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Your Home: Tips and Trends for Homeowners, Buyers and Sellers

November 23rd, 2020 by tisner

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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National Espresso Day – November 23rd

November 23rd, 2020 by tisner


Get the pure coffee essence on National Espresso Day! Whether you sip one cup or keep buzzing all day long, November 23rd is the day.

The word espresso (/ɛˈsprɛsoʊ/; Italian pronunciation: [eˈsprɛsso]) in Italian means ‘quick in time.’ Before the advent of the espresso machine, espresso was simply a coffee expressly made for the person ordering it. It was also made with recently roasted and freshly ground beans. The cup was brewed shortly before serving. In the late 1800s, this practice was commonplace in cafés and restaurants.

While today’s espresso maintains the freshness quality, it has undergone a transition in meaning. We’ve come to know espresso as a highly concentrated brew served in smaller quantities. We may also use espresso as a base for other delicious coffee creations.

We can thank the espresso machine for this modern view of espresso. In 1901, Italian Luigi Bezzera invented the first successful espresso machine. The newer technologies produced a smaller, more concentrated cup more quickly than traditional coffee brewing methods. Additionally, this thicker, more intense brew created a creamy foam on top called the crema. The richer flavors and aromas of an espresso create delicious lattes, mochas, cappuccinos, macchiato, and many cafe’ creations.

Beyond the range of beverages, the intense flavor of espresso lends itself to baking. Where coffee may become lost when blended with other flavors, espresso remains vibrant. Blend it with cream cheese, sugar and flour for a cheesecake. Add it to ladyfingers and make tiramisu. Many desserts call for espressos such as ice cream and creme brulee.

HOW TO OBSERVE #NationalEspressoDay

This holiday calls for the perfect cup. Whether you brew it at home or visit a local cafe, you know how you like it. Will you enjoy your espresso one of these ways?

  • Order through the local drive-through and pay it forward (backward?) by also paying for the customer behind you in line.
  • Pick up extra espressos for everyone in the office.
  • Have espressos delivered to front-line workers at the hospital, fire station, police station, or ambulance bay near you.
  • Send a gift card to your favorite teachers for National Espresso Day, letting them know just how much you appreciate them.
  • Step out of your comfort zone and try your espresso in a new flavorful latte or cappuccino.
  • Realize you’ve never tried baking with espresso and break out the mixer you got for your birthday.
  • You’re a traditionalist when it comes to espresso. You only drink espresso. You don’t add flavors. It’s espresso. Don’t mess with the espresso.

Enjoy a cup of espresso and use #NationalEspressoDay to post on social media.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: https://nationaldaycalendar.com/

Windermere Florida Real Estate Market Report for October 2020

November 20th, 2020 by tisner

The Windermere Real Estate Market Trends Report shows the average sales price was $719,340 in October 2020 compared to $463,533 in October 2019. Homes were on the market for an average of 67 days, compared to 62 last year. Homes sold for 98% of the list price.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Kissimmee Florida Real Estate Market Report for October 2020

November 20th, 2020 by tisner

The Kissimmee Real Estate Market Trends Report for 34741 shows 59 homes sold in October 2020 up from 51 in October 2019. The average sales price was $233,336 compared to $191,761 in October 2019 and homes were on the market an average of 52 days, compared to 52 days in October  2019.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Celebration Florida Real Estate Market Report for October 2020

November 20th, 2020 by tisner

The Celebration Real Estate Market Trends Report for 34747 shows 173 homes sold in October 2020 compared to 147 in October 2019. The average sales price was $367,427 compared to $315,795 in October 2019 and homes were on the market an average of 85 days, compared to 75 days in October 2019.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

 

Weekly Market Snapshot 11/12 – 11/18

November 19th, 2020 by tisner

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Stats courtesy of StellarMLS

Why Do I Need Earnest Money?

November 18th, 2020 by tisner


When you’re shopping for a home, it can feel like you’re hemorrhaging money. You’ve got all sorts of things to pay for, from loan application fees to home inspections, so when the issue of earnest money comes up unexpectedly, it can be a “slam on the brakes” moment. Now that the days of low to no down payments are largely past and markets everywhere seem to be running thin on inventory, earnest money may well be the most important negotiating tool you’ve never heard of.

What Is Earnest Money?

When you make an offer on a home, part of that offer can include a little show of good faith on your part, in the form of cold, hard cash. Generally, one to three percent of the offer price is pretty normal for an earnest money deposit, but this can vary pretty widely based on market conditions. And the more you put up, the better. But what happens to that money?

Earnest money is literally just a show of faith. When you go to the closing table, it becomes part of your cash to close equation, which includes other line items like your down payment, your closing costs, and your prepaid items. It’s not a bribe or an extra fee to convince a seller to sell to you. It will simply be applied in full as a credit in your closing documents, reducing the amount of money you need to bring with you on the big day.

Here’s the one kicker. If you were to decide to back out of the contract with no real cause, the seller may be entitled to some or all of that earnest money. However, plenty of situations exist where you may not be able to close, but your earnest money will be refunded, such as:

  • An unacceptable home inspection. This all has to be stipulated in your contract; there are no givens in a real estate transaction, but there are things that are pretty standard. Having an unacceptable home inspection, if the seller is not willing to make reasonable repairs, can be a cause for terminating the contract and getting your earnest money back.
  • Your financing falls through. Again, you’ll need a financing clause or addendum to ensure you’re covered in this event, but because financing is so important to real estate transactions in general, they are pretty standard. If your financing falls through due to no fault of your own (you’ve been laid off, your bank closes, a co-borrower dies), you should generally be able to reclaim your earnest money. The specifics will be in your real estate sales contract, so pay close attention.
  • The seller can’t close. There are a few rare situations where a seller can’t close the transaction. These are incredibly uncommon, but they do happen once in a while. For example, you might find out that the seller only believed they were the owners of the home. This can occur when a parent dies without a will, forcing the property into probate court even when it’s clear an only child will be the sole heir. And in the case that the seller can close, but chooses not to for whatever reason, you would also get your money back.

What Is an Earnest Money Note?

In some markets, you may have an additional option for earnest money, known as an earnest money promissory note. This is essentially an IOU that accompanies the offer. On the note, you’ll specify exactly when you’ll either turn the paper into actual cash or forfeit the offer entirely. Though these were once very common, they’re far less so today. If you choose to use an earnest money promissory note, be sure to describe in great detail why you’re not able to provide earnest money on the spot and how you will remedy this.

For example, if you have some stocks you were going to cash out for your down payment, but didn’t want to touch until you were really ready, you may need time to sell enough to cover the earnest money. In that case, specify this as the reason and say that you’ll initiate a sale on a certain day, then convert the note on that day. Make sure to leave yourself a little leeway, because if you fail to perform, you can suffer serious consequences.

Generally speaking, earnest money promissory notes can be considered a sign of a weak offer, but this varies from offer to offer and market to market and you should inquire before taking that leap.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: Homkeeepr, David Weinstein

Renovations and Child Safety

November 17th, 2020 by tisner


Plans have been finalized, colors and design have been chosen, the contracts are signed, and it is
 time to begin that long-awaited kitchen renovation! While most homeowners will be excited to begin, one thing should be done before the first nail is hammered:  be sure you have made safety measures for your children.   

  • When making plans for a child’s space, whether a bedroom or bathroom, and you are in your “forever” home, make sure those plans can grow with your child.  While a fun built-in castle bed is fun for now, it might require a whole new reno when he stops wanting to be a knight when he grows up. 
  • During contractor interviews, ask if they are experienced in working in a home with children present, get referrals from other families, and make a point to call those references. 
  • Planning on a total rehaul for your kitchen? Create a makeshift kitchen with portable electric cooking gadgets, use disposable plates and utensils, and use the grill as often as possible. If there is carpet in the new eating area, and you have small children, purchase an inexpensive area rug or large outdoor “rug” (found in most discount stores for $20), to protect the wall-to-wall.
  • When demolition begins, have a plan for everyone to be away from home that day. Have your contractor call with any possible dangers they may find:  mold in the walls, asbestos or lead in an older home, or any broken glass or tile. Wall off that area with plastic sheeting and make it as impossible as you can for the children to enter on their own. 
  • Talk to your contractor about the importance of hunting down every tool at the end of the workday and storing them out of sight. Offer a charging station in an area your children do not frequent so cordless tools can re-energize out of sight and out of their interest. 
  • Dust will be everywhere, and allergies may flare. Make certain all ductwork in the project rooms are covered, and again, walled off with plastic sheeting or “temporary” walls.  
  • If your contractor does not provide dedicated trash cans with lids for construction trash, buy them yourself and put them in each work area. Make sure they are tall enough that children will not be tempted to grab something they find interesting that could harm them. 

Once the job is complete, make it easy on yourself and splurge on a professional to come in and clean every surface to remove dust and bits of grime left behind. Celebrate getting back to normal and have a party in the new space!   

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credits: Bob Vila 

Weekly Market Snapshot 11/6 – 11/11

November 12th, 2020 by tisner

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Stats courtesy of StellarMLS

What Is a Building Permit?

November 11th, 2020 by tisner


Chances are, you’ve at least heard of building permits even if you haven’t applied for one yourself. Going by their name alone, you can probably guess the general gist of what these permits are used for. You might be surprised to find out that a lot of homeowners don’t really know that much about building permits, especially when it comes to details such as when you need to apply for one. It can actually get kind of confusing at times, so here’s a rundown of the basics of building permits so you won’t be left scratching your head the next time you’re considering a new project around the house.

What Are Building Permits?

As the name implies, a building permit is a written permission granted by a municipality or other governing body that allows you to build something within the body’s jurisdiction. That’s a fancy way of saying that the city or other area you live in gave you permission to build within the city or county limits. This helps to ensure that the work you’re doing is safe and falls within the guidelines established by local building and construction codes. Since these codes can be different depending on the location where you live, building permits help to ensure that everything complies with all local regulations.

Applying for a Permit

In most areas, applying for a building permit is a pretty straightforward process. You fill out an application, prepare a site plan that details what you’ll be building, and schedule an appointment to have the plan approved. Once your permit is approved, you may need to schedule inspections of the works site as well to ensure that things are following the plan that was laid out in your application. Bear in mind that the specific process and any fees or other costs associated with the application process will vary depending on local zoning rules and other legal specifics of the area where you live.

Building Permit Changes

Once you have a building permit, you’re free to go ahead with your building project. What happens if your plans change during the building process, though? The answer depends on the nature of your change. Depending on the jurisdiction you’re in, you may be free to continue your project if the changes are relatively minor or still in the spirit of the original permit. If there are major deviations from what you specified in your original application, however, you’ll almost certainly need to either have your permit amended or apply for a new permit to cover the project as it now stands. Bear in mind that this depends heavily on the jurisdiction that issues the permit, so be sure to check and see how that affects your permit before making major changes to your project.

Do You Need a Permit?

One bit of good news is that not all construction projects require you to apply for a building permit. While this depends largely on the specifics of local building codes, you typically won’t need a building permit for small projects or projects that don’t make structural changes to your home. And you may not need one for some significant modifications, such as replacing plumbing or electrical wiring. As an example, you’re likely not going to need a building permit to paint your house or install a small fence around your backyard, though you may still need to clear those changes with your homeowner’s association if you’re in one. However, should you decide to add walls, convert your garage to a living room, or build a new exterior building, you could very well need a permit depending on where you live.

Finding a Contractor to Help

If you’re frustrated by the process of getting a building permit, there’s some good news: If you bring on a contractor to get the job done, they’ll likely take care of all necessary permits as well. HomeKeepr can connect you with the perfect contractor to both do the work and handle the paperwork, based on real recommendations from people you trust. Sign up for a free account today to get started.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: Homekeepr, David Weinstein 

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
1170 Celebration Blvd
Suite 200
Celebration, Fl 34747

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