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Teri’s CyberTips: November 2019

November 7th, 2019 by tisner


Your November 2019 edition of Teri’s CyberTips is now available!

Highlights of this month’s edition are:

  • Send Your Email Anonymously!
  • Find Out If They Blocked Your Number!
  • You May Not Want To Know This!
  • How Bias Is That News Report?

Click here for the full scoop on these great tips!

Happy Reading!

Put 4 Million Homes in the Palm of your Hand! Download Orlando Kissimmee Real Estate, LLC – Teri Isner’s mobile app here: http://app.kw.com/KW28G1031

House Plants for Dark Rooms

November 5th, 2019 by tisner


Daylight hours have become noticeably less, and so are out landscaping duties! If you’d like to bring the outside in but are concerned about the plants needing sunlight, don’t worry.  Many houseplants can be tucked away inside for Winter that thrive in low
 light!  Find one, or two, in this list: 

  • Aglaonema, or Chinese Evergreen, has many hybrids, and come with splashes of silver and red.  Not only will you have a plant that doesn’t need a lot of watering, but you’ll have a plant that brightens without having to buy a bouquet of fresh flowers every week! 
  • Using contrast in your rooms can apply to plants as well.  Calathea is a plant with variegated leaves, and some types have red stems and undersides of its leaves.  Placed in a corner with light-colored walls will make this low-light lover take the stage! 
  • What sounds tougher than cast iron plant (Aspidistra)? These long-leafed plants thrive in shady spots, can handle poor soil, and if you forget to water them, they will survive! 
  • Corn plant or dragon tree, (Dracaena fragrans) is a great plant if you’re looking for height.  It might need pruning once it starts getting too tall but is great for medium light.  Children would love to tell their friends they have a dragon tree in their house! 
  • Turn your room into a tropical oasis with parlor palms (neanthe bella)!  The best thing about this palm is that it doesn’t grow very tall and can do well in virtually any amount of light. 
  • Peace lily (Spathiphyllum) is a common houseplant, and rightly so.  While enjoying medium-low light, they do need water at least once per week to keep their beautiful dark green leaves and white blossoms. 
  • There are so many types of philodendron that you can find one for any houseplant need you have.  They prefer medium-low light, but in perfect conditions, they can grow tall. You get a bonus with philodendron, as they are proven air-cleaners! 
  • If you have a dark corner but no space for placing a container on the floor or furniture, pothos is the plant for you. The trailing vine is perfect to hang in a dark corner, and there are several hybrids to choose from. 
  • Does your grandmother have a pot of Swedish ivy that she’s been caring for as long as you can remember?  Plectranthus verticillatus grows very well in low light and be sure it has plenty of room to spread its trailing vines.   
  • When there’s little light and almost no room for a plant in your home, a terrarium filled with mosses, small-growing ferns, Pilea glauca “Aquamarine,” and sweet flag (Acorusare just a few of the plants that will grow well tucked inside an enclosed case.  Learn more about this age-old type of gardening. 

Bringing the outside in doesn’t mean you have to use the only sunny spot in the house.  Growing green things indoors can keep the air clean, and boost your spirits, both of which are important, not only during the dark Winter months but year-round. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: housebeautiful.com

Making an Offer is a Process

October 29th, 2019 by tisner


While you’re on the house hunt, every property you see just might be “the one.”  It’s a good idea to learn the different aspects of buying a house before you get into them.  Many discover that after they’ve made an offer of purchase, the process isn’t exac
tly as they’d envisioned! You’ll feel confident when you get to this step by following this guide: 

  • The offer itself isn’t just a price you’re willing to pay for the property; closing date, closing cost contribution, contingencies, or the earnest money deposit are all things that are normally included when the offer is submitted to the seller. 
  • Talk with your agent before you come to your initial price, because you don’t want to insult the seller with a very low offer, nor do you want to pay too much for the house. 
  • Although you won’t always get a complete answer, knowing why the house is on the market can give you some leverage, so ask anyway. Some sellers are in a time crunch and are eager to sell and may take your first offer. 
  • Keep in mind that there are legal aspects to writing a proposal.  Your Realtor will know all the aspects of this part of the process and will take you through each step. 
  • It is very likely that the seller won’t accept your price if it’s less than what they’re asking.  If they want to sell and have no higher offers, they may choose to send a counteroffer.  The counteroffer step is nothing to worry about, if the negotiations are getting you somewhere.   
  • Some sellers will counteroffer with their original asking price.  If this happens, you may have to walk away, as they have shown they’re not interested in moving away from what they want for the property, 
  • Don’t forget that you may not be the only buyers interested in the home!  Realtor.com® offers some advice on how sellers might handle multiple offers and some ideas on how to make your offer stand out. 

When your offer is accepted, it’s exciting, but there is still work to do!  Hopefully, you have pre-approval for a mortgage, making the buying process a much smoother one.  There are added costs associated with buying a home, so be sure you have your finances in order.  

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: homes.com

Laundry Mistakes You Could Be Making

October 22nd, 2019 by tisner


Laundry.  For some, the word causes some dread, for others, it’s just another job, and for the rest–well, it seems as if they went to a laundry boot camp!  With so many different washers and products available, it’s easy to think that the machine will tak
e care of everything, but that’s not always the case.  Are you making any of these mistakes? 

  • Load size is important when you’re choosing your wash cycle and amount of detergent.  Too many clothes and they won’t get clean and adding too much detergent can cause the clothes to have more stains and residue.  The Spruce tells you how to figure out how much laundry your washer tub can hold. 
  • HE machines are just that–high efficiency.  They use less water and energy, but too much detergent can cause the machine to sense the extra suds and begin a second rinse cycle.  That’s not very efficient. 
  • Using fabric softener for all types of clothing isn’t necessary.  Athletic wear doesn’t benefit from the agents in the softener and defeats the purpose of moisture-wicking fibers.  Hang those to dry.  Towels will be just as soft without softener and dried in the dryer.   
  • Letting stains dry is never a good idea.  Sure, we have powerful stain-fighters easily accessible, but not every stain comes out.  The American Cleaning Institute Stain Removal Guide has a solution for almost every stain under the sun! 
  • Hand washing labels are there for a reason:  those items need gentle treatment. If you don’t have time to soak and swish those pieces in the sink, use a garment bag and the delicate cycle on your machine, and air or hang to dry. 
  • Leaving zippers down can cause distress to the zipper and break them.  On the other hand, washing a shirt left buttoned up is more likely to lose those buttons because of the pull on the fabric. 
  • Extra bleach sounds like a great idea when items are especially dirty, but it will cause the fabric to yellow and break down much faster.  Use the recommended amount on the bottle. 
  • The high heat setting should not be your default drying cycle.  Save that cycle for towels and whites.  Clothes may take longer on the low heat cycle, but the lower temperature helps save your clothes from fading and shrinkage. 

Don’t forget to keep your dryer running smoothly by cleaning the lint screen after every load you dry.  Change your way of thinking about doing laundry–instead of a job, it’s a process!  It may add a few minutes to this chore, but you’ll benefit in longer-lasting clothes and less energy use, saving money in the end. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: homestructions

Trick or Treat Home Safety

October 15th, 2019 by tisner


It won’t be long before the streets of your neighborhood are filled with children, and some parents, will be costumed and carrying bags and buckets for Halloween treats!  Since many homeowners don’t regularly use the front entrance to their home, they may 
not think about all the little feet that will be tramping up the path to your door.  Make sure everyone has a safe trip for their candy by following these tips before October 31! 

  • Do your own walk-up to your front door, and examine everything, including the driveway and front steps.  Make sure there are no loose pieces or large cracks that can cause anyone to take a tumble.  Porch railings should be secure. 
  • Yard decor should be fixed securely so the wind can’t blow it over, or curious little hands cannot pull it down. 
  • Battery-operated LED tea lights are inexpensive and much safer to use in place of lighted candles.  Many options are available for LED’s, including a flickering light that is perfect for your jack o’ lantern. 
  • Speaking of lights, make sure that not only is your porch light switched on, but that the path you’ve created is well-lit. 
  • Decor that hangs from the trees is scary and fun, so make certain they are hanging at least ten feet from the walkway, making certain they don’t obstruct anyone’s view. 
  • Take an afternoon close to Halloween to be sure any shrubbery, trees or edging isn’t in the way of where trick-or-treaters must walk.  Inspect for loose branches in nearby trees and remove them. 
  • If you have room in the garage, consider parking the car there.  The folks that are coming and going would likely appreciate the extra room to pass others. 
  • A constantly-ringing doorbell or persistent knocking can cause your pets some distress and a lot of barking.  Confine them to a room, or even better, to their crate.  Check out these other great tips about your pets and Halloween from the ASPCA. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: amazon.com

Windermere Florida Real Estate Market Report for September 2019

October 10th, 2019 by tisner

The Windermere Real Estate Market Trends Report shows the average sales price was $535,664 in September 2019 compared to $556,006 in September 2018. Homes were on the market for an average of 59 days, compared to 52 last year. Homes sold for 98% of the list price.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Kissimmee Florida Real Estate Market Report for September 2019

October 10th, 2019 by tisner

The Kissimmee Real Estate Market Trends Report for 34741 shows 37 homes sold in September 2019 up from 30 in September 2018. The average sales price was $214,900 compared to $201,242 in September 2018 and homes were on the market an average of 37 days, up from 35 days in September 2018.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Celebration Florida Real Estate Market Report for September 2019

October 10th, 2019 by tisner

The Celebration Real Estate Market Trends Report for 34747 shows 135 homes sold in September 2019 compared to 126 in September 2018. The average sales price was $327,524 compared to $306,037 in September 2018 and homes were on the market an average of 58 days, compared to 104 days in September 2018.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Credit Card Mistakes You Might Be Making

October 8th, 2019 by tisner


There are practical
 uses for credit cards, such as rewards points, cash back on purchases, and airline miles to name a few.  Having a credit card can also have drawbacks if you’re not responsible with that piece of plastic.  Read on to see if you’re making any of these mistakes… 

  • Paying the minimum payment every month keeps your credit score in check, but the interest added to the balance can make a negative impact on your credit.  Pay as much as you can afford over the minimum billed amount, or, better yet, pay off the balance each month. 
  • Late payments not only damage your credit, but if you’re sending it late every month, the late fees and interest on the balance will max that credit card out, and it could take years to pay it off.  Set up an auto-pay plan or mail your payment a week in advance of the due date. 
  • Spending just to receive rewards is a good way to get you into credit trouble!  Sure, those rewards are great, but they’re usually a small percentage of your purchases.  The added interest will be far more than any rewards you’re seeking and will cost much more in the end. 
  • Cash advances may seem like help, but the interest on them starts as soon as that money is in your hand, and there are usually extra fees involved.  Cash advances are essentially cash loans and are treated as such.  Beware of “convenience” checks your card company offers to you because they are cash advances in disguise. 
  • Maxing out your balance, or worse, spending over your credit limit, is a good way to reduce your credit score.  The over-balance fees are tremendous, and not having any available credit left on the card will affect the credit utilization ratio. 
  • Tossing your statement without reading it can cause you to miss important announcements from the company, as well as fraudulent activity, or changes in your minimum payment due. 
  • Using your credit card at the grocery store or to pay utility bills will help in an urgent situation, but only if you can pay the full balance at the end of the month.  If you’re using a credit card for everyday purchases, it’s time to get your finances under control. 

Don’t let mistakes cost you money and a good credit rating!  Keep your balance less than 30% of your credit limit, maintain a manageable monthly payment, and your credit report will benefit.  Credit cards are good tools to use to build credit or keep your score high, but only if used wisely. 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Photo credit: thebalance.com

Teri’s CyberTips: October 2019

October 3rd, 2019 by tisner


Your October 2019 edition of Teri’s CyberTips is now available!

Highlights of this month’s edition are:

  • Hide Your Called ID Whenever You Want!
  • Shoo Jerk Calls Away From Your Cell Phone!
  • Stuff (You Already Have) To The Rescue!
  • The Do-All And End-All Repair Guide!

Click here for the full scoop on these great tips!

Happy Reading!

Put 4 Million Homes in the Palm of your Hand! Download Orlando Kissimmee Real Estate, LLC – Teri Isner’s mobile app here: http://app.kw.com/KW28G1031

Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
1170 Celebration Blvd
Suite 200
Celebration, Fl 34747

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