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Things to Consider Before Purchasing a Home with Your Best Friend

March 20th, 2017 by tisner

Purchasing a home is a huge deal and can cost quite a bit of money.   There are a few things in this world that can make people crazy and one of those is money.  If you are thinking about purchasing a home with your best friend you may want to consider a few things first to make sure you are making the best decision for both of you.    There are pros and cons to buying a home together and they are listed below for your consideration.

  1. One benefit of buying a home with your best friend is that there will be two of you signing on the loan.  This makes many lenders very happy because they know that they have double the chance that the mortgage payment will be paid each month.  Having two people instead of one signing the mortgage is better all the way around.
  2. Another benefit of buying a home with your best friend  is that you will share the expenses.  You can sit down together to figure out who is going to pay for what and then take the savings you will receive by doing this and put it toward something you both want or something you want  for yourself.  The beauty of this is that by sharing expenses you will likely have the money to share for fun things too.
  3. Buying a home with your best friend is a great way to gain equity. The longer you two live together the more equity you will be building in the home that you purchase.  If you decide to sell the home one day in the future, you will be able to split the profits and start your new lives more easily than if you didn’t purchase a home together.
  4. One con to buying a home with your best friend  might be the sheer rawness of moving in with someone hitting you in the face.  You may be best friends but when you move in together there will likely be things you find that you don’t enjoy about the others company.  A good way to keep this from causing any issue is to spend some time apart on a daily basis.
  5. Another downfall to buying a home with your “bestie” might be your debt to income ratio. If you both have your income tied up in the mortgage there might not be enough to quality for a new car loan if the need arises.

These are just a few of the things you should consider before purchasing a home with your best friend.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Tips To Make Your Home a More Relaxing Place

March 13th, 2017 by tisner

relaxing at home

Let’s face it, we are all busy and we all typically look forward to relaxing after a hard day’s work once we arrive home!  Can I get an Amen?   Many times however, we come home to a house that can sometimes be less than relaxing.  Whether it is the kids running around fighting with one another or the animals leaving us messes to clean up, there are many reasons why our homes can often times be less than relaxing.  Below are listed a few tips to help make your home a more relaxing place regardless of what is going on around you.

  1. Placing a big comfortable chair in a quiet nook in your home with perhaps a blanket thrown over it can do a lot towards adding a relaxing comfy feel.  Be sure to put this chair and blanket in an “out of the way” space such as a back bedroom so that you will be able to go there to escape the day.
  2. Another idea for making your home a more relaxing place  is to add some fluffy white curtains to your patio or porch.  Add a few pieces of outdoor furniture and a table or two as well.  This will allow you an outdoor space in which you can retire to after a long hard day at work.  These spaces are great for when the weather is good.
  3. Adding an upholstered headboard to your bed can make the entire room look more soft and serene. Also if you happen to have a television in your bedroom, take it out and put it somewhere else in the house.  Your bedroom should be your sanctuary at all times.
  4. Another way to help make your home a more relaxing place is to add a speaker system throughout your house. This way you can play soft relaxing music and listen to it as you move from room to room.
  5. Much in the way that music can be used to make your home a more relaxing place, diffusing essential oils into your home can go a long way as well! If you don’t have a diffuser you should definably order one today!

These tips to make your home a more relaxing place are a good place to start!  Once you do your part to make your home your sanctuary you will likely love the changes!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Reasons to Remodel Your Home

February 27th, 2017 by tisner

Many times folks tend to put things off when they seem overwhelming to them and remodeling your home can be a bit overwhelming, however now is the time to remodel.   A few of the reasons why you might want to remodel your home are listed below.

  1. Consumer confidence is increasing these days and this means that you should feel a bit better about sinking the money into your house that is needed to remodel.
  2. If remodeling your home means that you are going to be hiring a contractor, the quicker you do so the better. Because the consumer confidence is rising contractors are becoming busier than ever.  Going ahead and deciding on a contractor then hiring them quickly is the best route to take if you want to get some remodeling done sometime this year.  That way you won’t have a hard time finding someone to hire because they are all already too busy to help you.
  3. Another reason to remodel your home  is that financing is still reasonably affordable if you need it.   A home equity loan or a line or credit should be quite easy to attain at the present time so go ahead and take advantage of them now.
  4. As we all know, prices on everything tend to go up over the years and that is the case for building materials as well. A good reason to remodel your home now instead of waiting until later is due to the fact that building materials are currently decently priced.
  5. You may want to remodel your home if you like to have things done your way, specifically to your liking. Many times when you purchase a home there are things about it you may not like, but if you choose to remodel the home you are already living in you can “have it your way” so to speak.
  6. If you have already purchased a house that isn’t quite up to your standards then remodeling is definably going to be on your mind and something you want to take care of right away so that you can begin to enjoy your home life a bit more.

These are just a few reasons you might want to remodel.    Some of these reasons are time sensitive to the days in which we are living while others are just good reasons you may want to remodel.  Whichever reason you choose to go ahead with remodeling your home, it is likely that you will be glad you did.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Tips on Purging Items from Your Closet

February 22nd, 2017 by tisner

If you are like most people you likely have a ton of stuff in your closet that you don’t really need.  There is something about having a full closet that makes one feel like they have all they need however the art of purging can make you feel so much better about life!  Below are a few tips on purging items from your closet to get you started in the right direction.

  1. When you begin to purge items from your closet  the best place to start is any clothing you haven’t worn in the last year.   A good way to figure this out if you struggle knowing what you have and haven’t worn is to turn all of your hangers backwards and as you wear a piece of clothing turn that hanger the opposite direction.  At the end of the year get rid of any clothes that still have the hanger turned backwards.
  2. Most likely you have a ton of shoes that you haven’t worn lately in your closet. A good idea for purging when it comes to shoes is to just look at them.  Do they have any holes or a lot of wear and tear?  If your answer to either question is yes then it is time to purge those particular shoes.
  3. Many of us have clothes in our closet that we simply can no longer fit into.  If this sounds familiar, do yourself and your closet space a favor and toss those clothes out.  Why waste much needed space in your closet with clothing you can no longer wear.   Make this fun by going out and purchasing a few new clothing items that fit you.  It’s always fun to purchase new clothes!
  4. If you have any clothes in your closet that you absolutely love but they have stains on them that just won’t come out….throw them away and purchase the same shirt or pants new if you just have to have them.
  5. T-Shirts and promotional clothing can also take up space in your closet that is unnecessarily wasted space. Find a spot or a drawer in which you can place these types of items if you feel the need to keep them for nostalgic reasons.

These are just a few ways in which you can get started purging items  from your closet to make the space a more useful and functional area.   Take what ideas work best for you and leave the rest.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Do You Know the Real Cost of Renting vs. Buying?

February 17th, 2017 by tisner

Do You Know the Real Cost of Renting vs. Buying? [INFOGRAPHIC] | Keeping Current Matters

Some Highlights:

  • Historically, the choice between renting or buying a home has been a close decision.
  • Looking at the percentage of income needed to rent a median-priced home today (30%), vs. the percentage needed to buy a median-priced home (15%), the choice becomes obvious.
  • Every market is different. Before you renew your lease again, find out if you could use your housing costs to own a home of your own!

by

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

How to Use Essential Oils in Your Home

February 8th, 2017 by tisner

Essential Oils in Your Home

If you haven’t noticed, essential oils are everywhere you look.  They are popping up left and right these days as more and more people are becoming aware of all the good they can do.  There are many uses for essential oils.  Some folks use them to help with heath issues while others use them to simply make things smell fresh.  Let’s take a look at how to use essential oils in your home.  Below are a few ideas to get you started thinking of how to do just that.

  1. One way you can use essential oils in your home   is to use them to cut down on bacteria and odors in your kitchen.  The best way to accomplish this is to put 2 to 5 drops of lemon essential oil on a sponge and wipe down the countertops and other porous surfaces such as your cutting boards.
  2. Another way to use essential oils in your home is as a laundry freshener. Instead of buying dryer sheets all the time, just put a few drops of your favorite oil (perhaps lavender) on a damp washcloth and then toss it into the dryer.
  3. Yet another great use for essential oils in your home is to help freshen up your trashcan by adding your favorite oil onto a cotton ball, then placing it into the bottom of your trashcan.  This will help to keep the trash smell from overtaking your house like it can sometimes do.
  4. You can even use essential oils to clean with by mixing them with baking soda, vinegar and dish soap, then use them to clean grout in your bathroom or kitchen. You will need to use about 10 drops of an essential oil mixed with 1 cup baking soda, 3 tablespoons dish soap and 1 tablespoon white vinegar to accomplish this.
  5. Using essential oils as a carpet freshener is another great way to use them in your home. Simply mix 1 ounce baking soda with 12 drops of your favorite oil together then sprinkle it over your carpets.  After a period of about 20 minutes, vacuum the area for a clean fresh scent.
  6. For a good all purpose home cleaner made with essential oils, mix 20 drops pine oil, lemon and eucalyptus with 1 ounce white vinegar. Fill the rest of the bottle with water.  Remember to shake it well before each use then proceed to use this concoction on anything from glass surfaces to kitchen countertops to widows.

These are just the tip of the iceberg when it comes to how you can use essential oils in your home.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

The Ten Commandments Of Buying A Home

February 7th, 2017 by tisner

  1. Thou shalt not change jobs, become selfemployed or quit your job.
  2. Thou shalt not buy a car, truck or van (or you may be living in it)!
  3. Thou shalt not use charge cards excessively or let your accounts fall behind.
  4. Thou shalt not spend money you have set aside for closing.
  5. Thou shalt not omit debts or liabilities from your loan application.
  6. Thou shalt not buy furniture.
  7. Thou shalt not originate any kinds of inquiries into your credit.
  8. Thou shalt not make large deposits without first checking with your loan officer.
  9. Thou shalt not change bank accounts.
  10. Thou shalt not cosign a loan for anyone.

By and photo credit: lightersideofrealestate.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Top Things to Purge from Your Kitchen

January 30th, 2017 by tisner

kitchen purge

Let’s face it we all have stuff we need to get rid of in our homes, and typically the kitchen has a ton of stuff that doesn’t need to be there lying around in it.  Since we are currently in the cold of winter, there is no time like the present to start cleaning out your kitchen and making it look a bit more presentable.  Below is a list of the top things you should purge from your kitchen.

  1. We all have one, a junk drawer and that junk drawer is many times located in the kitchen. It’s where we put all the items we have no idea what to do with but aren’t; quite sure we want to get rid of just yet.  Take that junk drawer and go through it with a fine tooth comb and decide what you need and what you don’t need.  Throw away all that you don’t need.  Most times the things you don’t need are the items you haven’t used in the past 6 months.  I promise you won’t miss anything.
  2. Another thing we all seem to have lying around our kitchens is all those restaurant sauce packets we feel the need to keep. Sure you might use one once in a while but most times they just take up space either in the junk drawer or in the refrigerator.  Throw all the restaurant condiments out!  It will make your kitchen look much lovelier.
  3. Yet another thing we all need to purge from our kitchens is the dressings, sauces and other items that have long since expired. There isn’t much worse than getting ready to put some sauce on your food only to find that it expired two years ago.  Clean out your fridge and only keep those things that you are going to use within the next week or so or at least make sure that all the dates are current.
  4. Most everyone has some sort of a stack of lids in their kitchen that they just can’t seem to find a container for. If you have a bunch of lids that don’t have matching containers to secure them to, why not just throw them out.  They no longer serve a purpose.

Hopefully this list of items you need to purge  from your kitchen will get you starting thinking in the right direction.  At least it will be a starting point for you.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Money Saving Ideas for Furniture Shopping

January 25th, 2017 by tisner

If you have recently purchased a new house and you would like to fill it up with new furniture you have likely found that it can be quite the overwhelming task and an expensive one as well.  There are a few money saving ideas for furniture shopping that can help you out quite a bit in your search for new furniture and those have been listed below.

  1.  One good thing you can do to help you save a bit of money when furniture shopping is to call a few of the stores you are going to be visiting ahead of time.  This way you can find out if they have prices you can afford and also if they have brand names that you are interested in.  This can save you a little bit of time and money so that you don’t waste it traveling long distances.
  2.  Another money saving idea for furniture shopping  is to make sure to look at every piece of furniture that the store has by walking the entire shop.  Many times there are clearance items or items that perhaps are slightly damaged in the store but they are not out for all to see.  Do your due diligence and walk the entire space so you don’t lose out on any good deals.
  3. Yet another good way to save money when furniture shopping is to purchase consignment furniture.  You can find lots of really nice pieces by shopping consignment.
  4. If you find a piece of furniture that you have your heart set on do your best to bargain with the seller.  You never know unless you ask.
  5. Shopping estate sales is another way to get good prices on furniture.  Many times you can get pieces at estate sales that are worth much more than you pay for them so you can make your home look very nice.
  6. Lastly if you want to save a good amount of money on furniture  why not refinish what you already have!  Old furniture can become new again if you are able to successfully refinish it.

Hopefully this list of money saving ideas on furniture buying has gotten you thinking in the right direction before you begin making your purchases.   Now get out there and save some money and furnish your home with beautiful new furniture.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Tips To Help Your Housekeeper Do Their Job

January 16th, 2017 by tisner

housekeeper

 

 

 

 

 

 

 

 

 

 

Having a housekeeper to clean your house is a wonderful way to get some help with your housework if you have to work outside of the home and don’t have much time to do it yourself.  There are ways to make your housekeeper’s job a bit easier than it otherwise might be however and the list below is a list of tips to help your housekeeper have an easier time making your house more beautiful and tidy.

  1. Be sure if you want your house cleaned like you want it that you are clear on specifics about what exactly it is you want done.  If you write a list of what all you want cleaned for example you need to spell out each thing you want done and how you want it done so that you are not disappointed when you get back home after the housekeeper has done their job.
  2. Another tip to help your housekeeper get their job done well is to take care of your pets.  Your housekeeper is there to clean your house, not to pick up after your pets and their messes.  If you can take your pet over to a friend’s or family members house while your housekeeper is there cleaning it may be best for all involved.
  3. If you have things around the house that you can do before the housekeeper comes you may save yourself a bit of money. An example of the types of things you can go ahead and get done before the housekeeper comes is to get rid of your trash from last night’s dinner as well as go ahead and wash the dishes.
  4. If there is something really nasty in the house such as dog poo then clean it up before your housekeeper gets there. If it is too nasty for you then it is too nasty for your housekeeper and you shouldn’t expect them to take care of it for you.
  5. Clean up any clutter before your housekeeper comes to your home so that they won’t have a hard time getting the floors cleaned and also so they won’t have to wonder where things belong and therefore may end up putting something in the wrong spot.

These are just a few tips that will make your housekeepers life a bit easier.  If a clean house is what you are after, do your part to make it happen and to keep your housekeeper happy.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

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Celebration, Fl 34747

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