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Average homeowner gained $12K in equity in 3Q

December 14th, 2018 by tisner

Average homeowner gained $12K in equity in 3Q

NEW YORK – Dec. 10, 2018 – Homeowners are still finding plenty of equity in their homes, but the gains are slowing. The average homeowner gained $12,400 in home equity between the third quarter of 2017 and the third quarter of 2018, according to CoreLogic’s latest Home Equity Report. However, that’s lower than the more than $16,000 year-over-year gain in equity reported in the second quarter, CoreLogic notes. The report found that homeowners with a mortgage saw their equity rise by 9.4 percent over the past year.

The average Florida homeowner also saw a gain in 3Q 2018, but it lagged the overall U.S. average a bit at $10,000.

“On average, homeowners saw their equity increase again this quarter, but not nearly as much as in previous quarters,” says Frank Nothaft, CoreLogic’s chief economist. “The lower year-over-year gain reflects the slowing in appreciation.”

Still, nearly every state posted an increase in equity among homeowners in the third quarter. Western states saw the most significant increases in the third quarter, according to the report. For example, California homeowners recorded an average gain of about $36,500 in home equity in the third quarter; Nevada homeowners saw a $32,600 uptick.

Source: CoreLogic

© Copyright 2018 INFORMATION INC., Bethesda, MD (301) 215-4688

https://www.floridarealtors.org/NewsAndEvents/article.cfm?id=374968

Maurince Pierre, Realtor 

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Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Utilize Your Space

December 11th, 2018 by tisner

utilize your space

The large dining room, family room or bonus rooms was one of the things that sold your house to you.  Despite our good intentions, though, those rooms sometimes end up being used for storage, folded laundry, or just not being used altogether.  Use these ideas to inspire you to get these rooms ready to spend more time in: 

Extra Bedroom 

Most extra bedrooms end up being the guest room, whether you have guest often or not.  Turn that room into a dual-purpose room; use a daybed with trundle or a wall bed so you’ll have more space in the room for other things. 

  • Set up a home office or study space for the kids. 
  • Add a small double-leafed or card table, use stackable or folding chairs, install some shelving, and have the room serve as the game/play room.   
  • If your children like to invite friends over for video games, hang a flat screen on the wall, a small shelf for their game console, lay a cushy area rug on the floor, and purchase bean bag chairs, slip chairs are large floor pillows for seating. 
  • Create a reading room with a small bookshelf, a comfy chair, blanket, small side table and lamp. 

Bonus/Flex Room 

You couldn’t wait to start decorating and using your extra room, but you’re stumped on exactly what to do.   

  • Get the television out of your living space, get some affordable seating, and create a home theater.  
  • Do you have a musician in the family?  Soundproof the walls, add extra electrical outlets, and clear the floor for your own concert hall. 
  • Give your workout equipment a home in the extra room, use a small television for workout entertainment, install a comfortable bench, hooks for small towels, and include a small fridge for water and smoothies when you’re finished with exercising. 

Not Just for Dining 

Busy families don’t always have time for a sit-down meal at the dining table, but there’s no need to use it for special occasions. 

  • Use one end of the table for office space.  A dining room is less busy than other rooms, and you can get more done there without distractions.  Use a laptop for the space, take advantage of wireless printing, and use part of a china cabinet for supplies so you won’t fill the room with office clutter. 
  • Consider using a smaller table or remove the leaf from a large table.  Place some comfortable seating at one end of the room, add a sideboard to use for a coffee/tea bar, and have an after-dinner seating area. 
  • If your home lacks an extra living area, why not use it for family time instead of a dining area?  Treat the space as you would a den, and furnish it with sofa, chairs, and television for a cozy family room. 

There are no rules that say a room must be used for what the blueprint says.  Your home is just that–your home.  You know best how you and your family can use a space.  It doesn’t have to cost a lot; shop thrift shops and tag sales, or use what you already have.  You can add extra space to your home without picking up a hammer and nail!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: fallhomedecor.org

Removing Carpet

November 20th, 2018 by tisner

home flooring options

Homeowners of houses built in the wall-to-wall carpet phase may be pleasantly surprised to learn that there is hardwood flooring beneath rug.  If you’ve pulled up a corner of the carpeting and found just that, or simply want to remove the old carpet before new is installed, DIY’ing this job is a good idea, but be ready–here are a few tips for removing wall-to-wall carpeting: 

  • You’ll need a few things–heavy duty trash bags, protective gloves, sharp utility knife, dust mask, and a crowbar, and for removing padding glue or staples, a flat floor scraper or padding adhesive remover. 
  • Remove all the furniture from the room, as well as floor vents, and any under shoe molding.  Vacuum very well to remove as much dirt and dust as possible. 
  • If there is a room door that swings inward, take the door off the hinges to keep it out of the way. 
  • Suit up with the dust mask and the work gloves, and start in a corner, pulling a section back with the crowbar, taking care to be mindful of the tack strips that can be holding down the carpet around the perimeter of the room. 
  • Once you’ve pulled the carpet back, fold it over, and, using the utility knife, cut a section of carpet from the back side for easier going. (Cutting the large rug into sections makes it much more manageable than rolling up the whole piece.)  
  • Remove the tack strips with the crowbar if you have hardwood floors under the padding that you plan on refinishing.  Start in the middle of the strip, loosening the nails, and work towards the ends. 
  • After the tack strips are out, tackle the padding.  Pull it up, cutting into sections the same way the carpet was cut. 
  • Some padding is installed with adhesive, and some is stapled to the floor.  If there is glue remaining on the floor, follow the instructions on the carpet padding adhesive remover to get the glue off the flooring. The staples can be removed with the floor scraper. 
  • Remember that if you’re planning on recarpeting the floor, leave the tack strips in place, and remove the padding anyway, as most installers require new padding to be put down. 

Call your local municipality to find out how they would like for you to dispose of the old carpet, because the large amount may not be able to be picked up by the regular truck.  Don’t hesitate to ask about recycling programs that are available, as virtually all carpeting can be recycled.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: plushardwoodflooring.com

Windermere Florida Real Estate Market Report for October 2018

November 15th, 2018 by tisner

The Windermere Real Estate Market Trends Report shows the average sales price was $557,315 in October 2018 compared to $691,795 in October 2017. Homes were on the market for an average of 74 days, down from 82 days last year. Homes sold for 97% of the list price.

Windermere Florida Real Estate Market Report for October 2018

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Kissimmee Florida Real Estate Market Report for October 2018

November 15th, 2018 by tisner

The Kissimmee Real Estate Market Trends Report for 34741 shows 46 homes sold in October 2018 up from 45 in October 2017. The average sales price was $192,568 compared to $174,158 in October 2017 and homes were on the market an average of 47 days, equal to 47 days in October 2017.

Kissimmee Florida Real Estate Market Report for October 2018

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Get These Fall Jobs Done

November 13th, 2018 by tisner

fall home maintenance tips

The weather is cooler, but the days are still long enough to get some regular Fall maintenance done.  Get your home prepped for cooler weather now so it won’t be a problem later.   

  • Clean gutters before the leaves fall so they won’t get clogged.  Consider installing some gutter protectors so the coming leaf drop won’t cause further problems. 
  • Raking leaves is a job many don’t care for, but if you do, and plan on burning them, check with your local government offices or HOA guidelines to make certain it’s allowed.  If not, it’s best to bag them for curbside pick-up, or find a gardening neighbor that would appreciate the extra composting material. 
  • After you’ve mowed and raked one last time, fertilize the lawn.  The roots are still active, and the extra nutrients will help the grass overwinter safely. 
  • Speaking of using the lawnmower one last time, drain the fuel and oil from gas-powered equipment, and clean them well.  This Old House offers some excellent tips on putting up the lawn mower for Winter. 
  • Give the roof a good look and replace broken or missing shingles. 
  • Check windows and doors–inside and out–for drafts and apply weather-stripping or caulking where it’s needed.  Today’s Homeowner has a video that shows us how to apply caulk around our windows. 
  • Call your HVAC serviceperson, and have the heater checked and serviced, if necessary.  Go ahead and make sure your filters are new–buying them in bulk keeps you from having to remember to get one every couple of months and saves you money. 
  • If you use wood for heating, hopefully it’s already cut and seasoned.  Store it at least 30 feet from the house, covered, unless you bring it in a few days before you burn it. 
  • Turn off your sprinkler system timer, shut water off at the main, and drain the system. If you’re not able to drain it yourself, it may be worth the money to hire a pro to blow the pipes out and drain the sprinkler heads. 

It may take a couple of weekends to get all of these done, but all are important to do, and hopefully save you from a headache and spending a lot of money later in the Winter.  Some of these chores could be done by a teenager looking to earn a few extra dollars, and they can learn something in the process. You’re never too young to learn about taking care of your home.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: ourmidland.com

National Fire Prevention Month

October 30th, 2018 by tisner

Image result for fire prevention

It’s the time of year to check not only your battery-operated smoke alarm, but anything you have in your home that could start a fire if not properly used and maintained.  This is also the time to talk with your family about your emergency plan in case of a fire.  These tips will get you started: 

  • Every kitchen should have an easily-accessed fire extinguisher.  If you don’t have one, purchase one, and if your old one hasn’t been serviced recently, call an official inspector to make sure yours is in good working order. 
  • Smoke alarms are a must!  Older smoke detectors can be sensitive and go off while someone is cooking, and we inadvertently disconnect the battery to stop that, and forget to reconnect them.  More recently-produced types have a sensitivity button that can reduce that problem for a set period of time and return to normal after the time is up. 
  • Homes with more than one story should have an escape ladder close to an easily-accessed window on the upper floor.  Safewise.com has a list of their best-rated ladders, and offers tips for choosing the right ladder for your home. 
  • Don’t overload electrical outlets, and use extension cords only on a temporary basis.  If you need more outlets, call an electrician to install them.  The cost of this greatly outweighs the cost of a fire. 
  • A visit from an electrician is also warranted if you have outlets that spark when you use them, lights that flicker, or a circuit breaker that trips regularly. 
  • Clean your dryer’s lint screen after each load, and keep the vent and back of the dryer clean from lint build-up. 
  • Have chimneys and furnaces checked out before you use them to make sure they’re clean and in good working order.  If you use a wood fireplace, make sure the screen protector has no holes, and use only a flame-retardant rug in front of the hearth. 
  • While cooking, don’t leave the kitchen, and even though your children may like to help, have their station set up far from any hot items. Keep towels and paper products away from anything hot, and don’t leave cooking oil unattended. 
  • Although it isn’t very common, lightning can cause a house fire.  Lightning rods may seem like an outdated tool, but they are not only helpful for redirecting lightning and prohibiting a fire, they can save your electronics from lightning damage.  Lovetoknow.com describes several different types of home lightning protection styles, and how they all work. 

Most importantly, you need a family fire plan, and everyone should be familiar with this plan.  For tips and a guideline to setting up your own fire escape plan, consult this page from the National Fire Protection Association, where you can find free printable tools to make your planning process go smoothly.  No amount of time taken to put a plan into place and practice is too much when it comes to protecting your home and family from a fire.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: Army

Appraisal Prep

October 23rd, 2018 by tisner

mortgage-lending process

The mortgage-lending process has several steps, and one of them is the appraisal.  Lenders require an unbiased valuation of the home that’s being sold, and the appraiser will not only look at sales of similar homes in the area, they’ll look at the property itself. Here are several things sellers can do to get ready for the process, and maybe even improve the appraisal value of the property. 

Outside 

  • Start your once-over outside, and make sure your front and back yards are neat and clean of debris.  Check fencing for any damaged places and repair them.   
  • Small improvements are best for the look of your landscaping:  fresh mulch, some new plants, and a recent mow and trim work. 
  • The siding of the house should look great:  no peeling paint, no broken or missing vinyl siding, no rotting wood.  
  • Check condition walkways and steps, making sure nothing is in disrepair or needs replacing. 
  • Make certain windows are in good working order, with no rotting sills, cracked glass or peeling paint. 
  • Decking and porches should be in safe condition. 
  • Check the roofing for missing shingles or bad spots. If your roof has had any recent repairs, have that information ready for the appraiser to take note of.   

Inside 

  • Walls should look great–no permanent marks or cracks.  If you see a problem that needs repair, have the work done, or you’ll need to allow the buyer to have a credit to make the repair. 
  • Flooring that’s worn, soft, cracked, scratched or stained won’t make a good impression.  Clean the carpets, and make repairs to any hardwood, tile or linoleum. 
  • Bathroom fixtures should be clean and in good working order. 
  • In the kitchen, that sagging cabinet door needs to be set right, and faucets and plumbing should be in good shape. 
  • Odors can signify a problem:  pet odor can be taken care of with some elbow grease and deodorizing cleaners, and if mold is an issue, have that erased by a mold-cleaning specialist.  If it’s just general bathroom mold, there are plenty of household cleaners to remedy that. 
  • Ceiling stains can be a sign of a leak.  If you’ve had that repaired, have that information available for the appraiser, and paint the ceiling. 

The appraiser will be looking at general things, but if something costs $500 or less to repair, take the chance that it will improve the value of the property.  Don’t go replacing a working 10-year-old HVAC unit that you’ve kept maintained, as that won’t necessarily add to the appraisal value.  Have other major repair paperwork ready for the appraisal appointment and allow the expert to walk around and do their assessment.  The buyer already likes your house well enough to make an offer, and you’ve likely already done the work to make your home sell.  Maintain your house during the showing process, and it will benefit you come appraisal time.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Photo credit: qualityscarpeitshoppy.com

Windermere Florida Real Estate Market Report for July 2018

August 16th, 2018 by tisner

The Windermere Real Estate Market Trends Report shows the average sales price was $600,632 in July 2018 compared to $584,461 in July 2017. Homes were on the market for an average of 74 days, down from 82 days last year. Homes sold for 97% of the list price.

Windermere Florida Real Estate Market Report for July 2018

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Kissimmee Florida Real Estate Market Report for July 2018

August 16th, 2018 by tisner

The Kissimmee Real Estate Market Trends Report for 34741 shows 49 homes sold in July 2018 up from 39 in July 2017. The average sales price was $184,354 compared to $162,155 in July 2017 and homes were on the market an average of 31 days, down from 62 days in July 2017.

Kissimmee Florida Real Estate Market Report for July 2018

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

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