Real Estate Market Trends from July 2016

August 18th, 2016 by tisner

houses

Fifty-two percent of home owners say now is a good time to sell in their neighborhood. This is up from 34 percent who said so last year, according to a survey conducted by the real estate brokerage Redfin.

What’s more, 58 percent of home owners believe sellers have more power than buyers in the market right now. Redfin researchers note this is nearly the highest level of seller confidence they’ve recorded.

Take a look at how many sellers successfully sold their homes in July…

Orlando Real Estate Sales Statistics

Orange County Real Estate Sales Statistics – July 2016

Orange County home sales decreased by 6.26%. Prices increased with the average sales price up 8.59% and the median price increased by 15.9%.  Market times decreased by 3 days compared to July 2015.

Orange
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Times 
July 2016 1946 $262,203 $225,000 58
July 2015 2076 $241,470 $194,125 61

Osceola County Real Estate Sales Statistics – July 2016

Osceola County home sales decreased by 7.82%. Prices increased with the average sales price up 10.67% and the median price increased by 17.83%.  Market times increased by 4 days compared to July 2015.

Osceola
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Times 
July 2016 613 $203,996 $185,000 73
July 2015 665 $184,328 $157,000 69

Seminole County Real Estate Sales Statistics – July 2016

Seminole County home sales decreased by 8.25%. Prices increased with the average sales price up 12.43% and the median price increased by 12.82%.  Market times decreased by 8 days compared to July 2015.

Seminole
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Time 
July 2016 845 $250,187 $220,000 43
July 2015 921 $222,518 $195,000 51

Lake County Real Estate Sales Statistics – July 2016

Residential sales in Lake County home sales decreased by 9.08%. Prices increased with the average sales price up 10.08% and the median price increased by 9.09%.  Market times decreased by 14 days compared to July 2015.

Lake
County
Homes
Sold
Average
Sales Price
Median
Sales Price
Average
Market Time 
July 2016 601 $200,216 $180,000 66
July 2015 661 $181,887 $165,000 80

Polk County Real Estate Sales Statistics – July 2016

Polk County home sales increased by 2.70%. Prices increased with the average sales price up 13.6% and the median price increased by 14.81%.  Market times decreased by 7 days compared to July 2015.

Polk
County
Homes
Sold
Average
Sales Price
Median
Sales Price
 Average
Market Time
July 2016 989 $161,931 $155,000 69
July 2015 963 $142,550 $135,000 76

 

Search all Orlando area homes for sale here!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Celebration Real Estate Market Report for July 2016

August 13th, 2016 by tisner

The Celebration Real Estate Market Trends Report for 34747 shows 94 homes sold in July 2016 compared to 88 in July 2015. The average sales price was $279,026 compared to $307,375 in July 2015 and homes were on the market an average of 121 days, up from 106 days in July 2015.

Celebration Real Estate Market Report for July 2016

 Celebration-July 2016

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Celebration Real Estate Market Report for Feb 2016

March 21st, 2016 by tisner
The Celebration Real Estate Market Trends Report for 34747 shows 74 homes sold in February 2016 compared to 84 in February 2015. The average sales price was $287,799 compared to $273,433 in February 2015 and homes were on the market an average of 115 days, up from 95 days in February 2015..

Celebration Real Estate Market Report for Feb 2016

celebration real estate

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Things to do Orlando: Great American Pie Festival!

April 25th, 2014 by tisner

This weekend, April 25th through Sunday April 27th,  Celebration FL will become the Pie Capital of the World when thousands of pie lovers, tasters and bakers gather together the Great American Pie Festival sponsored by Crisco®. These pies will be prepared by pie bakers from all over the country who are coming to the Orlando area for this yummy event!  Don’t miss the Never-Ending Pie Buffet, featuring  pie, and toppings.

Is you pie making stills less than perfect, then head on over to the demonstration stage and learn how to make the perfect pie crust.  There will be chefs from all over the country here to teach you the finer points of pie making.  Learn how they make those beautiful designs on the tops of the pies.  These demonstrations will have you running home to test your pie making skills.

You will not want to miss the festival favorite, the pie eating contest.  See which challenger will take home the prize.  Crisco is sponsoring the Great American Pie Festival on April 25-27 in Celebration FL.

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This information is brought to you buy Teri Isner and the Orlando Avenue Top Team. Teri Isner has distinguished herself as a leader in the Orlando real estate market.

Teri assists buyers looking for Orlando real estate for sale and aggressively markets Orlando homes for sale, having become the Best Listing Agent in Orlando. You can reach Teri by filling out the online contact form or give her a call.  

365 Things to do Orlando: Orlando Fashion Week!!

March 22nd, 2013 by tisner

Think you have to go to New York City to enjoy high fashion, well think again, Orlando is home to many wonderful designers who are ready to show off their new designs.  This year’s pre-show charity event will be held on April 9th in downtown Orlando at Ember!  Come out and meet local sponsors and maybe even a model.  This year there will be a silent auction to benefit the American Cancer Society.

After a fun night at Embers the rest of Fashion Week will move to The Abbey, located on Eola Drive in downtown Orlando.  On April 10th and 11th the show starts at 8 pm, where you will be able to see the hard work of local designers.

The shows will include sportswear, evening wear, swimwear, accessories and couture.  This year Orlando Fashion Week will debut “Pink Buttercup” a fashion line created by a very talented 9 year old, Talia Marie Gill.

Each night there will be an after party at the rooftop hideaway, Latitudes, which is also located in downtown Orlando.  So grab a friend and get dressed up for a night of fashion fun in Orlando.

Orlando is an area full of exciting things to do, to learn more about what there is to do in our area click here

Thinking of vacationing in the Orlando area then you will want to check out these tips for finding a great vacation rental in Orlando.  Find out more here!

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 17 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
1170 Celebration Blvd
Suite 200
Celebration, Fl 34747

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