Scythian tops the line–up of talented bands that showcase their Irish roots through lively music and dance during the Mighty St. Patrick’s Festival at Raglan Road Irish Pub & Restaurant – March 13^th –17^th. The most authentic St. Patrick’s Day celebration in Central Florida also will feature inventive cuisine by Irish celebrity chef Kevin Dundon, host of the TASTE Award-winning PBS and Create TV cooking show, “Kevin Dundon’s Modern Irish Food.” Raglan Road guests ready to “get their green on” can participate in festivities that run from 4pm until 1.30am March 13^th and from noon until 1.30am, March 14th–17th.

Enjoy performances by Scythian, $3 Band, Reel Ó Gránde, Drops of Green, The Brayzen Heads, The West Coast Trio along with our award winning Irish Dancers

On St. Patrick’s Day guests will be seated on a first come, first served basis. A cover charge of $10 will apply to each guest 18 and over.

WHEN:  March 13-17, 2015
WHERE:  Raglan Road Irish Pub
COST:  $10

Visit the Event Website for more information.

Information courtesy of Orlando Real Estate Expert Teri Isner and the Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website. Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale. You deserve professional real estate service!

You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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This blog is not about quick and easy profits! True wealth building rarely is. It’s about steadily increasing your net worth over time. It is not about speculative investments to get rich quick. It’s about how to build meaningful wealth while enjoying your home.

There are many variables and moving parts to the home ownership puzzle. But, it’s not brain surgery either. Home ownership is possibly the most accessible means of building wealth that is available to the general public, non-investors, and average middle-class Americans. Here’s how to make it work…

Rule # 1: Consider the “5-year Rule” before you decide to buy.

Don’t consider buying a home unless you plan to own it for at least 5 years. That is because the wealth building cycle starts very slowly during the first 5 years.

After 5 years, the wealth building cycle begins to accelerate. Selling before then may cause you to lose money because you won’t necessarily get back all the up-front costs of buying.

Rule # 2: Make sure you don’t pay too much when you buy!

Any retailer will tell you they make their profit when they buy. That’s because consumers in the marketplace will dictate the final sale price. The retailer can’t control that. The retailer can only control what he pays for an item. The difference between what he pays and what he can sell it for is his profit.

It’s the same with housing. Get proof of the current value of the property you’re buying by researching the comparative values (“comps”) of similar properties actually sold recently. These are available for free from your Realtor.

Rule # 3: Shop to get the lowest interest rate you can.

But, don’t accept fancy terms of a loan like adjustable rate mortgages (ARM) or deferred (balloon) payments. A fixed rate over the length of the loan is more preferable so you know what to expect over time. Remember, this is about wealth building, not speculative investing!

Rule # 4: Pay for a professional home inspection after you are under contract.

Then be insistent that everything is in top condition before you buy. Remember, there are a lot of moving parts. You must minimize how many of them are likely to breakdown soon after you buy.

Watch for Building Wealth With Home Ownership 102 for rules to follow while you own.

Information courtesy of Orlando Realtor Teri Isner.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Davenport FL Home For Sale:

712 Brayton Lane, Davenport FL 33897
MLS# 05345715

Endless Possibilities!

The kitchen is truly the heart of this home adjoining both the family room and the formal dining / living areas. What an ideal open floor plan designed for those who like to cook and entertain at the same time. Center island, ample cabinetry, closet pantry, and an eat-in dinette area showcase the large kitchen. Multiple living spaces provide endless possibilities. Do you prefer traditional formal living and dining with a casual den, or does a home office and game room better fit your lifestyle? The options are yours to envision. Split bedrooms offer privacy. The master bedroom retreat includes a generous walk-in closet and en-suite bath. Enjoy a spa day at home in the master bath with its large vanity, luxurious garden tub and separate shower. Legacy Park is conveniently located near shopping and is only a few minutes from Disney. Easy access to I-4 puts the beaches of Tampa / St Pete within a short one hour drive to the west and NASA’s space coast beaches only one hour to the east. Location and the home’s features make this one well-suited as a primary residence or as an investment property.

Marketed by Orlando Realtor Teri Isner, Orlando Avenue Top Team.

Buying a property through a short sale can be financially beneficial. But, as a real estate buyer, you need to go into the process understanding your market! That means having a knowledgeable realtor and attorney.

A homeowner is “underwater” with their mortgage when they owe more than the value of their home. The term “short sale” comes from the situation where the proceeds from a sale are less than, or “short” of, the amount of debt.

Lenders are motivated to allow a short sale when they perceive it will create more net income than a foreclosure. Sellers are motivated because it puts them in more control of timing, and causes less damage to their credit than foreclosure.

For the buyer, a short sale means a purchase price that is discounted from the normal sale price. However, the market situation with short sales is very specific to your state and your market. Here are some trends across the country…

25% of US homeowners with a mortgage are underwater. That is 10.7 million homes! That percentage is down from 28% in September 2012. It is important to note that 8.3 million of those homes are on the edge of being underwater with a LTV ratio of 90%-110%. The other 2.4 million have an average LTV ratio of 125%.

A primary factor helping that downward trend is a decline in investors’ interest in short sales. A decline in investors buying at discount means prices are moving upward. Increasing prices means increases in value, which means increases in equity for the homeowners.

However, according to RealtyTrac.com it will take years, not months, for the 125% LTV owners to recover enough equity to allow them to sell. That means the short sale opportunities for buyers will be available for a while.

As a buyer of a short sale, be aware the process takes time. All parties have many more documents to review and approve. Your due diligence will take longer. And the process leading to a closing will take longer.

Make sure you are working with a Realtor and an attorney who have experience with short sales in your market. One way to qualify a Realtor is to know they are trained as a Certified Distressed Property Expert (CDPE). That means they have specific training in streamlining short sales. It is not mandatory, but it is a valuable credential.

At least, make sure your Realtor and attorney have actual experience with short sales. Go into the process with a lot of patience.

Information courtesy of Orlando Realtor Teri Isner, Orlando Avenue Top Team.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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While the number of for sale by owner transactions is on the decline, approximately 9 percent of sellers decide to go it alone and forego outside help from a Realtor®. Typically those that go this route have extenuating circumstances, such as already having a relationship with the buyer (which happened in 40 percent of recent FSBO sales, according to National Association of Realtors® data). However, NAR’s 2013 Profile of Home Buyers and Sellers shows that most sellers benefit from the outside help of a knowledgeable advocate when selling their home. Aside from being experts in the field, Realtors® have the time, know the market and needs of the potential buyers, bring an objective and fresh perspective to the seller, understand the complexity of all of the processes involved, and have the ability to attract qualified buyers.  It’s because of these reasons that sellers using a Realtor® tend to get more for their homes, according to NAR’s report.

Let’s look at how many sellers sold their homes with a Realtor in August.

Orange County Real Estate Sales Statistics – August 2014

Orange County saw 88 fewer homes sold in August 2014 than August 2013, a 5 percent decrease. The average sales price increased by 1.5 percent and the median sales price increased by 4.8 percent from August 2013.  Market times increased by 8 days or 15 percent.

Osceola County Real Estate Sales Statistics – August 2014

Osceola County home sales decreased 88 homes, a 14 percent decrease. Prices increased with the average sales price up 9.1 percent and the median price increased by 8.4 percent.  Market Times increased by 5 days compared to August 2013.

Seminole County Real Estate Sales Statistics – August 2014

Seminole County residential sales decreased by 3.6 percent with 26 more homes sold in August 2013. The average sales price increased 4.3 percent and the median price increased by 9.3 percent. Market times increased by 4 days or 7.6 percent.

Lake County Real Estate Sales Statistics – August 2014

Residential sales in Lake County increased with 36 additional homes sold, a 7.2 percent increase. The average sales price increased by 9.9 percent, and the median sales price increased by 12 percent for the month compared to August 2013.  Market times increased by 7 days or 8.1 percent.

Polk County Real Estate Sales Statistics – August 2014

Polk County saw 37 additional homes sold in August 2014 compared to August 2013, a 4.8 percent increase.  The average sales price increased by less than 1 percent, and the median sales price increased by 9.2 percent.  Market times dropped 1 day compared to August 2013.

It’s still a great time to get your best price on an Orlando home.

Teri Isner

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Orlando FL Real Estate Market Trends for Orange, Osceola, Seminole, Lake and Polk counties.

Orange County Real Estate Sales Statistics – July 2014

Orange County saw 56 fewer homes sold in July 2014 than July 2013, a 3.1 percent decrease. The average sales price increased by 9.3 percent and the median sales price increased by 10 percent from July 2013.  Market times increased by 7 days or 14 percent.

Osceola County Real Estate Sales Statistics – July 2014

Osceola County home sales decreased 31 homes, a 5.6 percent decrease. Prices increased with the average sales price up 3.5 percent and the median price increased by 5.3 percent.  Market Times increased by 20 days compared to July 2013.

Seminole County Real Estate Sales Statistics – July 2014

Seminole County residential sales increased by 2.1 percent with 15 more homes sold in July 2014. The average sales price increased 8.8 percent and the median price increased by 7.6 percent. Market times increased by 4 days or 7.8 percent.

Lake County Real Estate Sales Statistics – July 2014

Residential sales in Lake County decreased with 36 fewer homes sold, a 6.6 percent decrease. The average sales price increased by 5.5 percent, and the median sales price increased by 7.7 percent for the month compared to July 2013.  Market times increased by 4 days or4.3 percent.

Polk County Real Estate Sales Statistics – July 2014

Polk County saw 37 fewer homes sold in July 2014 compared to July 2013.  The average sales price increased by less than 1 percent, and the median sales price increased by 4.3 percent.  Market times increased by 6 days compared to July 2013.

It’s still a great time to get your best price on an Orlando home.

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!

Take a look at sales figures in the Orlando FL real estate market for May 2014.

Orange County Real Estate Sales Statistics – May 2014

Orange County saw 241 fewer homes sold in May 2014 than May 2013, less than 1 percent decrease. The average sales price increased by 22 percent and the median sales price increased by 19 percent from May 2013.  Market times decreased by 13 days or 9 percent.

Osceola County Real Estate Sales Statistics – May 2014

Osceola County homes saw home sales decreased by 45 homes, a 7 percent increase. Prices increased with the average sales price up 27 percent and the median price increased by 22 percent.  Market Times decreased by 1 day compared to May 2013.

Seminole County Real Estate Sales Statistics – May 2014

Seminole County residential sales decreased by 4 percent with 29 fewer homes sold in May 2014. The average sales price increased by less than 1 percent, and the median sales price increased by 5 percent compared to May 2014 levels. Market times decreased by 9 days or 7 percent.

Lake County Real Estate Sales Statistics – May 2014

Residential sales in Lake County decreased with 12 fewer more homes sold, a 2 percent decrease. The average sales price increased by 6 percent, and the median sales price increased by 7 percent for the month compared to May 2013.  Market times decreased by 26 days or 14 percent.

Polk County Real Estate Sales Statistics – May 2014

Polk County saw 16 fewer homes sold in May 2014 compared to May 2013.  The average sales price increased by 5 percent, and the median sales price increased by 4 percent.  Market times decreased by 22 days compared to May 2013.

Access Teri’s one-stop Orlando FL home shopping website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.

You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

Get Orlando Daily News delivered to your inbox! Subscribe here!