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Real Estate Trends: What’s the 2023 Fla. Outlook?

January 26th, 2023 by tisner

ORLANDO, Fla. – What should consumers, Realtors® and policymakers expect when it comes to Florida real estate over the next year? After the unexpectedly strong years of 2020 and 2021 despite an ongoing pandemic, Florida’s housing sector in 2022 was affected by rapidly rising inflation and higher mortgage interest rates, Florida Realtors® Chief Economist Dr. Brad O’Connor told nearly 500 Realtors during the recent 2023 Florida Real Estate Trends summit.

“Now, we expect the state’s residential real estate market to return to a more typical pace,” he said. “I believe 2023 will look more like the ‘traditional’ housing market years of 2018-2019 in Florida as supply and demand become more balanced.”

The event was part of this year’s Florida Realtors®’ Mid-Winter Business Meetings at the Renaissance SeaWorld Orlando. In addition to O’Connor, the summit featured John Leer, chief economist of Morning Consult, which uses high-frequency survey data to capture insights into consumer attitudes and concerns. Leer leads global economic research and oversees the firm’s economic data collection, validation and analysis. He is an authority on the effects of consumer preference, expectations and experiences on purchasing patterns, prices and employment.

It also included a panel of Realtors who use Florida Realtors’ SunStats resource regularly, sharing how it helps them in their business. Panelists were Peter West, broker/managing partner, Bishop West Real Estate; Kara Wisely, broker associate, Berkshire Hathaway HomeServices Florida Realty; and John J. Adams, president, Adams, Cameron and Co., Realtors. Jennifer Warner, Florida Realtors economist and director of economic development, served as the moderator.

Dr. Brad O’Connor, Florida Realtors chief economist

One major question currently on the minds of real estate professionals, homebuyers, home sellers and others: Is a price correction on the way?

“Well, prices are determined by both demand and supply,” O’Connor said. “Falling demand is only one ingredient needed for a large correction; we also need a flood of supply – in the last housing cycle, this came from overbuilding and foreclosures. And it’s unlikely that we’re going to see a flood of newly built homes on the market for several reasons. First, fewer home builders currently exist than in years past; builders are more conservative when it comes to taking on new builds; and home builds are taking longer to complete. Supply is also being affected by homeowners who don’t want to list their house and buy a different one because they’re likely to have to pay more on the next home due to higher mortgage interest rates.

“So it’s true some owners are feeling ‘locked-in’ to their current home and current mortgage rate, but it’s not all homeowners. We are seeing gains in inventory (active listings) and closed sales are continuing. And we are going to see some relaxing or easing in prices, but we’re not going to see a great drop unless or until we see more supply available.

According to O’Connor, inflation will continue to be a factor in 2023, though recent economic news shows the Federal Reserve’s action to fight inflation appears to be having a positive effect. Buyer demand in Florida in the coming months will continue to be challenged by insurance costs, mortgage rates – especially if rates start rising again to 7% or higher – and ongoing economic uncertainty that erodes consumer confidence.

“Mortgage rates will come down, but it’s all dependent on different factors,” he said. “All of the current forecasts on existing home sales in 2023 rely on where the 30-year mortgage rate is going to be, and that’s in flux.

Recent 2023 forecasts for U.S. existing home sales compared year-over-year to 2022 include:

National Association of Realtors® (12/13/22): Existing home sales fall 7.0% Y/Y in 2023

Fannie Mae (12/12/22): Existing home sales fall 21.1% Y/Y in 2023

Mortgage Bankers Association (12/19/22): Existing home sales fall 13.7% Y/Y in 2023

Redfin (12/6/22): Existing home sales fall 16.0% Y/Y in 2023

Realtor.com (11/30/22): Existing home sales fall 14.1% Y/Y in 2023

National Association of Home Builders (1/4/23): Existing home sales fall 15.7% Y/Y in 2023

O’Connor said, “In the first half of this year, I feel confident that we’re going to see home prices flatten out on average, and I think sales will kind of hug below the line of 2018 (closed existing home sales). I expect closed sales to hover a bit below the more usual pace of Florida home sales, such as what we saw in 2018. However, because home prices are much higher now than in 2018, we are still going to see a higher dollar volume of closed existing home sales, just not at the level of last year or in 2021 with dollar volume.”

Dr. John Leer, Morning Consult chief economist

How consumers are affected by the economy, inflation and other factors – or how they feel about what’s going on in the world around them – influences consumer confidence and factors into their buying decisions or saving habits, according to Dr. John Leer, chief economist for Morning Consult.

“In 2023, consumer confidence is starting to rise across most of the U.S. but remains far off from where it was a year ago,” he said. “It’s going to take a prolonged period of real wage growth and fairly stable policy outcomes for consumers to feel more comfortable and confident about the economy and their future. In December, consumers reported rising credit balances at the highest rates since tracking began. Research shows more consumers are finding it difficult to make ends meet at the end of the month, and the share of adults able to save each month continues to shrink.”

Leer pointed out this is a sign that consumers have been pushed to the brink and are having to pull back on spending as higher expenses erode their savings and sense of financial stability.

“While we’re seeing in the news that inflation is starting to cool, inflation is still impacting consumers,” he said. “They still feel and see that inflation is costing them more. Consumers are under financial stress and they’re trying to downsize their spending. Over the last two months, what we’re seeing is the outlook for the U.S. economy has really deteriorated, particularly among consumer fronts. Consumers have exhausted their sources of spending. We expect to see consumers continue to draw back from spending as small business and other sectors reduce hiring, expenditures and otherwise also contract.”

However, Leer also noted that housing and homeownership remain a top priority for many consumers. “Housing prices are beginning to flatten but continue to resist declines as buyer interest perks up,” he said. “Buyers are still waiting in the wings, interested in purchasing a home as soon as they’re able to do so financially. We continue to see that homeownership remains a strong goal for consumers, particularly for young adults looking to start a family and who feel secure in their jobs and ready for that next transition.”

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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By and photo credit: www.floridarealtors.org

Orlando State of the Market September 2022

October 27th, 2022 by tisner

Orlando Area Residential Real Estate Snapshot for September-2022

New Orlando Regional REALTOR® Association data shows interest rates surge as home sales see biggest drop since January 2022

State of the Market

  • September’s interest rate was recorded at 6.3%, a 19.5% increase from August when the interest rate was 5.3%.
  • Overall sales in September dropped by 18.3% for a total of 2,717 sales compared to 3,324 sales in August.
  • Overall sales dropped 28.3% in September 2022 compared to September of last year.
  • The median home price for September 2022 was recorded at $365,000, a decrease of 3.4% compared to August’s median home price, $377,750. This is the third month in a row that the median home price has fallen.
  • Inventory rose 1.8% in September, from 6,762 to 6,884. This is the fifth straight month of inventory increases.
  • Homes spent an average of 31 days on the market in September, jumping 14.8% from August when the average was 27 days.
  • New listings decreased by 27.1% from August to September, with 3,318 new homes on the market in September.
  • “We are starting to feel the impacts of rising interest rates on the Orlando housing market as they have more than doubled over the past 12 months,” said Tansey Soderstrom, Orlando Regional REALTOR® Association President. “Rising interest rates are causing buyers to be more cautious, resulting in fewer Orlando home sales for the month of September. This cooling off in sales does have an upside for buyers, as they now have the luxury of being more patient when looking for a home.”

Market Snapshot

  • Interest rates increased as the average interest rate for September was recorded at 6.3%. This is 120.9% higher than September 2021 when interest rates were 2.9%.
  • Pending sales decreased by 8% from August to September for a total of 3,838 pending sales.
  • 12 distressed homes (bank-owned properties and short sales) accounted for 0.4% of all home sales in September. That represents a 100% increase from August, when 6 distressed homes sold.

Inventory

  • Orlando area inventory increased by 1.8% from August to September from 6,762 homes to 6,884 homes. Inventory in September 2022 was 87.9% higher than in September 2021, when it was recorded at 3,664 homes.
  • The supply of homes increased to 2.53 months in September. This is the second month since June 2020 with over two months of supply. A balanced market is six months of supply.
  • The number of new listings decreased in September from August by 27.1% down to 3,318 homes.

ORRA’s full State of the Market Report for September can be found here.

 

Access Teri’s one-stop Orlando FL home search website.Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: www.orlandorealtors.org

U.S. Housing Market Collapse? Nowhere in Sight

August 4th, 2022 by tisner


The housing market has taken a few hits, such as a doubling of mortgage rates in 2022, but it remains solid even if legitimate news providers suggest doom and gloom.

NEW YORK – The rock-hard foundation of the U.S. housing market is suffering some cracks, but an outright collapse is nowhere in sight.

Regardless, sensational news headlines are reverberating like seismic tremors around the country. Here are recent inflammatory headlines from legitimate websites:

  • “U.S. home prices are about to tumble as demand for new houses ‘craters,’ an economist warns.” (BusinessInsider)
  • “Homebuilder confidence suffers near-record plunge” (Newsweek)
  • “Scary times: builders are slashing home prices and slowing construction as buyers pull back, survey shows” (MarketWatch)
  • “The housing market is entering the ‘most significant contraction in activity since 2006,’ says Freddie Mac economist” (Fortune)

Gloomy reports like these can be enough to make builders halt building. Or to prompt homebuyers to delay buying. Or to discourage mortgage brokers from lending.

In an unintentional collaboration, depressing news can have a chilling effect on the housing market. They create a negative tone.

In recent years, however, the real estate market has been resilient, through the ups and downs of the U.S. economy, through pandemics. On a national level, home prices soared 40% over the past two years, according to the Case-Shiller Price Index.

These price increases have been even bigger in Northeast Florida. And even more so in trendy places like Amelia Island, where a hearty demand outstrips a limited supply of houses and condominiums and raw land.

A new complication has clouded the housing picture in recent months, however. It’s the almighty Fed.

With its eye on cooling down inflationary prices, the Federal Reserve has embarked on a campaign of interest rate hikes. Therefore, borrowing costs have inevitably increased for homebuyers.

Meanwhile, the U.S. economy is sputtering, bordering on the brink of a mild recession. Inflation rages at the hottest pace in 40 years. However, employment is still healthy – contrary to most recessions. So there are mixed economic signals.

With U.S. stocks dipping into bear market territory, the economic backdrop for real estate has ultimately darkened. Homebuilding stocks have also cratered – a leading indicator of what potentially lies ahead.

“The market is adjusting to a new reality, with much lower sales volumes and far more inventory,” says Ian Shepherdson, chief economist at Pantheon Macro. “Prices, therefore, have to adjust to the downside, likely quite substantially.”

With Federal Reserve’s recent moves, mortgage rates have doubled from previous levels. As expected, mortgage applications have dropped off a cliff – to the lowest level since 2000.

The same level of decline has been seen in homebuilder confidence. A measure of this confidence dropped precipitously in July. Consequently, prices of new homes should follow a similar downward path, although the trajectory is the question.

The number of home listings remains low nationally. However, new listings increased at the fastest pace in five years, according to Realtor.com. And listing prices are being reduced in some red-hot markets (Austin, Las Vegas, Nashville).

But all these measures and statistics and sensational headlines must be put into context. Home prices are still near record levels, in most places. Here in Nassau County, prices are still at record levels, especially around Amelia Island.

Cracks in a foundation will usually spread over time. And only time will tell how the housing market endures, through the obstacles and challenges.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: www.floridarealtors.org and Steve Nicklas

Weekly Market Snapshot 4/20 – 4/27

April 28th, 2022 by tisner

 

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Stats courtesy of StellarMLS

High State-to-State Migration Boosts Orange County and Orlando Real Estate

March 9th, 2020 by tisner

Florida sees the highest levels of interstate migration across the US. And, of the Sunshine State’s most populous counties, Orange County received the highest number of such newcomers as a proportion of the population there. The county seat, Orlando, has flourishing industries and strong job market, and surely benefits from this influx of people and skills.

A recent study by STORAGECafe, a website that provides storage unit listings across the country, investigated the moving patterns of Americans who give up their home in one state for a new life in another. The data used was taken from the US Census. Additional data about the cost of interstate moving was obtained from United Van Lines, the largest full-service moving company in the US.

Florida’s Interstate Moving Trends

It’s hardly news that Florida, with its great weather and entertainment options, is a popular place to move to. The study found that in 2018 around 587,000 people moved there from elsewhere in the contiguous US—that’s a rate of 11 people every 10 minutes. The state that provided the most newcomers was New York, with 63,033, which is 11% of all the total incoming migrants. Next on the list were other regions to the north: Georgia (35,350), Virginia (31,798), Pennsylvania (31,712) and New Jersey (30,105). The study calculated that a New Yorker would need to pay between $3,900 and $4,300 to move the contents of an average 2-bedroom home to Florida.

Outbound migration, the number of people who left the Sunshine State for another one, was almost 471,000 during the same timeframe, significantly less than inbound migration. Floridians had little desire to set up home in New York State, with only 24,084 making that journey—about a third of those moving in the opposite direction. The states receiving the highest numbers of Floridians were Georgia (51,020), North Carolina (37,585), Texas (37,262) and Tennessee (26,724). The cost of moving to the first two of these states was calculated to be $3,400-$3,800 in both cases.

Orlando and Orange County Trends

Although in 2012 Orange County was only the fifth-most populous in Florida, with 1,169,107 people, in terms of inbound interstate migration it ranked third between 2013-2017 with 36,645 newcomers, behind Hillsborough (38,040) and Palm Beach (36,732) counties. When inbound interstate migration is calculated as a percentage of population, it can be seen that Orange County also scores highly relative to its size during this timeframe, growing by 3.13%. These figures can be seen in the table below.

Here’s a reminder of the many outstanding reasons why people might come and live in The City Beautiful! The Florida Department of Economic Opportunity’s non-seasonally-adjusted figures for December 2019 reveal that the unemployment rates for Orange County and the Orlando Metro area were low at 2.4% and 2.5% respectively, not higher than the Florida average of 2.5% and well below the national average of 3.4%. The fact that Orlando is classified as one of the state’s most hurricane-safe cities may be another factor that encourages people to move here.

Impact on Local Real Estate Markets

The positive impact of state-to-state migration on Orlando and can be seen in the buoyancy of the local real estate markets there. Yardi Matrix data reveals that the city is performing well compared both to Florida as a whole and to other metropolitan areas in the state.

In 2018 and 2019, 54 multifamily properties of 50 or more units were constructed in Orlando, with a total of 16,362 dwellings. No Florida city matched this activity: Miami built 52 properties with 14,217 units, while in the Tampa–St Petersburg–Clearwater metro area 35 properties were constructed with 8,507 units. At the beginning of 2020, Orlando residential rents averaged about $1,370, compared to $1,707 in Miami and $1,394 statewide in Florida.

In the self-storage sector, 36 properties were built in 2018 and 2019, with a total of 3,414,401 sq. ft. This compares very favorably with the rest of Florida, where only Tampa–St Petersburg–Clearwater saw great activity—45 properties with 3,925,182 sq. ft. At the start of this year, the average rent for a non-climate controlled 10×10 unit in Orlando was $100, whereas it was somewhat higher both in Florida as a whole and nationwide, $106 and $114 respectively.

The STORAGECafe study concluded that quality of living, business climate, taxes and the weather are major factors in deciding whether people choose to migrate to another state. (The state receiving the second-highest number of people moving interstate was Texas, which also has low taxes and plenty of sunshine, and California took third place.) While migrating across the country for jobs and better living conditions has slowly decreased over the last few decades, Orlando demonstrates that a vibrant city with plenty of employment and entertainment opportunities is still going to be a much-favored destination. There is clearly confidence in Orlando’s self-storage and property rental sectors, and yet prices are not as high there as in some nearby places—it can be concluded that The City Beautiful is a great place to move to right now.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

By: Aura Mogosanu, STORAGECafé, storagecafe.com

The Ultimate Guide to Solar Energy in Orlando Florida

May 24th, 2017 by tisner

With Florida on record as one of the sunniest states in the United States, logic follows that it’s also a key player in the solar energy industry. With solar jobs soaring and the sunlight flowing, The Sunshine State is definitely a hot spot for solar production.

A natural tourist destination, not only for its amusement attractions, but also for its weather, Orlando, Florida has seen substantial growth in solar interest in recent years. With a total of 236 days per year with sun, and solar energy installation prices significantly dropping every year, Orlando is prime real estate for solar energy generation.

Annual Climate

An average of 5.5 sun hours per day and 65% of the days being sunny per year, if you live in Orlando and are interested in installing solar panels on your home, you’re in luck. Some of the top solar companies in the industry are operating in your hometown. Not only is the price right (or better than it was a mere five years ago), but the incentives and rebates for installing solar panels on your home abound. Though it may seem like a lot of money up front, you’ll be rolling in energy savings in no time. And the less you have to rely on the grid for energy, the less money you’re shelling out to power companies per month.

Benefits of Going Solar in Orlando

You’ve seen the uptick of solar panel installation around Orlando. And, you’ve heard that even Disney World is partially powered by solar energy. Surely there are benefits to going solar. . .right? Absolutely! Being one of the sunniest cities in the nation, if you live in Orlando and are thinking about solar energy, consider this:

  • You can significantly limit your dependence on utility companies. Some people cut out the need for the utility companies all together.
  • Don’t be frightened by the cost. Instead, consider the return on investment in just a few short years. Most homeowners who install solar panels in their homes can expect an average of a 20% return on investment.
  • Your property value will instantly increase.
  • You’ll directly be contributing to reducing your carbon footprint through the use of clean energy.
  • On a larger scale, you’ll play a key role in the United States’ reduction on reliance on foreign oil. Needless to say, you’ll play an indirect role in benefiting the economy, the job market, and economic stability.

What Can You Expect to Save?

If you’re an Orlando resident and thinking of installing solar panels at your home, the great news is that you’ll start saving a significant amount – nearly $730 in the first year (approximately $60 per month)  – off your electricity bill. Even better than that? The amount you save will only increase year over year. On average, for Orlando residents,  yearly savings with solar energy systems is $1,100 per year.

Let’s take a look at an example. The average size of a residential solar system is 5 kW and the average cost of this size system is a little over $16,000. Based on average electricity costs in Orlando, available tax credits, loan options, and rebates, you’ll get nearly $5,000 back in the first year alone. Let’s face it, there aren’t many incentives like that around. Couple that with the fact that you’ll constantly be saving money each year until your system is paid off, and that once it’s paid off, you’ll be experiencing pure profit, and solar energy sounds pretty promising!

Driving Down Your Costs

Let’s break it down a little more. If you’re an Orlando resident, what kind of rebates and credits are available?

$9,409 Federal Tax Incentive
  • The Emergency Economic Stabilization Act of 2008 allowed for a 30% tax credit for installation of a solar energy system for all systems placed in service by December 31, 2016. Even though this rebate had recently expired, the federal government introduced an extension until December 31, 2019.
  • The Florida Renewable Energy Technologies and Energy Efficiency Act provides state-level rebates and incentives for installation of a solar system.
  • The Orlando Utilities Commission offers a rebate up to $900 for installing a solar energy system in your home.
  • If you are a Florida resident, you are exempt from paying state sales and use tax on your solar energy systems and related products.
  • You are eligible for an up to $1,000 rebate from select power companies.
  • Lastly, net metering is allowed within the state of Florida. Living in Orlando, installing a solar system, but still opting to be connected to the grid? That’s great news for you. Any unused solar energy generated from your personal system can be fed back into the grid and the utility company will give you credit for the solar power. What does this mean? Even if you use power from the grid, your monthly utility bill could be $0 based on energy credits provided by your local utility company.

Orlando Solar Companies

It’s no doubt that Orlando has experienced a boom in the number of available solar jobs. Some of the highest rated solar energy companies in Orlando, according to Yelp, include:

  • Everything Solar
    • “Turning Daylight into Dollars” is this company’s logo. A licensed Florida solar company, this full service technology company has been designing, servicing, and installing solar systems for over 20 years in the greater Orlando area, including Volusia, Orange, Seminole, Osceola, Lake and Polk counties.
  • Superior Solar
    • Specializing in solar electric, solar pool heating, and solar hot water, this Central Florida company claims to “shrink your energy bills” and was named as the #1 Solar Contractor in Central Florida by Solar Power World.
  • Simply Solar Services
    • This Florida-based, design-build firm specializes  in Solar Power for commercial and residential applications, offering innovated and tailored designs plus accurate installations.
  • Universal Solar
    • This company is dedicated to helping you save money and helping the environment. Universal Solar specializes in residential and commercial solar systems, including solar electric, solar hot water, and solar heating for pools. They serve all of Central Florida – Orlando, Kissimmee, Windermere, Mt. Dora, Sanford, and beyond.
  • Bob Heinmiller Solar Solutions
    • Orlando Florida’s Solar Solutions provider, Bob Heinmiller has over 20 years experience as a licensed and insured Air Conditioning and Electrical Contractor serving the greater Orlando area and is also an authorized installer for Solarworld solar products for homes and businesses.
  • Solar-Ray Inc.
    • Solar-Ray Inc. is the only NABCEP accredited photovoltaic installation company in FLORIDA! And one of only 6 in the USA.

However, if you’re not satisfied with this selection, know that there are 20+ solar companies servicing the Orlando area.

In general, the use of solar energy can benefit Orlando residents in a number of different ways: a.) using solar energy to power your water heater; b.) using solar energy to heat your swimming pool; c.) using solar energy to power your house; and d.) using solar energy to power attic ventilation fans.

While each company is different, most companies will offer a couple of different payment options for installing a residential solar energy system. The most common methods of payment include:

  • Purchasing it outright
  • Financing your system

If you opt to finance your system (which most people do because of the upfront cost associated with paying for your panels), solar loans are a popular option. Similar to a car loan, solar loans are actually the best option to go. The difference? When you pay back a car loan, you are paying down the debt. With a solar loan, you are paying down the debt, but you’re also making money on top of it based on your monthly energy savings. Another great benefit? You still get to participate in all of the available rebates and incentives – having a solar loan does not make you exempt from enjoying those benefits. It’s a win-win situation for all.

By and photo credit: evergreensolar.com/installers/FL/orlando

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Things To Do Orlando: 30th Annual Orlando Carnival

May 22nd, 2017 by tisner

Orlando Carnival

May 28, 2017

12:00 PM to 10:00 PM

1 Citrus Bowl Place
Orlando, FL 32805

 The Original Orlando Carnival Association will host the 30th annual Orlando Carnival. Carnival is a family-friendly festival filled with pageantry and a weekend of parties will celebrate the culture of the Caribbean. Festival goers are in for a great treat. The Carnival Celebration includes music, arts and crafts vendors and more.

EVENT WEBSITE

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Kissimmee FL Home For Sale: 1935 Grove Ct

May 5th, 2017 by tisner

Kissimmee FL Home For Sale:

1935 Grove Ct, Kissimmee FL 34746

MLS# O5506507

VIRTUAL TOUR

You have found a hidden gem full of sophistication. A one of a kind private paradise designed by a World Class architect. A short drive down the private lane to tranquility and privacy. You will be greeted by Four Seasons comfort and a large front porch fit for summer day dreaming. The main floor offers a fabulous flow for entertaining yet quietly enveloping for daily living with gleaming ceramic wood floors. A forgotten elegance returns to mealtime as guests leisurely dine. A Zen den is waiting as a private office or guest room. The kitchen by GE Profile will inspire the chef in your family. Space? Need to stretch out and relax? This family room will inspire. Stay awhile the center courtyard has plenty of room to entertain in uncrowded comfort. The main suite provides a soothing oasis of special conveniences, an inviting personal retreat with a luxurious bath. Wait until you see the upstairs living retreat. The spacious family room designed for informal gatherings is “out of sight”! This will be the “fun center” for you and your guests. A 2nd Master complete with full bath and walk-in closet. Extend your enjoyment to the backyard, set up an outdoor screen for movie watching, sip lemonade by the solar heated pool or host a BBQ on the expansive patio. Make a splash or relax with casual poolside living. This backyard is big enough for croquette or badminton. This home is a must see and sure to be an experience you will not soon forget. Complete with Beauty Warmth and Value don’t miss out! Come look inside today.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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The Disney Castle by LEGO Now Available At Disney Parks

December 13th, 2016 by tisner

The Disney Castle by the LEGO Group is now available in select merchandise locations at Disney Parks. This highly detailed model contains over 4,000 pieces and comes with an array of exciting Disney-themed features and functions. We recently used some Disney magic to see how quickly we could build this incredible new model.

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Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Access Teri’s one-stop Orlando FL home search website.

 

Things To Do Orlando: Christmas in the Park

November 28th, 2016 by tisner

christmas in the park

 

 

  • December 01, 2016
  • Location: The Charles Hosmer Morse Museum of American Art
  • Address: 445 North Park Avenue, Winter Park, FL 32789
  • Time: 6:15 p.m.– 8 p.m.
  • Admission: Free
  • Phone: 407-645-5311
  • Event Website

Description: Kick off the holiday season in Winter Park at the Morse Museum as it lights up the Tiffany windows in Central Park and presents the Bach Festival Choir and Brass Ensemble in concert. This December is the 38th annual celebration of Christmas in the Park, an event started by Hugh and Jeannette McKean, the Morse Museum’s benefactors, in 1979 as a way to share a part of their rare Tiffany collection with the public in an informal setting.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Teri Isner, CIPS, CRS, GRI
Keller Williams At-The-Lakes
1170 Celebration Blvd
Suite 200
Celebration, Fl 34747

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