January 10th, 2023 by tisner

If you have recently purchased a new house and you would like to fill it up with new furniture you have likely found that it can be quite the overwhelming task and an expensive one as well. There are a few money saving ideas for furniture shopping that can help you out quite a bit in your search for new furniture and those have been listed below.
- One good thing you can do to help you save a bit of money when furniture shopping is to call a few of the stores you are going to be visiting ahead of time. This way you can find out if they have prices you can afford and also if they have brand names that you are interested in. This can save you a little bit of time and money so that you don’t waste it traveling long distances.
- Another money saving idea for furniture shopping is to make sure to look at every piece of furniture that the store has by walking the entire shop. Many times there are clearance items or items that perhaps are slightly damaged in the store but they are not out for all to see. Do your due diligence and walk the entire space so you don’t lose out on any good deals.
- Yet another good way to save money when furniture shopping is to purchase consignment furniture. You can find lots of really nice pieces by shopping consignment.
- If you find a piece of furniture that you have your heart set on do your best to bargain with the seller. You never know unless you ask.
- Shopping estate sales is another way to get good prices on furniture. Many times you can get pieces at estate sales that are worth much more than you pay for them so you can make your home look very nice.
- Lastly if you want to save a good amount of money on furniture why not refinish what you already have! Old furniture can become new again if you are able to successfully refinish it.
Hopefully this list of money saving ideas on furniture buying has gotten you thinking in the right direction before you begin making your purchases. Now get out there and save some money and furnish your home with beautiful new furniture.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Tags: bargain shopping, furniture shopping, home furnishings, homeowners, homeownership, Money Saving Ideas for Furniture Shopping, orlando avenue top team, Teri Isner
Posted in Home Tips from Teri | No Comments »
September 27th, 2022 by tisner

Summer is over, and for most gardeners and those who love to work in the yard, it is time to tidy things up to prepare for cooler weather. It’s the best time to prepare for next year, even though the next planting season is months away. Get to work for a head start on Spring.
Vegetable Garden
- If you still have tomatoes or peppers ripening, either take up the plants and hang in a cool place to let them ripen on the vine, or protect them from frost with burlap or row covering over their stakes.
- If you have cool weather plants, make sure they’re getting plenty of water, and leaving them to grow until after frost makes them taste better!
- Clean up all dead or dying plant debris, because it can cause diseases and help insects that like to overwinter in the rotting vegetation. If you don’t have a compost pile, now is a good time to start one with healthy debris. If it looks diseased, discard it or burn it.
- Adding lime to the garden soil is best done in the Fall. Take a soil sample to your local extension office for a free soil test so you’ll know how much you need to add.
- Cut back perennial herbs, and freeze or dry them for winter cooking.
- Think about adding a cover crop. Cover crops add nutrients to the soil, and prevent soil erosion. Find a list for your region at https://www.almanac.com/content/cover-crops-us
- Before storing garden tools, remove all dirt and debris, then spray with a 10:1 mix of water and bleach. After they dry, oil tools that have moving parts, make any repairs that may be needed, and hang them out of traffic areas in your shed or garage.
Landscaping
- Plant trees and shrubs in the Fall. The cooler temps and onset of dormancy gives them the perfect opportunity to establish their root systems. They still need plenty of water, so make sure you keep them hydrated.
- Apply fertilizer to your lawn, and aerate it as well. Walking behind the fertilizer spreader in spike-soled shoes is a great way to do these two important things at once.
- The last time you mow, keep the level at 1¼”. This will keep leaves from settling on your lawn, as well prevent disease and insect over-wintering.
- Cut back your perennials in the flower beds, mulch them well, and divide tuberous plants like daylilies and irises. Hostas also benefit from a Fall division.
- If you have any young plants or trees, mulch well around them to protect them from freezing once the thermometer drops.
- Update container plantings with chrysanthemums, ornamental cabbages, pansies and interesting grasses. These should take you through the Winter and provide interest and color for the drab days ahead.
- Plant flower bulbs for a beautiful, maintenance-free Spring flowerbed. Daffodils, tulips, hyacinth, and crocuses will provide color for weeks.
Getting your garden and yard ready for Winter not only makes things look better, but it will certainly help once Spring gets here. The weather can be unpredictable come March and April, so take advantage of the cool, long days of Fall to prepare for next year’s growing season.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Photo credit: Town ‘N Country Garden Center
Tags: fall gardening, Fall Gardening Tips, gardeners, gardening, homeowners, homeownership, landscaping, orlando avenue top team, Orlando Sellers, plants, plating, Teri Isner, yard maintenance
Posted in Home Tips from Teri, Orlando Buyers | No Comments »
September 13th, 2022 by tisner

Who said every wall in your house had to be a white wall with art or family photos? Why not add an accent wall to add interest and style, as well as be a focal point in the room? Here are some wonderful ideas to make your wall go from silent to telling a story:
- Stenciling has come a long way from the floral room borders of the 80’s and 90’s. There are so many stencil designs available, and ambitious DIY’ers can even make their own! Bob Vila gives us a step-by-step tutorial on stenciling, as well as offering tips and tricks that are good to know before you get started.
- Wallpaper doesn’t need to cover every wall of a room. Add a bold or bright print to one wall, and add style and interest to the room. Get inspired for a wallpapered feature wall with these ideas from Better Homes and GardensⓇ.
- Create an accent wall with paint–this DIY can be done in a day, and make a huge difference in the look of the room for the amount of time it takes. This article from Real Simple has interior designer advice on choosing a color and even furniture placement after the job’s done, as well as tips for painting.
- Plank walls are a popular choice for a focal point as well as an accent wall. There are many materials choices for this feature: reclaimed wood, pre-stained wood, peel-and-stick tile, and even vinyl paneling!
- Sponge painting is still being used today, but with a more subtle look that adds the appearance of texture to a wall. There are many techniques, and House Painting Tutorials has several examples and links to their tutorials for each technique.
- Creating a board-and-batten from stock materials is a good undertaking if you’re handy with power tools, and this type of wainscoting can really transform a room. It may take a while to get this one done, but the difference it will make will be worth it.
- Embossed tin panels or tiles can be used to create a vintage-look focal point, or add corrugated tin for a more industrial look.
There are many more ways to change the look of your home with accent walls, and The Handyman website covers several of them–stone, brick veneer, and stamping to name a few. Once you get started, you may love the style accent walls add to your home, and end up with one in every room!
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Photo credit: buildbetterschools.info
Tags: accent walls, home improvement, homeownership, Make the Walls Talk, orlando avenue top team, Stenciling, Teri Isner, Wallpaper
Posted in Home Tips from Teri | No Comments »
February 3rd, 2021 by tisner

Garage doors might not seem like they make much of a difference, but imagine what your home would look like if you just had a flat door where your current garage door stands. Because they take up so much real estate on the front of most homes, garage doors can actually have a huge impact on the way your home looks and feels. So, what do you want your house to say today?
Garage Door Options
Here are some current garage door trends that could speak volumes:
- Bright Colors. There was a time when garage doors came in muted neutral colors and whites, and absolutely nothing else. Thankfully, those times are in the rearview mirror and we’re living in a far more enlightened – and vibrant – age. Bright colors can help enhance especially interesting woodwork on garage doors, complement homes with a lot of color, like Spanish styles or Victorians, or make fancy hardware pop like nothing else. Be careful with bright colors, though, because there is such a thing as too much; you can end up overwhelming the rest of your home if you don’t use them with caution. White trim on a brightly colored garage door, for example, can help contain the energy if you need to tone it down a bit.
- Sleek Industrial Lines. There’s something about clean, sharp lines that can turn a modern house into an ultra modern one. Those industrial lines are still a hot commodity, as are glass panels in nearly invisible aluminum frames. The look isn’t right for every home, but an industrial garage door can be an incredibly flexible design element, especially when placed against square-cut stone, dark colored shiplap, or natural wood siding.
- Country Cottage Styling. The whole country cottage meets industrial hardware look has really had some staying power. Not only does it give a big helping of nostalgia to a lot of people, it also makes it easier to blend more modern elements into older homes that may have been seriously deprived of any sense of self by excessively generic remodels of the 80s, 90s, and early 2000s. It may come as no surprise, then, that garage doors that are designed to echo the same look are also super popular. Choose carriage house doors or doors that resemble barn doors for an industrial cottage look beyond the interior of your home. Pairing these garage options with Dutch lap siding or irregular stone or brickwork can really make both the doors and the house pop.
- Natural Wood. Sure, natural wood doors have been available for some time, but never in anywhere near as many designs or tones. Look for solid wood doors for a lot of rustic flare, or choose a synthetic wood door for a modern home to give it a little more earthy feel without all the maintenance. Your industrial homestead can really make a statement with wooden garage doors made from horizontal strips in different wooden tones.
- Asymmetry. Mid-century modern homes are gaining a lot of popularity these days, but until recently there wasn’t a great garage door complement for them. Say hello to the asymmetrical door. With garage windows on one side rather than across the top, these unusual statement doors are perfectly paired with other square and rectangular outdoor elements, just like what you’d find on a vintage MCM ranch style home. Those side windows still let in a lot of light, while allowing a great deal of security and privacy inside your garage. It’s kind of the whole package.
A Door to Admire…
… is only a few clicks away, if you’re ready to get started. Log into your HomeKeepr community where you can can check out recommended overhead door professionals, architects, and other home aesthetic experts who can help you choose the perfect garage door for the vibe your home secretly wants to give off. You’ll be surprised at how easy the whole process is – and how much the feel of your home can change with just one decision!
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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By: Homekeepr, David Weinstein
Tags: garage doors, home improvements, homeownership, orlando avenue top team, Teri Isner, What’s New in Garage Door Styles
Posted in Home Tips from Teri | No Comments »
February 2nd, 2021 by tisner

The walls of your home are begging for a new paint job, or you simply want to change your decor colors, but money is not flowing freely enough to hire a painter. Painting is one DIY project that is cost-effective and easy enough to make it look as if you hired a crew to do the work. Go over these tips before you get started:
- Flat or matte paint is great for hiding flaws, and best used in low-traffic rooms, as it is not as easy to clean as glossy paint. Use latex paint for high-traffic walls, and oil paint for wood trim. Leave windows open when painting with oil paint because the odor is quite strong, and it takes longer to dry.
- When picking colors, do not be afraid to go bold, unless you plan to sell soon, then neutrals are your best choice.
- Purchase paint samples and apply each color in a 2’x2’ area on the wall you are planning to paint. Once it is dry, you will get a better feel for the color in the different lights, and whether you can live with it or not.
- The ceiling cannot be forgotten in your new design! Change the feel of the room’s height by going a shade darker (for a lower ceiling feel) or go a shade lighter or use a lighter color to give the illusion of a higher ceiling.
- Use this handy paint calculator to determine how much paint you will need. Other supplies necessary for a professional look are painter’s tape, drop cloths, putty, a putty knife, caulking, and any tools you may need for removing hardware from any doors or walls.
- Clean your walls and sand if necessary, then use a vacuum to make sure all the dust is gone.
- Covering a dark color, stains on the walls, old paneling, or new sheetrock may require a coat of primer prior to painting. Tint the primer with a little of your new wall color before applying.
- Before you start on the walls, do the little stuff first: paint in corners and close to the ceiling with a good brush, working your way down to catch drips.
- Paint the walls in 3’-4’ sections in an overlapping W-pattern, applying paint until you need to reload the roller. When you are near the ceiling and corners, get as close as possible using what is left on the roller where you previously already cut in. This gives a smooth appearance to the finish.
- Allow the paint to dry for 24 hours and avoid hanging anything on the walls for a few days. Hopefully, you should not have to do any cleaning until the paint has cured, usually two weeks to thirty days.
Giving your home a facelift with paint is easy and rewarding if done correctly. Feeling adventurous? Try painting a pattern on your wall. It may take more time, but the dramatic effect it makes in the room makes the wall a focal point, and one you can take pride in since you created it!
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Get Orlando Daily News delivered to your inbox! Subscribe here!
Photo credit: BergerPaints
Tags: DIY painting, home improvements, homeowners, homeownership, No Paint Crew Necessary, orlando avenue top team, painting, Teri Isner
Posted in Home Tips from Teri | No Comments »
January 27th, 2021 by tisner

It’s been a long year, and it’s ok if you’re tired of staring at those kitchen cabinets you’ve frankly hated for years. 2021 is a year about promise and change, and you can start the process in your very own home. There are lots of ways to give your cabinets a new look, whether you prefer something more classic or super contemporary. There’s an option for every budget, and most of the time you won’t even need to replace your cabinets or counters, unless you just really want to.
Remake Those Cabinets to Create Your Dream Kitchen
When it comes to giving your cabinets new life, you have options. Some are pretty simple and don’t require a lot of effort; some are quite challenging and may generate a great deal of mess and confusion. They’re all valid options, though, depending on just how much time you’re willing to put into the project.
You’ll have the most flexibility if you’re working with wooden cabinets, whether or not they’ve been painted previously. Laminated cabinets (also sometimes called MDF) are a bit of a different beast, and are very difficult to change once they’ve been installed. Here are a few things you should consider, depending on your cabinets:
- Swapping Hardware. Sometimes, the thing making your cabinets feel old and dated is the hardware. It might sound like a small thing, but heavy cabinet hardware from the 1970s has a whole different feel than more streamlined contemporary hardware. If you’re on a small budget, or you can’t have your kitchen torn apart for an extended period, investing in new hardware could give you a whole new look.
- Repainting. This is generally only a trick to try on cabinets that are made of wood, but if you use specially designed paints and primers, you can often make paint stick to laminated or metal cabinets. Choose a paint that’s self-leveling and dries hard, like a latex-based enamel cabinet paint, along with a bonding primer, for the very best results.
- You’ll need to take the doors down, sand the existing finish just enough to rough it up, and allow for plenty of dry time, but because these paints are tintable, the sky is really the limit. It goes on just like other high grade paint, so mix and match colors, paint two-tone designs on your existing cabinetry, or freehand it with fancy designs for a look you really love.
- Restaining. This will only work with wood cabinets, but you can really change the look of a room simply by restaining your existing cabinets. It’s possible to strip old paint off of painted cabinets, but be warned: it will be a lot of work and mess, so do it outside as much as you can.
- Once you have all the old stain or paint sanded off, apply your new stain per package directions. Today’s stains come in a lot more than traditional “wood” colors; many can create simulated whitewash or aged wood, or add a thin tint of color that will still allow the wood grain to show through.
If redoing your cabinet doors seems like it may be more mess than you’re prepared to deal with, or you want to change the actual design of your cabinet doors, another viable option would be to order all new cabinet doors. You may still need to paint or stain the cabinet bases to match, but a whole new design is a lot easier to achieve with new doors, and replacing those doors is a lot simpler than replacing all your cabinets.
Need a Little Help Deciding?
Not quite sure what you want to do with your cabinets? It’s ok, we’ve all been there. Just look in HomeKeepr for a recommendation for a cabinet maker, interior designer, or general contractor with kitchen experience. These experts know how to make your dreams come to life, no matter how specific they might be.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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By: Homekeepr, David Weinstein
Tags: home improvements, homeownership, kitchen cabinets, orlando avenue top team, Refinish Your Cabinets, Teri Isner, updating your kitchen cabinets
Posted in Home Tips from Teri | No Comments »
January 19th, 2021 by tisner

Moving is such a huge task, and not only takes a physical toll on you and your family, it takes an emotional toll as well. While those unpacked boxes are staring at you, it is very easy to feel overwhelmed, and wonder when the new house will feel like home. After making a few decisions, then getting to work, it will not take as long as you may think; follow these tips!
- Before you move, think about how you want to set up and decorate your new home. Here are a few factors you can focus on:
- If you love the layout of your current home, do the same in your new house as closely as you can. Use the same furniture placement, arrange your focal wall close to what you are familiar with, and keep your kitchen arranged as you do now.
- Is there something you really dislike about where you are now? Switch things up in the new house for a completely different look that you love. Paint and furniture slipcovers go a long way if a total overhaul is not in the budget.
- Those who thrive on change are going to have an easier time of moving to a new place. Many go from one decorating extreme to another: farmhouse rustic to sleek and modern or from mid-century decor to a cottage style.
- If it is in your plan to do any painting or other work, have that done before moving, or get it completed as soon as possible. The longer it takes to unpack and put your personal things in place, the longer you will feel unsettled.
- Getting unpacked as quickly as you can; no one feels at home having to maneuver around boxes that are stacked up around the house. If there are storage items that need to be put away, get them in the attic. Some rooms can be set up easily, such as the kitchen and eating areas, as well as bedrooms.
- Forgo the take-out food after a couple of nights. If you simply do not have time for cooking, at least seat everyone at the table with your usual dishes and silverware.
- Having younger children’s rooms arranged with all their favorites will help them settle in. Is there a family clock that chimes the hour? Get it unpacked and chiming as soon as possible. Whatever is an “expected thing” in your home, the sooner it is in place, the more comfortable everyone will feel.
- No matter the season, get your landscaping and outdoor items placed where you would like them. Personalizing with a monogrammed flag, your favorite flowers (in pots, as that is easier to care for after a recent move), and outdoor furnishings.
- Get into your normal routine as best you can, and if there are new jobs or places to be, go about them as you would have in your former home. Keeping everything, you need for the everyday running of life in the same general way and area they were in before will make for some normalcy.
Even if you are happy and excited about living in a new place, wanting to make it feel like home is important to everyone involved. Whether approached with a casual “whenever,” or a planned out unboxing and setting up, the comfort of home may take a few weeks or months to achieve. Taking care of the little things will certainly get you on your way to feeling some home, sweet home.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Photo credit: Heers Management
Tags: homeownership, new homeowners, orlando avenue top team, Settling in Your New Home, Teri Isner
Posted in Orlando Buyers | No Comments »
December 1st, 2020 by tisner

Filled with wonderful character, old homes can have some characteristics that are not so loveable. Many homebuyers purchase an old house with renovation in mind before they sign their contract. There are some elements in the aging structures, however, that should be left to restoration instead of demolition.
- Built-Ins Unless there is serious damage to the pieces, leave the built-in shelving or window seating. Most built-ins are there to function in some way, and you will likely appreciate and use them once they have been restored.
- Molding and Doors Whether plaster or wooden, crown and window molding, ceiling beams, and baseboards should be revived in whatever way necessary to bring them to their former glory. Solid core doors are another item to keep and restore.
- Plaster Crumbling plaster looks awful and may be expensive to repair. The folks at The Craftsman Blog point out the benefits of leaving and mending the plaster over installing new drywall.
- Original Windows While energy-efficient windows are encouraged to most home remodelers, there are ways to save old wooden windows in a house and still save energy. Old House Online says getting an energy audit, insulating your attic, and weatherstripping, among other things, will make the old windows rival replacements.
- Fireplaces Sometimes, homeowners rip out newer wall coverings and find a gleaming old fireplace hiding behind it. If you’re not interested in using it, have a professional close it in safely, and use it as a feature in the room. Otherwise, the same pro can likely bring the chimney up to code so the fireplace can be useful.
- Floors Almost every old home has hardwood floors hiding beneath carpet, tile, or linoleum, and sometimes all three at once! They may look awful when peeling back the layers, but this type of old-growth wood cannot be found anywhere in modern times, and restoring them will be the best thing you can do for them.
Other features you should consider keeping are wood siding, mosaic tile, exposed brick, porch columns, and lighting fixtures. If you see that you’d rather mix modern elements into the house, do your best to find someone who will remove the old items so they can be used by other old house renovation projects. Sell them outright, through a consignment shop, or donate to a Habitat for Humanity ReStore.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Get Orlando Daily News delivered to your inbox! Subscribe here!
Photo credit: lovePROPERTY
Tags: home improvements, home renovations, homeowners, homeownership, old home, Old House Elements Worth Saving During a Renovation, orlando avenue top team, Teri Isner
Posted in Home Tips from Teri | No Comments »
October 20th, 2020 by tisner

When listing pros of owning a home in comparison to renting one, many think of things like lower monthly payments for the roof over their heads, the freedom to renovate or simply paint as they desire, or the opportunity to finally have a garden of their dreams. Tax benefits, however, are not something many consider; learn about some of the main tax-related advantages homeownership can bring:
- Tax deduction on mortgage interest: when a homeowner’s mortgage is no greater than $750,000, the interest on that mortgage is tax-deductible.
— In 2017, the IRS made changes to this deduction, reducing the mortgage limit. If your mortgage was taken out before December 2017 and is $1 million or less, this deduction applies to your situation as well.
— Having a home equity line of credit (HELOC) that meets the above standards will receive the interest tax credit as well.
— In case a homeowner has two mortgages that are each less than the $750,000 limit, but the total of those mortgages exceeds the limit, not all interest is deductible. Learn more from the IRS Newsroom.
— According to the Tax Cuts and Jobs Act, this benefit will stand through 2026!
- When the home was purchased, were mortgage points used as part of the loan transaction? This may qualify for a tax credit. Use this handy worksheet from the IRS to determine eligibility.
- Many have used their homes for office space this past year, but not everyone qualifies for a home office tax credit. Those who are independent contractors or self-employed are the only taxpayers allowed this credit.
- Your lender is required to include property taxes paid on the 1098 form they send at tax time. Property taxes paid up to $10,000 are eligible for a tax deduction.
- If you are paying private mortgage insurance (PMI), the law to receive a tax credit for this has been reinstated as well as being retroactive. House Logic has more information about the changes and benefits.
Do not miss out on these tax deductions! Normally, hiring a professional tax preparer will get the most benefits for you if you give them all the necessary paperwork. Keep in mind that using an online tax prep service will ask homeowner-related questions as you work through your return, and self-tax prep is generally less expensive, depending on the software company you choose.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
Get Orlando Daily News delivered to your inbox! Subscribe here!
Photo credit: Desmond Wealth Management
Tags: homeowners, homeownership, orlando avenue top team, property taxes, Tax Benefits of Home Ownership, tax deductions, taxes, Teri Isner
Posted in Financing | No Comments »
September 22nd, 2020 by tisner

Drip. Drip. Drip. It is pouring rain outside, and you hear that dreaded sound coming from somewhere inside your home. Grabbing the mop bucket to place under the leak will save you from a mess but drying the floor and putting the bucket close by for the next rainstorm is not where you need to stop. Leaving a leaking roof untouched can be detrimental to your health, home, and investment.
- Sometimes you may not notice dripping water, but will see bubbling drywall or plaster, or simply a change in the color of the paint.
- If you find a drip and have retrieved something to catch water, your next step should be to try and find where the leak is. Open the attic door, and with a flashlight, look around for the dripping water or wet areas.
- Do not be tempted to place something to catch the water in the attic. The container can become too full and heavy, and come crashing through the ceiling.
- While a downpour or thunderstorm is not the time to go outside, once it is safe to do so, go outside and look up the roof’s slope from the area where the leaking was.
— If it is not obvious, you may have to wait to create your own “rainstorm” with a water hose or call a pro to locate the problem.
- If the leak is on a flat area of the roof, secure a tarp over the leak to stop more water from coming in. Sometimes the leaks are around a vent or chimney, and those can be tricky, so you may not be able to make a temporary fix until the roofer arrives.
- Whether you DIY the roof repair or call a roofing contractor, the attic will need to be dried out.
— Use a dehumidifier to absorb the moisture in the air coupled with a large fan to dry the area.
— Inspect surrounding insulation and make certain it is completely dry before you put it back in place. If it has become compacted, it will need to be replaced with new insulation.
- Leaving a leaky roof with a temporary patch, or worse, doing nothing at all can cause expensive and dangerous problems.
— Mold and mildew can grow not only on the roof, but inside the attic, and possible down to the ceiling and walls.
— Wood under the shingles and on the roof, joists can rot, causing an expensive replacement.
— Drywall and plaster are not meant to be wet, and the moisture can cause them to become weak. No one wants collapsing ceilings or walls.
— Water can get into the home’s wiring, causing copper wires to degrade, and in turn causing an electrical short or even a fire.
As soon as a leak is discovered, repairing it yourself is fine if done correctly. You may be pleasantly surprised at how easy it can be for a pro to stop a small leak, and the price of the repair will not be very high. However, the cost of a professional making a repair to a leaking roof cannot compare with keeping your home’s largest and most important structure safe and sound as well as keeping your family safe and healthy.
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Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Photo credit: remedy roofing
Tags: Fix That Leaky Roof, homeowners, homeownership, orlando avenue top team, roof maintenance, roof repair, roofs, Teri Isner
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