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Is it okay for a buyer to move in before closing?

December 19th, 2018 by tisner

Average homeowner gained $12K in equity in 3Q
Dec. 3, 2018 – Buyers often anxiously await closing so they can enter their new home. In some cases, however, they ask if they can move a few things in early so they can hit the ground running. In other cases, the buyers may have a time gap between closing on an old home and moving into their new one.

As a result, it’s not uncommon for a buyer to ask a seller if they can move a few things in early, either possessions or themselves.

Nice sellers often try to accommodate nice buyers, but there are dangers to allowing someone to move in early. According to Cara Ameer, a broker associate with Coldwell Banker Vanguard Realty in Ponte Vedra Beach, Florida, who writes for Inman News, there are six good reasons for a seller to say, “No, I’m sorry you can’t,” when a buyer asks for early access to a home.

1. Who broke it?
A buyer moves in early, and the sink plumbing springs a leak. Will the buyer now fix it – should the buyer fix it? What if the buyer somehow thought the sink could support a grown adult and sat on it? Who pays?

2. Liability
If the buyer and seller have not signed any kind of pre-occupancy or lease agreement, what happens if something worse than leaky plumbing occurs, such as a major injury? The seller may be liable. In addition, what happens if wooden floors get scratched as movers drag new furniture across a room? What if a hurricane destroys everything the buyers stored in the garage?

Even with proof that the buyer caused damage, it could become a new negotiating point the buyers use to request further concessions from the seller.

3. “I didn’t notice this before …”
Most houses have a small chipped something or temperamental item. If buyers move in early, it’s like a “never-ending walkthrough,” Ameer writes. Buyers could discover minor problems and try to “renegotiate issues that were never raised as a result of inspections or repairs.”

4. Early repairs
Buyers who move into a new home often feel as if they own it, even if money has not yet switched hands, and start to think: “Why wait another week to start tearing out the kitchen cabinets?”

Ameer says the “list of what-if scenarios is endless.” Paint can spill, contractors can fall and lawn people can break sprinkler heads. Overall, there’s a great chance that the seller – or his insurance company – will be responsible for any pre-closing damages to both people and properties.

5. Buyer’s remorse
During a showing, a house can be the American Dream, but that feeling can fade once buyers realize it’s also a lot of work. Or perhaps the buyers continue to look at new homes that come onto the market, and one is a bit dreamier than the American Dream they’re preparing to buy.

If a situation arises where the seller can also lose a deposit, they’ve lost time and money pulling their home off the market while waiting for the buyers to change their mind.

6. A loan falls through

Perhaps a buyer, once inside “their” new home, buys furniture and dings their credit score – or maybe something else happens, including things like wire fraud that sends the buyers’ mortgage money to a criminal organization in Siberia.

Sellers want to get their home on the market quickly if a deal falls through, but this creates a whole set of other possible problems, especially if the buyer has no immediate place to go. In addition, a ready-to-show home that has been lived in for three weeks might need to be cleaned again.

While there may be a good reason to allow buyers access to a listing before closing, good-hearted sellers who say, “Sure, go ahead,” as soon as their buyer asks for early access should at least take a few minutes first to consider all the possibilities.

“In the event you have sellers willing to allow buyers in early, you should recommend, in writing, that the parties get a pre-occupancy agreement – preferably one drafted by an attorney – in place before moving forward,” recommends Meredith Caruso, Florida Realtors’ manager of member legal communications.

Source: Inman News, Cara Ameer, broker associate with Coldwell Banker Vanguard Realty in Ponte Vedra Beach, Florida

© 2018 Florida Realtors®

https://www.floridarealtors.org/NewsAndEvents/article.cfm?id=374444

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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When Not to Spend the Money

November 27th, 2018 by tisner

home-buying tips

Bigger is better almost all of the time, except when it comes to the amount you’re spending on a new home.  There are certain things that we should look for in a new house, but also things we shouldn’t.  If this is your first time buying a home, and you know the budget will be tight, plan well enough, and you’ll better manage the expense of being a homeowner.   

  • Decide before you start house hunting how much you can spend.  We can’t say it enough:  plan a budget and stick to it. 
  • Just because you are approved for a certain loan amount, it doesn’t have to be spent. If you can find a house that you love for less than the approval limit, then go with it.   
  • If you do find a house at a “great price,” find out why it’s priced to sell.  Talk to neighbors, do some internet sleuthing, and make sure you’re making the right decision to buy it when everyone says it’s a “steal.”   
  • Getting a house in a great school district is wonderful, but if you don’t have children, or will likely move once you do, don’t spend the extra to move into an area that is probably higher priced because of the quality of local education. 
  • When it comes to the kids, do they really need a play or media room?  If your children are involved in after-school activities and spending a lot of time at practices, rehearsals and lessons, then the extra space won’t be used often.  The extra cost in the purchase price–not to mention the utilities to heat and cool the rooms–will be money wasted. 
  • That same thinking goes hand-in-hand with living in a bigger house, period.  Larger houses will cost more in insurance, taxes, and utilities.  Even if your mortgage payments will likely be cheaper than your current rent, the extra costs can hurt your wallet once you move. 
  • If you’re not the type that likes to do yard work, or if you don’t want to spend your time off work mowing, raking, weeding and trimming, then a large beautiful yard isn’t worth the money.   
  • A house that needs simple cosmetic updates is great for those who have the time and money to perform these jobs themselves, but if you buy a house that’s within your budget with the intent to do extensive work, it may cost you much more in the end. 

The wisest thing to do during the home-buying process is take your time and think practically.  Have your needs at the top of your house-hunting list, and your wants further down. Falling in love with an amazing house can cloud our home-buying decision.  You don’t want to spend your days in an amazing house worrying about how you’ll pay for it.  Buy what you can afford, and what you’ll truly live in and enjoy.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: daveramsey.com

Buyer Mistakes to Avoid

September 26th, 2018 by tisner

Buyer Mistakes to Avoid in Orlando FL

In today’s instant gratification society, finding out just how much time the home-buying process can take surprises some first-time home buyers.  Patience is a virtue when it comes to buying a home, and mistakes can be made, slowing the process down.  These tips should help you avoid common errors a home buyer can make: 

  • It may sound like it should be worn out by now, but make sure your credit is in good standing. 
  • Don’t overestimate how much you can afford.  If you’re just able to scrape the rent payment together every month, don’t look at homes where your loan payment will be equal to or more than the rent. 
  • Be certain you have enough for your down payment saved, as well as other up-front costs.   
  • Get pre-approved, not pre-qualified, for a home loan.  Talk to different lenders to line up the best deal for you. 
  • Speaking of loans, there are plenty of programs to assist first-time home buyers in paying a lower than 20% down payment, as well as those with credit issues, and lower income.  Go to realtor.comⓇ for a list of the different programs. 
  • Once you’ve applied for a mortgage, don’t apply for any other credit:  applying for a loan for a new car, credit cards, or even new furniture to go in your new home can hurt your credit score in the mortgage process. 
  • Don’t underestimate open houses in the area you’re wanting to relocate to.  It can give you a good idea of what’s available, get a look at different neighborhoods, as well as the home prices.  You may even find your new home! 
  • Look at more than one house, unless it’s a family home, or other special situation.  Upon visiting each house, keep a record of the ones you like, and a list of the pros and cons of each one.   
  • Think ahead; if you have children leaving home soon, or if your parents will need to move in with you, look for a home with what room you’ll need then, not just for now. 

One of the most important things you can do is get your own buyer’s agent.  They have knowledge you don’t have about the market, and what’s available.  Ask your RealtorⓇ for a copy of the current market information, so you’ll be able to familiarize yourself with the home-buying process, and so there won’t be any surprises.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: ActiveRain

Buying New Construction in Orlando, FL

March 14th, 2018 by tisner

Buying New Construction Homes

The thought of a brand-new, up-to-date home appeals to many, and if you’re considering buying a new construction, there are few things you should know. Following these guidelines can make your venture a little easier.

  • Before you make that first visit to the model home, find a real estate agent to accompany you, and keep them involved in every aspect. If you wait until after you’ve talked to the builder’s agent, you lose the benefit of having buyer’s representation.
  • Hiring your own real estate professional is wise, because you’ll have someone with your interests at heart.
  • Shop around for the best loan in advance. If the builder’s lender has incentives and discounts, consider this if it will benefit you in the end.

Some questions to ask the builder’s agent on that first meeting:

  • Ask for info about how many lots and homes have been sold.
  • You need to know about each home site’s size, and how close each house is to each other.
  • What is the investors ratio allowed in the community? This will tell you the rental the number of homes that are possibly rentals.
  • What is the projected completion date for the new construction site?
  • If the completion date isn’t met after we have signed a contract, is there a deposit refund or a cancellation clause?
  • How long is the home’s warranty, and what does it cover?
  • Is a garage or deck standard or an extra cost?
  • Is smart technology wiring included in the basic home package, and is wiring to all bedrooms an extra expense?
  • How much input do I have on paint colors, flooring, kitchen cabinets and bathroom finishes?
  • What appliances are included?
  • Is there a builder’s upgrade credit?
  • Find out the what the builder’s policy is if they run short of materials. Most builders have the right to substitute, and you don’t want to be surprised to see mosaic tile where you thought subway tile would be in your finished home.
  • Keep in mind that the model home you are shown has all the upgrades. Don’t assume you’re getting everything in your home that the model has. For instance, shelves and the latest organizational features are in the walk-in at the model home, but all of those could be upgrades. Ask about these features and write everything down as you get answers.
  • Talk to residents who are already living in the community, and ask them about any concerns they have, and what they love about their new home.
  • Don’t skip getting a home inspection just because it’s new construction. Humans make mistakes, and it’s better to pay extra for a home inspection to find out everything is fine than deal with something that will cost a lot in the long run. Be sure your purchase contract allows you to hire an inspector outside the building company.
  • If the model home is one of the last homes left in the neighborhood, ask about buying it! You may not get every finish just as you’d like, but you can paint a room or change the flooring if the cost of the house with all the bells and whistles is comparable to one that’s just been finished.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: Decker Home Services

House Hunting Homework

February 6th, 2018 by tisner

There is plenty to do to prepare for buying your new home, and once you’re actively touring homes or stopping into an open house, you can draw a blank when it comes time to ask specifics.  Have some questions ready to prepare yourself so you won’t forget! 

Open House and Walkthrough 

  • How long has the house been on the market, and are there any current offers? The length of time it’s been for sale can mean savings for you, or you may not want to bother if there are already multiple offers. 
  • Why is the current owner selling?  This may seem like prying, and you may not get the exact answer, but it can add flexibility to price negotiations if the owner is ready for a fast sale. 
  • Ask for a seller’s disclosure before you think about making an offer. Check this list for your state’s info about what the seller must tell you before buying the house. 
  • How old is the roof? An older roof that has issues can either cost in the long run, or give you a discount on the sale price if it need replacing. 
  • If it isn’t obvious, ask when the house was last updated.  With people living longer, some could have lived in the same home for fifty years and done nothing else besides redecorating. 
  • Condition of the home’s systems are important, so inquire about the age of the water heater, electric, plumbing, security and climate control systems. 
  • How is the home heated and insulated, including the attic?  You need to have a good idea of what your utilities will cost, and heating can be expensive, whether it’s propane, electric, or geothermal if the insulation needs improving. 
  • Has the house been treated for pests on a regular basis?  This can keep a lot of headaches at bay in the long run. 
  • What is included in the sale price, and are any warranties still active?  You don’t want to be surprised when you start moving in and find out you have to buy all new appliances. 
  • You may be moving in the same general area, but a different city or county.  Property taxes vary per location, so make sure you know how much you will be paying if you eventually purchase the home. 
  • If your prospective new home is in a historic district or homeowner’s association, there will be restrictions on how you renovate or build an addition, and fees for HOA.  Ask your realtor for these details. 

Pay Attention 

  • While you’re on your walkthrough, pay attention to traffic and nearby surroundings.  Spend several minutes outside in the front and back yards and listen for any traffic noise, or a noisy possible neighbor. 
  • Is your prospective new home on a busy shortcut street in the mornings and evenings?  Make time to discover for yourself and drive through on your way to or from work. 
  • Look closely at fresh paint jobs for cracks or possible mold.  Sometimes, that new paint is covering up a problem. 
  • Check your mobile phone for signal strength.  Different areas can be dead zones. 
  • Drive through the area one evening after most people are home from work.  Is there plenty of parking available? 

Using these opportunities to find all the information you can about a potential new home is imperative when you know you’ll be looking at many different homes on the market.  Do your homework–keep a list of questions on your mobile phone’s notepad app so you won’t forget anything, or use a clipboard if you’re looking at multiple houses, keeping this information better organized. Since buying a home will most likely be your biggest investment, you want to be certain your money will be spent wisely. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: ashwinarchitects.com

Saving Money for a New Home Down Payment

December 20th, 2017 by tisner

With the new year approaching, many people start thinking about resolutions.  If you’re seriously considering buying a new home, you’ll definitely need to be thinking about having your down payment ready when you find the perfect house.  Follow these ideas for saving as much as you possibly can.

  • First and foremost, know your house-purchasing budget, and estimate needing 20% of that budget.
  • Set up a hands-off down payment high-yield savings or money market account.
  • Start cutting out expenses, or find ways to make extra money. Every little bit counts.
  • If you plan on getting an end-of-year bonus or income tax refund, set aside that money to begin your new nest’s egg.
  • Sign up with your employer to deposit a portion of your pay into a down payment savings account if you’re not great at putting money into savings. Most of the time, if you don’t see it, you don’t miss it.
  • Receiving gifts from family members towards your down payment require documentation so your lender, as well as the IRS, knows where the money is coming from, and that the money doesn’t require re-payment.  More information about down payment gifts are here from The Mortgage Reports website.
  • Start paying off your credit card debt by paying more than the minimum payment. Lowering and/or eliminating your card balance also lowers your interest rates, so you can start taking what you’d normally pay on credit cards and depositing it towards your down payment fund.
  • If you have investments in stocks or bonds, plan on liquidating those assets when it’s time to purchase your house. Make sure you document these sales.
  • A pay raise at work is great, but if you happen to get one, stay on your old budget, and have the extra pay direct deposited into your down payment account.
  • You can always borrow from your 401k or IRA, but make sure you’re not having to pay penalties. Talk with your account holder before you make any withdrawals.

A down payment, especially at twenty percent, can look daunting.  If it just looks impossible, do your research.  There are many first-time buyer programs available, as well as lower down payment options through the USDA, the VA and state-specific programs.  Zillow has a terrific guide on low down payment guidelines and opportunities. Planning ahead and keeping your eye on your goal will get you well on the way to home ownership.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: northeastfunding.com

Indecision is Not a Decision

October 20th, 2017 by tisner

There could be some legitimate reasons for not buying a home but indecision is not one of them. Indecision is rooted in not having enough information to move forward to own a home or continue renting.18443593-250.jpg

If you keep renting, at the end of the year, you have had a place to live and a pile of receipts that helped the landlord pay for his house. Deciding to buy a home will give you a place to live that is yours and all the things that come with that.

When you consider principal reduction, appreciation and tax savings, your monthly cost of housing could be much less than the rent you’re paying. The principal reduction included in each payment is like a forced savings account that increases as your mortgage balance decreases. Your equity in the property will also grow due to appreciation as the home goes up in value. The equity is part of your net worth and an investment in your family’s future.

The income tax savings can be an additional financial consideration if the combined interest and property taxes are greater than the allowable standard deduction.

Trends are showing that both tenants and homeowners are staying in their homes longer. It’s been said that whether you rent or own, you’re paying for the home. Do you really want to buy the home for your landlord? Check out your numbers on a Rent vs. Own and then, call us to help make it happen.

By: PatZaby.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Risk Rate Relationship

October 13th, 2017 by tisner

Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number of variables. Lenders determine whether to loan money and at what rate based on the risk involved with the transaction.Sorry not available.png

Factors that increase the risk that the loan will be repaid will proportionately increase the interest rate charged to the borrower. If the risk becomes too high, the loan will not be approved.

  • Loan amounts – conventional mortgages above conforming limits as set by Fannie Mae and Freddie Mac are considered jumbo loans and generally have a higher interest rate.
  • FICO score – the lowest interest rate is reserved for the highest score; the lower the score, the higher the rate the borrower will pay.
  • Occupancy – borrowers occupying a home as their principal residence are considered a better loan risk than second homes and investment properties.
  • Loan purpose – purchase transactions generally have the lowest interest rate with refinancing for better rates and terms being priced slightly higher. An even higher rate might be charged for refinancing and taking cash out of the property.
  • Debt-to-Income Ratio – a borrower’s monthly liabilities divided by their gross monthly income develops a ratio that helps lenders to assess the borrower’s ability to repay the mortgage.
  • Property Type – some types of property are considered higher risk than others which could adversely affect the rate.
  • Loan-to-value – the lower the percentage of the loan to the appraised value of the property will generally lower the interest rate.

Any combination of these factors could limit a borrower’s ability to secure a mortgage at the rate initially quoted. Pre-approval by a trusted mortgage professional can be the best way to know what rate you can expect to pay. Please call for a recommendation of a trusted mortgage professional.

By: PatZaby.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Home Buying/Selling Psychology

July 26th, 2017 by tisner

Buying or selling a home is scary, happy, sad, exciting and the list goes on.  The emotions we all go through can be from one end of the spectrum to the other.  Homes tend to be our castles, our places to get away from the rest of the world, to just be us with no questions asked and nothing expected.  For this reason buying or selling your home is a pretty big deal.  Perhaps one of the biggest you may be involved with in your lifetime.    Let’s take a look at a bit of home buying/selling psychology to see what all might be involved and how to get through it all.

  1.  Sometimes people get their mind set on that particular house, without giving much thought as to just how many hours they may have to work to keep it.  Think about your priorities when you are planning to buy a new home, then figure out which is more important to you….the house being exactly as you have planned in your mind or the amount of quality time you will be able to spend there with your family.
  2. If you want to purchase a large home, you may have to come up with a pretty big down payment.  Think about whether or not you will have enough cash left over to decorate your place to fit your vision.  Perhaps buying a smaller home with a smaller down payment might work better for you desire a larger decorating budget.
  3. When selling your place, consider if you really want to give up all the wonderful things you have done while there.  For instance if you have built a nice grill area in the backyard or a water feature or even put in a pool, spend some time thinking about if you really want to leave all of that behind.
  4. Keep in mind that your children may have become quite fond of their home and may or may not be so easy to uproot from the place they have known all their life.  Is it worth it to move out from under the roof that sheltered precious memories?

There are many different emotions that you may experience whether you plan to sell your home or buy another one.  Now that you have become more aware of a few of them you may be better able to cope with what may come your way.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Home Buying Myths Slayed

July 14th, 2017 by tisner

Some Highlights:

  • Interest rates are still below historic numbers.
  • 88% of property managers raised their rent in the last 12 months!
  • The credit score requirements for mortgage approval continue to fall.

By: KCM Crew

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

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