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Renovations and Child Safety

November 17th, 2020 by tisner


Plans have been finalized, colors and design have been chosen, the contracts are signed, and it is
 time to begin that long-awaited kitchen renovation! While most homeowners will be excited to begin, one thing should be done before the first nail is hammered:  be sure you have made safety measures for your children.   

  • When making plans for a child’s space, whether a bedroom or bathroom, and you are in your “forever” home, make sure those plans can grow with your child.  While a fun built-in castle bed is fun for now, it might require a whole new reno when he stops wanting to be a knight when he grows up. 
  • During contractor interviews, ask if they are experienced in working in a home with children present, get referrals from other families, and make a point to call those references. 
  • Planning on a total rehaul for your kitchen? Create a makeshift kitchen with portable electric cooking gadgets, use disposable plates and utensils, and use the grill as often as possible. If there is carpet in the new eating area, and you have small children, purchase an inexpensive area rug or large outdoor “rug” (found in most discount stores for $20), to protect the wall-to-wall.
  • When demolition begins, have a plan for everyone to be away from home that day. Have your contractor call with any possible dangers they may find:  mold in the walls, asbestos or lead in an older home, or any broken glass or tile. Wall off that area with plastic sheeting and make it as impossible as you can for the children to enter on their own. 
  • Talk to your contractor about the importance of hunting down every tool at the end of the workday and storing them out of sight. Offer a charging station in an area your children do not frequent so cordless tools can re-energize out of sight and out of their interest. 
  • Dust will be everywhere, and allergies may flare. Make certain all ductwork in the project rooms are covered, and again, walled off with plastic sheeting or “temporary” walls.  
  • If your contractor does not provide dedicated trash cans with lids for construction trash, buy them yourself and put them in each work area. Make sure they are tall enough that children will not be tempted to grab something they find interesting that could harm them. 

Once the job is complete, make it easy on yourself and splurge on a professional to come in and clean every surface to remove dust and bits of grime left behind. Celebrate getting back to normal and have a party in the new space!   

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credits: Bob Vila 

Renovations and Your Homeowners Insurance

June 11th, 2019 by tisner


Making the decision to renovate any room in your home comes after a lot of thought and planning, but don’t forget that changes in your home can create changes in your homeowner’s
 insurance.  Whether the renovations lower or increase the payment depends on the job, so we’re going to look at how a remodel can affect your wallet: 

  • Additions:  Whenever you add square footage to your home, your policy will need to be upgraded, likely increasing your premium. 
  • Converted Space:  Turning your garage into a home theater or creating a master suite from your attic space may not require changes to the policy if the square footage is already covered, but as replacement value has changed, you will want to increase your coverage. 
  • Home System Upgrades: Improving electrical and plumbing systems can lower your premiums, as upgrading them can make your home safer from incidents relating to fire and leaky pipes. 
  • Pools:  Installing a pool or hot tub in your backyard will add to the replacement value of your home, and you’ll need to increase liability coverage to protect yourself in case of any accidents, 
  • Roofing:  A new roof can lower your premium, especially if you upgrade it to the latest standards of protecting your home from natural disasters. 
  • Security Systems:  According to Safewise, adding a home security system could lower your homeowners premium by 20%.   
  • Solar Panels:  You will want to talk to your insurance agent before installing solar panels to your home.  They may require a separate policy, depending on how they are mounted, which would add to your budget.  
  • Upgrades:  Whether you use top-quality building materials for your renovation, upgrade the finishes in your home, or install state-of-the-art appliances in the kitchen, you’ll need to change your policy to reflect the replacement value. 

Making changes to your home improve your quality of life in many ways, but it may come at a cost.  Protecting your investment is worth it in the end, but you want to be prepared for anything that will add to your monthly budget. Schedule a meeting with your insurance agent before beginning any major changes in your home so you won’t be surprised when your payment increases. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: contractorconnection.com

Teri Isner, CIPS, CRS, GRI
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Celebration, Fl 34747

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