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Summer Snacks with the Kids!

July 16th, 2018 by tisner

summer snacks with the kids

It’s Summer, and it’s hot. The most recent heat wave even had the folks in Vermont breaking a sweat!  If the kids are already saying “I’m bored,” or they’re getting cabin fever from having to stay inside in the air conditioning, make the fever go away with some fun, summertime snacks they’ll love helping create!   

  • Use small, sturdy paper cups and tongue depressors to make yummy popsicles out of any juice or fruity drink.  Place the cups on a tray, fill them with whatever juice you like, cover with strong plastic wrap, poke the tongue depressors through the plastic and into the cup, then put in the freezer for a few hours. Add a scoop of vanilla ice cream before pouring the liquid, and you’ll have a cool, creamy treat! 
  • The Seasoned mom has an easy-to-whip-up yogurt-based fruit dip recipe called Poolside Dip.  What a great way for the kids to get a good helping of fruit and calcium! 
  • Classic chocolate-covered banana pops are easy to make!  Cut firm ripe bananas in half, and peel. Push a popsicle stick about halfway in from the cut end, lay on a wax paper-covered cookie sheet, and freeze for at least one hour.  While you wait, prep some toppings:  chopped pistachios, toffee bits, or colored sprinkles. Pour hardening chocolate sauce like Magic Shell into a cup, and once the bananas are frozen firm, dip them in the sauce, then roll or dip in topping. Return them to the wax paper and freeze for a little longer.  
  • Make basil butter for extra tasty corn-on-the-cob: start by mincing a cup of fresh basil leaves, (if the older kids want to do that, supervise them closely!), and add the chopped leaves to a half cup of softened butter along with a pinch of salt.  Mix well and spread onto a warm ear of corn, and they won’t want plain buttered corn on the cob ever again! 
  • Melons are fresh and delicious this time of year, so let the kids use cookie cutters to cut sliced melon into fun-shaped snacks!  
  • It’s too hot to light the fire pit, so s’mores ice cream pops are what you need! Scoop softened marshmallow ice cream in small paper cups, add a popsicle stick, and freeze for an hour. Place some graham crackers in a plastic zipper bag, and have the kids crush them to pea-sized bits using a rolling pin or a heavy coffee mug. Paper cups can be peeled off the pops, and have the kids pour some chocolate hardening sauce over them, sprinkle with the graham cracker bits, let the chocolate set, and enjoy!   
  • Have a milkshake bar!  The Spruce has a great guide for making milkshakes of all kinds with a basic recipe and 18 different add-ins for a one-of-a-kind shake. 
  • Let’s not forget the fresh veggies that are in season:  slice some yellow and zucchini squash, bell peppers, cucumbers, and have the kids carefully put them on a skewer, adding some grape tomatoes.  Offer some cheesy dip or hummus, and the kids will devour these veggie kabobs! 

There are so many benefits to cooking together.  Taking the children shopping for fresh fruits and vegetables at the farmers market or harvesting in your garden help them understand where their food comes from.  Getting them to help with meals and snacks not only fights boredom, but encourages them to enjoy making the foods they eat, as well as developing an openness to trying new things.  And you never know–you may have a chef in the making! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: bestneighborsever.com

A Word Homeowners Need to Understand

July 13th, 2018 by tisner

Acquisition Debt is the amount of money borrowed used to buy, build or improve a principal residence or second home. Under the new tax law, mortgages taken after 12/14/17 are limited to a combination of $750,000 on the first and second homes. The mortgage interest on this debt is tax deductible when itemizing deductions.12844696-250.jpg

It is a dynamic number that is reduced with each payment as the unpaid balance goes down. The only way to increase acquisition debt is to borrow money to make capital improvements.

Prior to the new law, homeowners could additionally borrow up to $100,000 of home equity debt for any purpose and deduct the interest when itemizing deductions. Mortgage interest on home equity debt is no longer deductible unless it is for capital improvements.

Acquisition debt cannot be increased by refinancing. Some confusion occurs because mortgage lenders are concerned in making home loans that will be repaid according to the terms of the note and using the home as collateral. That does not include making a tax-deductible mortgage.

Another thing that adds confusion to the issue is that the lenders will annually report how much interest was paid in a year but only the amount that is attributable to acquisition debt is deductible.

Even if the interest on the cash-out refinance is not deductible, it may be advantageous to pay off higher interest debt such as credit card debt and replacing it with lower mortgage debt.

It is the responsibility of the taxpayer to know what part of their mortgage debt is deductible. The challenge becomes more difficult after a cash-out refinance. Homeowners should keep records of all financing and capital improvements and consult with their tax professional.

By: PatZaby.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Windermere Florida Real Estate Market Report for June 2018

July 12th, 2018 by tisner

The Windermere Real Estate Market Trends Report shows the average sales price was $600,277 in June 2018 compared to $551,353 in June 2017. Homes were on the market for an average of 65 days, down from 73 days last year. Homes sold for 97% of the list price.

Windermere Florida Real Estate Market Report for June 2018

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Kissimmee Florida Real Estate Market Report for June 2018

July 12th, 2018 by tisner

The Kissimmee Real Estate Market Trends Report for 34741 shows 65 homes sold in June 2018 up from 63 in June 2017. The average sales price was $192,193 compared to $159,005 in June 2017 and homes were on the market an average of 29 days, down from 40 days in June 2017.

Kissimmee Florida Real Estate Market Report for June 2018

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Celebration Florida Real Estate Market Report for June 2018

July 12th, 2018 by tisner

The Celebration Real Estate Market Trends Report for 34747 shows 148 homes sold in June 2018 compared to 146 in June 2017. The average sales price was $335,025 compared to $304,972 in June 2017 and homes were on the market an average of 103 days, compared to 109 days in June 2017.

Celebration Florida Real Estate Market Report for June 2018

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Necessary Tools for the Homeowner

July 11th, 2018 by tisner

tools for the homeowner

While not everyone considers themselves a Weekend Warrior, every homeowner should have certain tools on hand.  A small hammer and duct tape are just the basics every person should own, and while a large toolset isn’t necessary, some items are. Keep this guide in mind the next time you head out to the home center or local hardware store. 

  • Toolbox:  It may seem obvious, but keeping everything in one place will save time when you need an item in a hurry, and keep the box in a dedicated place in your garage or storage closet. 
  • Claw Hammer:  Every home needs a hammer, preferably with a clawed end to remove nails or for prying hard-to-open objects. 
  • Adjustable Wrench:An adjustable wrench takes the place of a wrench set, and, hence the name, can adjust to most average-size bolts. 
  • Screwdriver:  Most people have two standard screwdrivers: flathead and Phillips.  There are screwdrivers that have changeable bits for different sized screws, and they are especially convenient. 
  • Pliers:  Many types of this versatile tool are available, and the basic design is perfect for all sorts of jobs.  You can get specialized styles:  needle-nosed, pliers with wire cutters–the choices are endless.  Get what you think is best for your needs. 
  • Boxcutter/Utility Knife:  A folding or disappearing blade would be best for this tool, especially if you have children. It’s a great tool to have for many uses, such as cutting insulation, trimming shingles, as well as repairing drywall. 
  • 25-foot Tape Measure:  You never know when you’ll need to measure more than a yard-stick’s length, and a 25-foot style is great for measuring rooms, or outdoor projects. 
  • Cordless DrillBrian Kelsey, host of the online video series, Kelsey on the House, says a cordless drill will become your “…most-used tool in your tool kit,”  

Home centers will have an array of pre-filled toolboxes, and if that’s what suits your needs, purchase one of those. But if you know what you want, assemble a custom tool set to use for all your home projects/minor repairs.  Bob Vila provides a list with some extras not listed here, so if you’re a go-getter in the DIY field, see his recommendations for a little more than the basics. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: pinterest

Things To Do Orlando: Bastille Day Celebration

July 9th, 2018 by tisner

Bastille Day Celebration

Join us on Saturday, July 14, 2018 for the annual celebration of French culture with food, games, live music and more.

Audubon Park Garden District
East Winter Park Road and Corrine Drive

See Event Website for details!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo Credit: audubonparkgardens.com

Fun Facts for the Fourth!

July 4th, 2018 by tisner

july 4th 2018

Independence Day, better known in the US as the Fourth of July, will soon be in full swing with barbecues, backyard games, and fireworks. It became an official holiday in 1870, when Congress approved several national holidays. Here are some other little-known facts about our favorite Summertime holiday: 

America’s Independence 

  • July 2 is the actual date that Congress voted to cut ties with England, but July 4 became the official date when all changes to the wording of the Declaration of Independence was finalized and accepted by all members. 
  • Thomas Jefferson wrote the Declaration of Independence on a laptop.  A laptop desk, that is.  It is still on display at the Smithsonian National Museum of American History. 
  • The first Independence Day celebration was held in Philadelphia, Pennsylvania on July 8, 1776 after the first public reading of the Declaration, with bands and ringing of bells. 
  • To protect the lives of the signers of the Declaration, their names were withheld from public knowledge until independence from England was certain.  Otherwise, the men would’ve been hanged for treason! 
  • John Adams and Thomas Jefferson, the only signers of the Declaration who later became President, died hours apart on July 4, 1826. 

Holiday Celebrations 

  • In the years after 1776, July 4th was celebrated with booming cannons and artillery fire.  Once the use of these became impossible because of their age and condition, fireworks took their place. 
  • The National Retail Federation tells us that in 2017, Americans spent an estimated $850 million on fireworks alone! 
  • Legend has it that the first hot-dog-eating contest was held among friends at Nathan’s at Coney Island on July 4, 1916 to settle a dispute.  The contest is now a national affair and is broadcast live on ESPN! 
  • Red, white and blue are out modern-day colors of choice for decorations, but George Washington had his troops adorn themselves with greenery in their hats to celebrate the independence anniversary, reports James Heintze in his book, The Fourth of July Encyclopedia. 
  • Bristol, Rhode Island boasts the longest continuous Independence Day celebration, with the first observance in 1785.  The modern-day events include a parade, an orange crate derby, and a drum and bugle corps competition. 

Even if you’re traveling abroad, you’ll find Fourth of July decorations and fireworks available world-wide, thanks to Americans who settled in foreign countries in years past, and our many soldiers who are stationed at bases in other countries, according to International Business Insider.  It’s a celebration that is heard around the world! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Summer Remedies from Your Pantry

July 3rd, 2018 by tisner

Summer Remedies from Your Pantry

A day in the sun is over, and you notice that the white straps on your bathing suit have turned an ugly light brown or orange color, stained by the sunscreen we all need.  You might have just what you need to remove those stains in your cleaning supplies, and many remedies for Summer maladies can be found in your kitchen and bathroom.  Save some money with these home remedies! 

  • Powdered cleansers that contain oxalic acid, like Bar Keeper’s Friend, are perfect for sunscreen-stained swimsuits and clothing.  Wet the stain, apply the cleanser, and let it sit for a few minutes.  The stain may take some rubbing, or reapplication, but it usually comes out and your suit isn’t ruined! 
  • Bee stings are a common ailment, especially for those who like to be barefoot.  In the case of a minor allergic reaction, such as pain, itching and swelling, apply an ice pack for several minutes.  If the symptoms return, reapply the ice.  
  • Baking soda has a long list of uses, and add “soothing heat rash” to that list.  Add one cup of baking soda to a tepid bath, and soak for at least twenty minutes.  The alkalinity of the soda will help dry the affected areas. 
  • Spending a lot of time at the beach may inevitably mean getting too close to a jellyfish.  White vinegar poured on the wound will dissolve the stingers that the jellyfish leaves on the skin, allowing the pain to subside.  Fill a small spray bottle with vinegar and add it to your beach bag, just in case. 
  • Your hair can suffer from hot wind, sun, and chlorine in swimming pools.  Rehydrate it with a coconut oil treatment!  Apply it from root to ends, wrap your hair in a warm towel, and allow to soak in for a half hour.  Wash it with your regular shampoo to remove the excess oil. 
  • Mosquitos, biting flies, and fleas are the most common insect bites in the summer.  Dab bites with peppermint oil to cool the skin and reduce the itch. Do not apply to a bite that’s been scratched red nor to broken skin–the result will not be cooling at all! 
  • Many gardeners and hikers come across poison ivy in spite of the “leaves of three, let it be” mantra.  An oatmeal bath will soothe itchy, irritated skin:  pulse one cup of oats in a blender or food processor until they’re ground, and add it directly to a warm bath. 

Use common sense with any side effects from bites, stings, or any other skin issue:  if the problem persists, by all means seek medical attention.  Don’t let your warm weather fun turn into a recuperating period!  Summertime ailments don’t always require a trip to the drug store, so look in your pantry for items you need in a pinch, and enjoy your time in the sun! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: MySimpleRemedies.com

Making a Mudroom Anywhere

July 2nd, 2018 by tisner

mudrooms in orlando florida

With Summer here, and the kids out of school, some families are wishing they had a more functional catch-all space for the “stuff” of Summer break.  Not every home has a mudroom, and not every homeowner has the budget to add a mudroom onto their most-used entryway. Here are some ideas to turn any entry space into an organized “mudroom.” 

  • There are some must-haves for a mudroom space:  a place to hang coats and bags, storage for the small stuff, and seating is nice for shoe removal.  You can DIY, hire a carpenter, or repurpose items for your drop off spot. 
  • Toy boxes with a closing lid makes a perfect bench and storage area for removing and storing shoes.  Add family member-specific baskets inside so everyone’s things stay together. 
  • With some inexpensive crates, stained boards and double hangers, you can easily create a pretty space for coats and footwear.  See this simple and functional corner space from A Beautiful Mess for inspiration. 
  • Pick up a sturdy old piano bench at a tag or yard sale, dress it up with paint to match your decor, add cushions, put a couple of storage bins or baskets underneath, and you have instant mudroom.  The seat even lifts to store keys, gloves, or the family’s flip flops! 
  • If there’s a large enough wall space, create a board-and-batten wall, add coat hooks, and you have an almost instant vertical storage area, and it looks great, too!  Learn how to do this inexpensive project from The DIY Mommy. 
  • Mount some inexpensive shelving, add hooks, and you have a place to hang your coats as you come inside, and a shelf for stashing the other stuff.  Add a lower shelf with hooks for the kids’ belongings. 
  • There are many clever ways to remake a closet into a mini mudroom, and even make it pretty! Find inspiration from these ideas at Farmhouse Blooms. 
  • Who said that your mudroom space has to be inside?  If your family goes inside via the garage, just use the above tips to create your mudroom space.  Add plastic storage containers by the door for shoes, boots and other awkward items, and the mess stays out of the house! 

Sometimes we have to re-think our spaces, and carving out an area in our homes for a makeshift mudroom may take some thought, depending on your home’s layout.  Just focus on the area that most of the coming and going is happening, and what your family needs most for a drop-off area.  You’ll soon be a little more organized, and have a cleaner home as a bonus! 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: rafaelmartinez.me

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Keller Williams At-The-Lakes
1170 Celebration Blvd
Suite 200
Celebration, Fl 34747

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