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Celebration Florida Real Estate Market Report for September 2018

October 11th, 2018 by tisner

The Celebration Real Estate Market Trends Report for 34747 shows 125 homes sold in September 2018 compared to 99 in September 2017. The average sales price was $304,919 compared to $289,860 in September 2017 and homes were on the market an average of 79 days, compared to 101 days in September 2017.

Celebration Florida Real Estate Market Report for September 2018

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Renters – Are You Covered?

October 9th, 2018 by tisner

renters insurance

When you purchase a home, having a mortgage requires you to keep homeowner’s insurance on your property, plus it’s just smart to protect your investment. If you haven’t gotten that far yet and are still a tenant, renters can also purchase a policy that will protect their belongings, which, on average, are valued at $20,000, according to esurance.com.   

Don’t assume that your landlord’s insurance will cover your personal property.  Renters insurance generally covers: 

  • belongings lost because of bursting pipes or a leaking water heater 
  • items stolen during a burglary 
  • damage caused by the weight of ice or snow, downed trees, and fire 
  • natural entities such as lightning and windstorms 
  • personal property that’s lost or damaged while in your possession even when you’re not at home 
  • others’ belongings that you’ve borrowed and were in your home and damaged 
  • appliances that break down because of short-circuit damage 

What may not be included on a renter’s policy: 

  • liability if someone gets hurt in your home 
  • additional living expenses in case you’re unable to live in your home in case of emergencies 
  • food replacement in the event the fridge and freezer stop working 
  • a roommate’s belongings 
  • medical coverage if you are hurt inside the dwelling 

Stand-alone policies are needed for: 

  • flood damage 
  • high-value family heirlooms or other high-value possessions 
  • natural disasters like earthquakes and sinkholes 
  • a roommate’s belongings, unless they are listed on your policy or have a policy of their own 

If you’re planning to buy a home soon, protect your possessions now, so in the case you lose them, you won’t have to slow the home-buying process down to replace everything.  Remember, too, that homeowners’ policies cover more, and will be significantly more in cost.  While you’re saving for your down payment and maintaining your spending, start budgeting for your homeowner’s premium. No amount of money can cover peace of mind.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: gloucester-ma.gov

Real Estate Disclosures and You

October 2nd, 2018 by tisner

Real Estate Disclosures and You

Zillow.com defines the term disclosure as “…the buyer’s opportunity to learn as much as they can about the property and the seller’s experience in it.”  In most states, this simply means that the seller must let the buyer know about problems that they are aware of.  Whether you’re selling or buying a house, disclosing issues with the house is an extremely important part of the process.  

What Disclosure Means for the Seller 

  • Your listing agent will provide a form for you to fill out, answering questions with either yes, no or I don’t know about different aspects of the house.  This form should be filled out truthfully and to the best of your knowledge. 
  • Items that most states ask you to disclose to the buyer:  lead paint or asbestos, previous repairs or additions, mold or water damage, pest issues, drainage problems, foundation cracks, problems with HVAC and other appliances, and if the roof is leaky. 
  • If you think there might be a problem, say possible mold in the crawlspace, have an inspector come and have a look.  It’s better to be safe than sorry here. 
  • While you’re going over the disclosure form, if you’re not sure if you should report something, report it anyway.  It’s best to err on the side of caution. 
  • Have the disclosure ready before you’ve accepted an offer for your own protection. 
  • Your listing agent will be aware of all government disclosure requirements–federal, state, and local–so be prepared to report all that these laws ask of you. 

Disclosure and the Buyer 

  • Once you receive the disclosure statement, go over it carefully and ask questions if you’re not sure about anything listed, because you must sign the disclosure. 
  • The extra expense of having an official inspection done on the house is vital to this part of the sale.  Have the disclosure form information with you when you meet the inspector at the house, so you can go over the problem places with a pro. 
  • In the case of any additions to the home, check the local government building permit and zoning information to make sure the addition was done the legal way by licensed people. 
  • If you have any issues with the seller’s answers on the disclosure statement, and don’t want to make the repairs, and can’t come to an agreement with the seller, it may be best to walk away and look for another house. 
  • Once you are satisfied with the disclosure and have the peace of mind that the sale should go through, sign off on the disclosure. 

A disclosure should be a seller’s protection plan, and smart sellers will be completely honest, and maybe even over-disclose.  Also, be aware that some states even ask sellers to disclose things like traffic noise, and even paranormal activity!  Your Realtor will know everything you need to provide to buyers, so the sale of your home goes smoothly.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: Nestiny.com

Things To Do Orlando: Getdown Downtown – A Grand Opening of Independence Lane!

October 1st, 2018 by tisner

Getdown Downtown - A Grand Opening of Independence Lane!

Friday, October 5, 2018 – 6:00 PM to 10:00 PM

FREE!

Join the city of Maitland to celebrate the opening of Independence Lane!  There will be live music, great food, kids’ activities, and more!

Location: Independence Lane between Horatio and Packwood Avenues, next to Maitland City Hall.

Event Facebook Page

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo Credit: facebook.com

Getting Ready for Houseguest Season

October 1st, 2018 by tisner

Getting Ready for Houseguest Season Orlando FL

It may be just the beginning of Autumn, but many are already thinking ahead to the holidays and having guests over.  If it’s been a while since you’ve been in the guest room except to create a pile of things that should be stored somewhere else, it’s time to get in there and make it ready for anyone who may be coming to visit.  

The Guest Room 

  • Tackle the cleaning of the guest room first.  Anything that you’ve stashed on the bed, closet or dresser that should be stored elsewhere, get that done.  Use under-bed storage containers to get some things out of the way, or store on the closet shelf. 
  • Go through the closet and remove things that haven’t been worn in a year or more and donate those.  Guests will appreciate some empty hangers in the closet to keep their clothes from staying folded in a suitcase. 
  • On the same token, open the top two dresser drawers, and purge anything inside that isn’t being used, and empty at least one drawer.  Use a sachet of cedar chips for a nice fresh-smelling place for your guests to keep their belongings. 
  • Clean the room as if you were Spring-cleaning:  wash all the bedding, vacuum the whole room, including under the bed, and dust all wood surfaces well.   
  • Have extra pillows and blanket on the bed, especially if the room is on the cooler side of the house.  Once you have the big things done, getting the room ready just before they arrive will go more quickly. 

No Guest Room? 

  • If you don’t have the extra bedroom, consider investing in a futon, sofa bed or even a twin chairbed for your living area.  Even a good quality air mattress can be made into a comfortable overnight sleeping spot, and can be put wherever you want, and is easier to use for some privacy for your guests. 
  • Your couch is a bit “lumpy,” or you simply want to make it comfier in case of needing it for extra beds, and a feather bed is perfect for this.  Featherbeds are easily stored, and will certainly offer some comfort when placed on top of the sofa cushions. 
  • You will need a small table or other flat surface for guests to keep their luggage–anything that will make them feel like they have space of their own.   
  • If your guest space will be in a living area, give them a feeling of privacy with a screen to block off the sleeping area.  Deciding to use a screen can give you an excuse to make one, and apartmenttherapy.com has a great tutorial for a screen made from hollow-core doors. 

Extras 

  • Start stocking up now on trial- and travel-size toiletries, and purchase a couple of new towels to keep tucked away for guests. 
  • Make sure the lighting in the bedroom is good, and all the lightbulbs are working. 
  • Have a new house key made and hang it on a special keyring and use solely for guests. 

Getting the big things done now won’t have you scrambling during the busy holiday season to get ready for any overnight visits.  Most of the time, the whole point of having friends and family spend a few days in your home is to enjoy them!  Preparing now will mean less stress and plenty of enjoyment later!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: boldsky.com

Buyer Mistakes to Avoid

September 26th, 2018 by tisner

Buyer Mistakes to Avoid in Orlando FL

In today’s instant gratification society, finding out just how much time the home-buying process can take surprises some first-time home buyers.  Patience is a virtue when it comes to buying a home, and mistakes can be made, slowing the process down.  These tips should help you avoid common errors a home buyer can make: 

  • It may sound like it should be worn out by now, but make sure your credit is in good standing. 
  • Don’t overestimate how much you can afford.  If you’re just able to scrape the rent payment together every month, don’t look at homes where your loan payment will be equal to or more than the rent. 
  • Be certain you have enough for your down payment saved, as well as other up-front costs.   
  • Get pre-approved, not pre-qualified, for a home loan.  Talk to different lenders to line up the best deal for you. 
  • Speaking of loans, there are plenty of programs to assist first-time home buyers in paying a lower than 20% down payment, as well as those with credit issues, and lower income.  Go to realtor.comⓇ for a list of the different programs. 
  • Once you’ve applied for a mortgage, don’t apply for any other credit:  applying for a loan for a new car, credit cards, or even new furniture to go in your new home can hurt your credit score in the mortgage process. 
  • Don’t underestimate open houses in the area you’re wanting to relocate to.  It can give you a good idea of what’s available, get a look at different neighborhoods, as well as the home prices.  You may even find your new home! 
  • Look at more than one house, unless it’s a family home, or other special situation.  Upon visiting each house, keep a record of the ones you like, and a list of the pros and cons of each one.   
  • Think ahead; if you have children leaving home soon, or if your parents will need to move in with you, look for a home with what room you’ll need then, not just for now. 

One of the most important things you can do is get your own buyer’s agent.  They have knowledge you don’t have about the market, and what’s available.  Ask your RealtorⓇ for a copy of the current market information, so you’ll be able to familiarize yourself with the home-buying process, and so there won’t be any surprises.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: ActiveRain

Things To Do Orlando: Heartfulness Meditation

September 24th, 2018 by tisner

Things To Do Orlando: Heartfulness Meditation

Second and fourth Monday of every month – 6-8 PM
Next session – September 24, 2018

Free Admission!

Join Heartfulness Mediation class and learn simple techniques that improve wellness of being. No registration necessary.

For more information call: 407-647-7700

Maitland Public Library
501 S. Maitland Ave.
Maitland, FL

Winter Park Area

Event Website

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo Credit: orlandoweekly.com

Fire Extinguisher

September 21st, 2018 by tisner

Make sure everyone in your home knows how to use your fire extinguisher and where it is kept.

learn to use your Fire Extinguisher

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: PatZaby.com

Things To Do Orlando: Global Peace Film Festival

September 17th, 2018 by tisner

Global Peace Film Festival 2018

September 18 – September 23, 2018

Enzian Theater
1300 S Orlando Ave
Maitland, FL 32751

Event Website

The Global Peace Film Festival, established in 2003, uses the power of the moving image to further the cause of peace on earth. From the outset, the GPFF envisioned “peace” not as the absence of conflict but as a framework for channeling, processing and resolving conflict through respectful and non-violent means. People of good faith have real differences that deserve to be discussed, debated and contested.

GPFF works to connect expression – artistic, political, social and personal – to positive, respectful vehicles for action and change. The festival program is carefully curated to create a place for open dialogue, using the films as catalysts for change.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo Credit: visitorlando.com

Continue the Harvest

September 17th, 2018 by tisner

Continue the Harvest

Summer is waning, and very likely, your vegetable garden is yielding less, if it hasn’t stopped already. You may think that it’s time to put the soil to rest until Spring, but there is plenty that you can plant now that can be harvested through late fall!  Don’t hang up the shovel–get inspired to keep things growing with these Fall planting tips: 

  • Greens love the cooler temps, so plant all that you love, and try something new!  Kale, lettuces, and spinach are easy to grow, as well as swiss chard.  Check out this article from Mother Earth News about growing greens and how to take care of them. 
  • Beans of all kinds thrive despite the shortening days, and reportedly taste better when grown in Autumn.  Planting bush varieties are best, as they only take about 45 days until harvest.   
  • Any veggie in the brassica family–cabbage, brussel sprouts, broccoli, cauliflower, and kohlrabi grow very well this time of year.  These are best grown from young plants, and if possible, start them in your garden on a cloudy day. 
  • What’s a dinner in Winter without some delicious roasted root vegetables?  If you’re dreaming about yummy parsnips, turnips or carrots, find a planting guide for each of these and more from Territorial Seed. 
  • If you’re busy with the kids’ extracurricular activities, and general activities this time of year, consider planting a cover crop.  Cover crops can organic matter and nitrogen to the soil for the next year’s planting.  Learn more about them and what to plant at eartheasy.com. 
  • Plant onions and garlic now.  They will likely go dormant when the weather cools, but they’ll establish their root system and reward you come early Spring. 
  • Leave it to the tried-and-true advice from Farmer’s Almanac to set up a handy Fall planting schedule!   

The temperatures can still soar in September, so have some light row covering available for hot days to provide some shade in the heat of the day.  Just like in the Summer months, keep a watch for pests, provide plenty of water and mulch, and don’t fertilize too much.  It won’t be long before you’ll be harvesting and storing plenty for your Winter dinnertime! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: Harvest to Table

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