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Case Study – Housing Decision During Retirement

April 20th, 2018 by tisner

A couple is planning to tour the United States in a travel trailer during their first few years of retirement. They are going to sell their current home now and purchase another home when they finish their travels.30349530-250.jpg

An interesting exercise is to determine the optimum time of selling the home: now or when they’re ready to buy their replacement home.

If they intend on traveling for more than three years, then, it may be a good decision to sell prior to the sojourn to avoid paying taxes on the gain in their home. IRS allows for a temporary rental of a principal residence while still keeping the $250,000/$500,000 capital gains exclusion intact. A homeowner must own and use a home for three out of the previous five years which means that it could be rented for up to three years, but it would need to be sold and closed before that three-year window expires.

If the travel will be less than three years, there is an option of selling now or later. Using the example below, the homeowner sold the home, paid their expenses and invested the proceeds in a three-year certificate of deposit until the replacement home was purchased.

case study retirement-1.jpg
As an alternative, if the homeowner rented the home, not only would they have income, the home would continue to appreciate and the unpaid balance would go down resulting in larger net proceeds. Based on a 5% appreciation and continued amortization of the mortgage, the net proceeds could easily be $40,000 more.

case study retirement-2.jpg
Obviously, there are a lot of considerations that affect the decision to sell now or later but in an appreciating real estate environment, being without a home for several years could affect the financial position of the owner in the replacement property. It is certainly reasonable to look at various alternatives before making a decision. Call me at (407) 467-5155 to help you look at the different possibilities and talk to your tax professional.

By: Patzaby.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Getting Ready For Outdoor Time in Orlando, FL

April 16th, 2018 by tisner

Getting Outside Ready for Summer Orlando FL

Warmer days are on the way, and when the weather cooperates, home owners are outside preparing their yards, gardens and pools for the coming Summer. But is your patio looking a little sad?  Do you want to utilize your front porch more this season?  Your outdoor spaces only need a little TLC and elbow grease! 

  • Sweep patios to remove loose debris.  Use a pressure washer on concrete, or a long-handled stiff brush and warm water mixed with bleach–a 10:1 mixture is strong enough to clean the area well.   
  • For porches, sweep the flooring, as well as ceilings and posts, and a shower of water from the garden hose should remove the dust and cobwebs.  If something needs more attention, use a soft bristled brush or flat mop dipped in a mixture of warm water and mild dish detergent. 
  • Wood decks may only need a simple sweeping and washing down with a hose and soft scrub brush. If you’re thinking about staining or painting the woodwork, a pressure washer would be the best tool to prep it for its makeover.  
  • Screening should be checked for holes and rips that can be eventually be big problems, and is easy to replace for little cost. 
  • Check for any cracks in cement patios.  Fill them with caulking or even quick-drying concrete.  Many easy and affordable repair kits are in local home stores. If the problem goes deeper than just a crack, call a contractor to come and make sure the problem isn’t structural. 
  • Bricks and pavers can become loose over time, and filling the spaces between them with sand is one way to sturdy them.  According to Neave Masonry, after filling in between the pavers with sand, use a broom to distribute it evenly, wet the pavers, and once it’s settled, add more sand and repeat.  Continue to add sand until the spaces are filled with sand. 
  • Keeping outdoor furniture covered when not in use is great, but it still would be a good idea to give it a good cleaning since you’ll be using it soon.  Today’s Homeowner Danny Lipford has great tips for cleaning your pieces, from wrought iron to plastic. 
  • Get your planters ready for flowers by removing soil from them and clean with a spray from the water hose.  Soak them in a mixture of 9 parts water to one-part household bleach to get rid of any bacteria that could’ve grown in the Winter, and rinse well. 
  • Outdoor pillows can take a beating, so if yours are looking grim, you can purchase new covers more inexpensively than completely replacing the pillows.  If they have been in outdoor storage, wash them, hang them outside to air dry, and add the new covers. 
  • Spruce up the seating area with fragrant plants, an outdoor area rug, hang pretty sheets or shower curtains on tension rods to add some drama, and some DIY lighting–check out these ideas from BuzzFeed.   

Don’t wait until it gets steaming hot or two hours before your cookout guests arrive to get your yard and outdoor seating area in order.  Doing it now will encourage you and yours to spend more time in the outdoors to dine al fresco, relax with a good book, or spend time winding down after a long day at work.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: Pinterest

Windermere Florida Real Estate Market Report for March 2018

April 12th, 2018 by tisner

The Windermere Real Estate Market Trends Report shows the average sales price was $572,370 in March 2018 compared to $628,003 in March 2017. Homes were on the market for an average of 76 days, down from 103 days last year. Homes sold for 97% of the list price.

Windermere Florida Real Estate Market Report

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Beautiful and Easy Landscape Plants for Orlando, FL

April 4th, 2018 by tisner

Beautiful and Easy Landscape Plants for Orlando, FL

Walk through your local garden center and finding what’s right for your landscape and gardening skill level can be overwhelming.  Not everyone wants to spend the warm months of the year taking care of needy plants, and there are many available that will offer color all summer and don’t need a lot of attention! 

  • Daylilies come in hundreds of varieties and colors and are almost plant and forget.  Plant different cultivars in a sunny spot about twelve inches apart, keep them watered well for the first few weeks, and you’ll be rewarded with pops of color all Summer. 
  • Everyone loves sunflowers, and they are easy to plant from seed. There are even varieties available that are only a few feet tall that would work in containers.  If you plant seeds, try planting each set every two weeks for six weeks, and once they bloom, they’ll bloom until Fall. 
  • Who wouldn’t like grass that doesn’t need mowing?  Ornamental grasses such as zebra grass, purple fountain grass, blue fescue, and Japanese blood grass grow to be different heights and can add interest as well as color with little maintenance.  
  • If you have a shady spot, impatiens are non-stop blooms if you keep them cool.  Some call them “cowboy flowers,” as they can look almost dead, and give them a drink of water, and they come back to life! They’re great in containers and hanging baskets and can brighten any dark spot in the yard. 
  • Attract butterflies to your yard with a butterfly weed plant.  Since it is a native wildflower, it is practically carefree, and butterflies love the nectar.  Planting from seed can make flowering take a year or two, so look for an older plant already in flower in your garden center. 
  • Zinnias put on a show all Summer, and come in many colors and bloom varieties, and all it takes is a scattering of seeds.  Like sunflowers, if you plant them every two weeks for about six weeks, they’ll bloom successively for many weeks. 
  • Portulaca is a succulent plant that grows low to the ground and blooms in bright pink, orange, red, white and yellow.  When everything else is drooping in the heat of Summer, because of their heat tolerance, will be shining bright. Another plant for those shady places is fern.  There are many cultivars, and ferns thrive in shade, and you get a bonus because they come back every year. 
  • Trumpet vine is so easy to grow, it is commonplace along country roadsides, climbing power poles, blooming with bright orange trumpet-shaped flowers.  Plant this with some support, and besides looking pretty, hummingbirds enjoy it! 
  • Look for easy care hybrid roses.  Not only are the modern cultivations easy to keep, they bloom all season. 

Check with your local cooperative extension service if you need advice on what is good to plant for your local climate, or find your region in this article from Better Homes & Gardens™ for more ideas.  Gardening can be as time-consuming or as carefree as we want–we just have to pick the right things to grow. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Overlooked Spring Cleaning Jobs

April 2nd, 2018 by tisner

Overlooked Spring Cleaning Jobs

Spring cleaning is a time-honored, worldwide tradition of sorts.  For centuries, humans have been opening their windows and doors when the warm weather returns, allowing the long daylight hours inside, and cleaning everything in sight.  Thankfully, we don’t have to wipe through a Winter’s worth of soot-covered furniture and windows, but for many, deep cleaning is a must this time of year.  Some cleaning jobs are obvious, but there may be a few things to add to your list. 

In the Kitchen 

  • Refrigerator coils can gather lots of dust and pet hair, along with spills from the fridge.  Getting the coils cleaned as much as possible can make a difference in how well your refrigerator motor runs.  Check with your appliance’s manufacturer website for the best way to perform this task. 
  • The dishwasher doesn’t get dirty, because it’s a washer, right? While they clean, dishwashers can have greasy build up. With vinegar, baking soda, and a bit of elbow grease, Wikihow shows us how to get the dishwasher itself to help us get it sparkling clean and smelling sweet. 
  • Herbs and spices are often overlooked while cleaning pantry shelves.  McCormickⓇ reports that whole spices last 3-4 years, 2-3 years for ground spices, and herbs have a shorter life of 1-3 years.  Check the freshness date on the container, and if it’s within that time frame, keep it.  If not, throw it away and restock your spice rack. 
  • Don’t neglect the freezer compartment when you’re wiping down the fridge.  A mixture of equal parts of hot water and white vinegar to wipe down the door, seal and inside will take care of the grime, and help with any lingering food odors.  Before you refill the freezer with food, go through it and toss anything that looks freezer burnt. 

The Bathroom 

  • Give your toothbrushes a good clean.  Pour about an inch of antibacterial mouthwash into a cup and soak the bristles in the mouthwash for about five minutes, and rinse. If you use a toothbrush holder, wash it in warm soapy water and allow to air dry before returning the toothbrushes. 
  • Bathroom exhaust fans can collect dust like ceiling fans, and the buildup affects how well it exhausts the humidity warm showers cause.  Danny Lipford of Today’s Homeowner has step-by-step instructions for getting your fan clean and running efficiently. 
  • Many of us don’t think of cleaning hair and makeup brushes.  Remove loose hair from hairbrushes and combs, allow them to soak in warm water with some shampoo mixed in, and use an old toothbrush to scrub hairspray build up and body oils and rinse.  Makeup brushes should be soaked, given a lather, then rinsed in cool water.  Air-dry everything on a hand towel. 

The Rest of the House 

  • Light fixtures get grimy and dusty, so covers should be removed after turning off the circuit breaker and washed in warm soapy water then air dried on a thick towel.   
  • Remove mattresses, vacuuming both sides, and if possible, prop them in the sunlight for a few hours.  The sun’s rays freshen and can kill some germs. When you replace them on the beds, make sure the mattress is flipped and rotated from its original position.   
  • HVAC registers should be vacuumed, using the hose attachment on your vacuum cleaner.   
  • Curtains and blinds collect a lot of dust, but are usually washable, so check the manufacturer’s information before you toss them in the washer or clean them.   
  • Once your deep clean is complete, take care to wash or clean brooms, mop heads and dusters, as this simple move will help your home stay fresher as you do your regular cleaning.

Hopefully, the season of Earth coming back to life will encourage you to get everything in your home spic and span.  Spread it out over a few days or weekends, making lists to stay organized and on task, so the job won’t overwhelm you.  Don’t forget to get the family involved!  Once everything is gleaming, you can enjoy the coming months more, knowing your home is clean, and the job is done for another year. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: 180066ducts.com

Windermere Florida Real Estate Market Report for February 2018

March 16th, 2018 by tisner

The Windermere Real Estate Market Trends Report shows the average sales price was $521,477 in February 2018 compared to $544,748 in February 2017. Homes were on the market for an average of 91 days, equal to 91 days last year. Homes sold for 97% of the list price.

Windermere Florida Real Estate Market Report

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Kissimmee Florida Real Estate Market Report for February 2018

March 16th, 2018 by tisner

The Kissimmee Real Estate Market Trends Report for 34741 shows 37 homes sold in February 2018 down from 54 in February 2017. The average sales price was $185,898 compared to $146,058 in February 2017 and homes were on the market an average of 50 days, down from 65 days in February 2017.

Kissimmee Florida Real Estate Market Report

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Celebration Florida Real Estate Market Report for February 2018

March 16th, 2018 by tisner

The Celebration Real Estate Market Trends Report for 34747 shows 123 homes sold in February 2018 compared to 92 in February 2017. The average sales price was $280,660 compared to $358,122 in February 2017 and homes were on the market an average of 123 days, compared to 116 days in February 2017.

Celebration Florida Real Estate Market Report

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Questions to Ask When Searching for a Realtor in Orlando, FL

March 7th, 2018 by tisner

Teri Isner, Realtor

All your life, you have seen For Sale signs in front yards, and there’s always a Realtor’s name, and in these modern times, a photo of them.  How did the seller decide on that Realtor?  Did they open the paper to the classifieds, close their eyes, and point to a spot in the Homes for Sale section?  That’s very unlikely, and it may take a few interviews, but you and your Realtor should be a good fit.  

  • Any friends that have recently bought or sold their home can get you started on a reference list.  Ask them what they liked most/least, and what they would do differently. 
  • Look to the internet for initial research.  Go down your list and search for each Realtor’s listings, blogs, and testimonials. Record contact information of Realtors you’re most interested in. 
  • Call each Realtor and set up an appointment to meet for a Q&A session. 
  • Before your first meeting, familiarize yourself with real estate professionals terms, as each title has a different job. 
  • Have this list of questions to ask on hand at every meeting: 
  1. How long have you been in real estate? 
  2. Are you in the real estate business full-time or part-time? 
  3. Do have more buying or selling experience? 
  4. How many homes have you sold in the past twelve months? 
  5. Do you specialize in any certain neighborhoods or locations? 
  6. How many clients are you working with now? 
  7. What’s the best mode of communication for you? 
  8. Do you utilize the internet and social media to list your homes for sale? 
  9. What makes you stand out in our local market? 
  10. What should I know as a seller/buyer? 
  • A good Realtor welcomes these questions and will be honest with you when they answer them. 
  • Don’t be surprised if the real estate pro interviews you as well! They need to know about you as much as you need to know about them. 
  • Meeting with potential Realtors help you see their personalities, and having good chemistry is essential to your Realtor-client relationship.  You will be spending a lot of time with each other. 
  • References with contact information are essential and can help you seal the deal with the right real estate professional for you and your needs. 
  • If the Realtor is new in the field, don’t count inexperience against them.  They should be eager to add your sale to their portfolio and want to offer you a great experience. 

Once again, you will be spending a great deal of time with your Realtor, on the phone as well as in person.  Rismedia has more qualities and information for Realtor-hunting before the home hunting begins.  You will be sharing a lot of personal information with them, and a good relationship is vital to the sale or purchase of your home.  All your research could lead to a long-term relationship, not just a real estate agent. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Protecting Household Surfaces While Cleaning for Orlando, FL

February 28th, 2018 by tisner

protecting household surfaces

Your new home has gleaming hardwood floors and a gorgeous kitchen countertop. How you maintain those surfaces protect the investment in your home, because proper cleaning keeps them looking good as new.  Some of these materials require special care to stay looking their best. 

Flooring 

  • Whether you have old hardwood floors that have been brought back to life with sanding and new sealing, or brand-new flooring, take care of it when you clean. Sweep often and use a vacuum on bare floor setting once a week. Don’t use chemical products for mopping; a mop dampened with warm water and mild soap are best, going over it after mopping with clean warm water afterwards to rinse any residue. 
  • Tile is such a practical material, it’s a popular flooring choice.  Cleaning them is much like hardwood, using a damp mop (no sponge mops!), and mild soap and water.  Buff with a microfiber cloth as it’s drying for a beautiful shine.  The grout is best cleaned with baking soda and water and soft brush.  Sealing the grout will help keep it from having to be deep cleaned so often. 
  • Concrete is a new trend for indoor flooring, because it is polished, stained or painted, and sealed, and looks fantastic. Castile soap mixed in warm water is perfect for getting the floor clean, going back over them with clean water to rinse. Chemicals can damage the sealant, causing them to become stained. Concrete may need resealing every few years to keep them stain-resistant. 
  • Vinyl is a common flooring choice, and is easy to clean, especially the most recent types, as they are sealed.  A half cup of vinegar in a gallon of warm water will clean vinyl just as well as commercial cleaners.  (The odor will vanish after it dries, or you can add some lemon essential oil to combat the smell.) Stubborn scuff marks can be removed by rubbing the streak with a tennis ball, melamine sponge (“magic” eraser), or a clean pencil eraser. 
  • For less common types of floors, Real Simple has great tips for cleaning bamboo, cork and natural stone flooring. 

Stainless Surfaces 

  • Regular wiping with plain warm water is your first defense in cleaning any stainless surface, followed by a microfiber cloth or paper towel drying. 
  • Glass cleaner or a mixture of dish soap, water and a bit of household ammonia will wash away fingerprints and grease spots. 
  • For scratches and scrapes, a clean cloth with a few drops of mineral oil–or even olive oil–will do the trick.  Wipe in the direction of the grain, and minor scratches will disappear.   

Countertops/Sinks 

  • Laminate countertops are best cleaned with a cloth dampened with warm soapy water.  Bleach can discolor the laminate, so for stains, make a paste from baking soda and vinegar, and apply to the stain.  Allow it to sit for a few minutes, and wipe away with a scratch less sponge. 
  • Many choose granite for its antibacterial qualities, thanks to its seal. Warm water and mild soap is great for general cleaning, as well as keeping germs at bay. Don’t use bleach, ammonia or even acidic vinegar.  Rubbing alcohol mixed with water in a spray bottle is a good solution if you need to disinfect. Having it resealed on a yearly basis helps protect it, as well as maintaining the germ barrier. 
  • Quartz is becoming increasingly popular for kitchen and bath, and although it’s a tough surface, treat it gently.  Wiping warm soapy water is best, and since it’s a manufactured product, using anything to scour away an errant stain will scratch the surface.  This Old House offers a ton of information about quartz, so see if it’s the right surface for your needs. 
  • Stone is a softer hard surface, so don’t use anything abrasive while cleaning soapstone, slate, or even concrete.  A mild bleach solution is safe to use for disinfecting after a swipe with soapy water. Use a soft bristled brush with the bleach solution for stubborn stains. 
  • Cutting boards and countertop areas made with butcher block are best kept sanitized with hot soapy water, and even a water-vinegar mixture.  If a scrubbing is necessary, sprinkle the surface with salt, and use a half lemon as a scrubbing pad.  The acid in the lemon combined with the abrasiveness of the salt will keep your wood surface clean. 

We are bombarded by advertising with messages that we need a certain product to keep our homes cleaned and sanitized.  Natural cleaners, and mild detergents clean just as well, if not better, all while protecting the surface.  If you have a big mess that you can’t take care of, call a pro for advice or to do the job. You chose your appliances, countertops or floors for a reason, and keeping them in top condition will help them hold their value. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: Merry Maids

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
66 Riley Road
Celebration, Fl 34747

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